NOT LISTED FOR SALE

291 Indigo Loop Miramar Beach, FL 32550

Estimated Value: $740,459 - $1,092,000

3 Beds
2.5 Baths
2,469 Sq Ft
$353/Sq Ft Est. Value

Last Sold May 14, 2024

Last sale price $820,000 $332 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,931/month

14 Days on Market

Highlights

  • On Golf Course
  • Home fronts a pond
  • Pond View
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Pond

About This Home

As of May 2024

This immaculate and pristine home located on the 5th fairway of the renowned Emerald Bay Golf Course is an absolute MUST to see! As you enter the circle driveway of this Carib looking home with tons of character and lush landscaping, you will feel the warmth and amazing energy this home exuberates! As you approach the front door, you will love the large front porch and be mesmerized by all the beauty and privacy that surrounds you. Upon entering, the open foyer will lead you to an inspiring living room to welcome friends and family. This split floor plan features beautifully well-maintained pecan wood flooring, crown molding throughout, high ceilings and recessed lighting. The kitchen features granite countertops with lots of cabinets, tile backsplash, a spacious pantry, an island with wine storage as well as a convenient 2nd sink. Just outside of the kitchen is a quaint breakfast area for enjoying your morning coffee. The dining room is large and open and is extra special for guests and family gatherings. The family room is spacious and well-designed with windows overlooking the gorgeous, landscaped yard and golf course. It also features a gas fireplace with newer stacked stone! This well-designed split floor plan also features a separate office and 3 spacious bedrooms! The over-sized 43x18 primary bedroom is fit for a king with a large sitting area and a window with spectacular views. You also have your own private patio doors leading to the gorgeous, screened back patio! The double closets provide lots of additional space for storage and organizing. The primary bathroom features separate double sinks with a whirlpool tub and a separate shower. In addition to all of these exceptional features, the large covered screened back patio amplifies this already amazing oasis, providing approximately 500 sq ft of outdoor space that could be used for an abundance of entertainment or simply relaxing with a glass of wine! The gorgeous tropical landscaping featured around the home gives off the Florida vibe with a beautifully well-maintained yard and plenty of privacy. This home has lots of extra features such as ample storage in the attic and throughout, a central vacuum system, a security system and wiring for surround sound. In addition, the water heater is only 1.5 years old, and the HVAC is approximately 5 years old that is professionally maintained by a licensed technician. The Emerald Bay community has one of the most reasonably priced HOA's in the area with a fee of only $230 a quarter. It includes a gated secured entry, community swimming pool, tennis courts and a guest house that can be rented for larger gatherings. In addition, it offers optional memberships to one of the most popular and entertaining golf courses on the Emerald Coast! Don't miss out living in one of the most peaceful and serene communities so close to the most beautiful beaches, shops, and restaurants! Come and explore the opportunity of owning your piece of paradise today!

Last Agent to Sell the Property

Gail Johnsey

EXP Realty LLC License #3484239 Listed on: 03/11/2024

EXP Realty LLC

Last Buyer's Agent

Test Test

ECN - Unknown Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,051

Year Built

  • Built in 2003

Lot Details

  • 10,019 Sq Ft Lot
  • Home fronts a pond
  • On Golf Course
  • Level Lot
  • Sprinkler System

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Slate Roof
  • Vinyl Trim
  • Stucco
  • Slate

Interior Spaces

  • 2,469 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Sitting Room
  • Living Room
  • Screened Porch
  • Pond Views
  • Pull Down Stairs to Attic
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dressing Area
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Pond

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42910-00C-0060

Community Details

Overview

  • Association fees include ground keeping, security
  • Emerald Bay Ph 1A Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,051

Year Built

Built in 2003

Lot Details

0

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD BAY PH 1A
  • Directions: From Hwy 98, Emerald Bay entrance is on the north side. Go into the gated community and turn on the first street to the right. Drive toward the middle of the block and home will be on the left. Gates are secured around 5:30pm in the evening, but open during the day.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Sitting Room: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Pond: Yes
  • Waterview:Pond2: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Trash Compactor
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - None, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatment All
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Trash Compactor: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Appliances:Central Vacuum: Yes

Exterior Features

  • Lot Features: Golf Course, Level, Within 1/2 Mile to Water
  • View: Pond
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Construction Type: Roof Tile/Slate, Stucco, Trim Vinyl
  • Exterior Features: Patio Covered, Patio Enclosed, Porch Screened, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Golf Course: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Gated Community, Golf, Pool, Tennis
  • Association #2 Fee: 230.84
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Security

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 30-2S-21-42910-00C-0060
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3051.49
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2024
Closed on
May 14, 2024
Sold by
Debara D Smith Revocable Trust and Smith Debara D
Bought by
Jonathan Scott Graves Revocable Living Trust and Graves
Seller's Agent
Gail Johnsey
EXP Realty LLC
Buyer's Agent
Test Test
ECN - Unknown Office
List Price
$829,900
Sold Price
$820,000
Premium/Discount to List
-$9,900
-1.19%
Views
32
Current Estimated Value
$872,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,115
Avg. Annual Appreciation
4.14%

Purchase Details

Closed on
Jan 10, 2019
Sold by
Smith Debara D
Bought by
Smith Debara D and Debrara D Smith Revocable Trus

Purchase Details

Closed on
Jun 20, 2018
Sold by
Smith Debara D and Smith Michael T
Bought by
Smith Debra D

Purchase Details

Closed on
Dec 11, 2014
Sold by
Smith Michael Todd and Smith Debara Dee
Bought by
Smith Michael T

Purchase Details

Listed on
Aug 18, 2011
Closed on
Apr 20, 2012
Sold by
Tavormina Vincent J and Tavormina Eileen M
Bought by
Smith Michael Todd and Smith Debara Dee
Seller's Agent
Laurie Hollowell
Keller Williams Realty Destin
Buyer's Agent
Teri Davis
Scenic Real Estate
List Price
$422,000
Sold Price
$422,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.49%
Original Mortgage
$422,000
Interest Rate
2.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 11, 2008
Sold by
National Residential Nominee Svcs Inc
Bought by
Tavormina Vincent J and Tavormina Eileen M

Purchase Details

Closed on
Nov 25, 2003
Sold by
Schroeder Chance K
Bought by
Houck Perry A and Houck Vicki

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$395,910
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 22, 2003
Sold by
W Gargas Construction Inc
Bought by
Schroeder Chance K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,900
Interest Rate
5.75%

Purchase Details

Closed on
Jun 7, 2002
Sold by
Panageas Dan P and Panageas Mary J
Bought by
W Gargas Construction Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.85%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jonathan Scott Graves Revocable Living Trust $820,000 Beach Land And Title Services
Smith Debara D -- Attorney
Smith Debra D -- None Available
Smith Michael T -- Attorney
Smith Michael Todd $422,000 Attorney
Tavormina Vincent J $430,000 Fidelity National Title
National Residential Nominee Svcs Inc $430,000 Fidelity National Title
Houck Perry A $439,900 Mcneese Title Llc
Schroeder Chance K $369,900 --
W Gargas Construction Inc $72,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Smith Michael Todd $422,000
Previous Owner Houck Perry A $395,910
Previous Owner Schroeder Chance K $269,900
Previous Owner W Gargas Construction Inc $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/14/2024 05/14/24 Sold $820,000 -1.2% $332 / Sq Ft
03/25/2024 03/25/24 Pending -- -- --
03/11/2024 03/11/24 For Sale $829,900 +96.7% $336 / Sq Ft
04/20/2012 04/20/12 Sold $422,000 0.0% $172 / Sq Ft View Prior Sale
02/24/2012 02/24/12 Pending -- -- --
08/18/2011 08/18/11 For Sale $422,000 -- $172 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,091 $389,819 -- --
2023 $3,091 $378,465 $0 $0
2022 $3,051 $367,442 $0 $0
2021 $3,089 $356,740 $0 $0
2020 $3,140 $407,420 $93,858 $313,562
2019 $3,044 $343,905 $0 $0
2018 $2,993 $337,493 $0 $0
2017 $2,908 $330,551 $0 $0
2016 $2,869 $323,752 $0 $0
2015 $2,893 $321,501 $0 $0
2014 $2,910 $318,949 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 944405

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42910-00C-0060