Seller's Agent in 2025
Monika Prasai
Coldwell Banker Realty
(760) 916-5100
2 in this area
15 Total Sales
2914 Elm Tree Ct Spring Valley, CA 91978
2
Beds
2
Baths
916
Sq Ft
$498/mo
HOA Fee
Highlights
- Community Pool
- Forced Air Heating and Cooling System
- Property is Fully Fenced
About This Home
As of December 2025This move-in ready 2-bedroom, 2-bath home in the desirable Ranchwood Park community combines comfort, upgrades, and convenience. Recent improvements include dual-pane windows, upgraded flooring, and new screen doors, along with a modern kitchen featuring granite countertops, stainless steel appliances, and a reverse osmosis system. Enjoy in-unit laundry with washer and dryer, a private fenced backyard, and the ease of an assigned carport. Community amenities include a pool, spa, tennis courts, BBQ areas, and a new expansive public park underway for families, pets, and outdoor fitness. With HOA covering water, trash, and exterior maintenance, plus a central location close to schools, shopping, dining, and freeway access, this home is a rare opportunity at an incredible price.
Last Agent to Sell the Property
Coldwell Banker Realty License #02110179 Listed on: 08/29/2025
Last Buyer's Agent
Mauricio Perez-Vazquez
Real Brokerage Technologies License #01303708
Property Details
Home Type
- Condominium
Year Built
- Built in 1986
Lot Details
- Property is Fully Fenced
HOA Fees
- $498 Monthly HOA Fees
Home Design
- Entry on the 1st floor
- Composition Roof
- Stucco
Interior Spaces
- 2 Bedrooms
- 916 Sq Ft Home
- 3-Story Property
- Family Room with Fireplace
- Gas Range
Parking
- 1 Parking Space
- Assigned Parking
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, roof maintenance, sewer, trash pickup, water
- 8 Units
- Ranchwood HOA
- Mid-Rise Condominium
- Ranchwood Community
- Spring Valley Subdivision
Recreation
- Community Pool
Pet Policy
- Pets allowed on a case-by-case basis
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
Dec 1, 2025
Sold by
Baker Arthur Wayne and Baker Prasasti
Bought by
Morales Jose Luis and Encinas Diana Venecia
Seller's Agent
Monika Prasai
Coldwell Banker Realty
Buyer's Agent
Mauricio Perez-Vazquez
Real Brokerage Technologies
List Price
$514,999
Sold Price
$490,000
Premium/Discount to List
-$24,999
-4.85%
Views
158
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-47.93%
Original Mortgage
$440,000
Outstanding Balance
$440,000
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$43,646
Purchase Details
Listed on
Jun 17, 2022
Closed on
Jul 8, 2022
Sold by
Reddy and Lynn
Bought by
Baker Arthur Wayne and Baker Prasati
Seller's Agent
Clinton Jones
Connect Realty Inc
Buyer's Agent
Monika Prasai
Coldwell Banker Realty
List Price
$484,999
Sold Price
$479,000
Premium/Discount to List
-$5,999
-1.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.66%
Original Mortgage
$490,017
Interest Rate
5.09%
Mortgage Type
Balloon
Purchase Details
Closed on
Feb 23, 2020
Sold by
Foster Derek M
Bought by
Reddy Michael and Reddy Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,475
Interest Rate
3.6%
Mortgage Type
VA
Purchase Details
Closed on
Aug 8, 2016
Sold by
Schweizerhof Rosemary
Bought by
Foster Derek M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,500
Interest Rate
3.42%
Mortgage Type
FHA
Purchase Details
Listed on
Jul 22, 2013
Closed on
Aug 2, 2013
Sold by
Proctor Julie A
Bought by
Schweizerhof Rosemary
Seller's Agent
Laura Sullivan Rosson
Coldwell Banker Realty
Buyer's Agent
Vicente Enriquez
Keller Williams San Diego Metro
List Price
$212,000
Sold Price
$212,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.97%
Original Mortgage
$216,558
Interest Rate
4.46%
Mortgage Type
VA
Purchase Details
Closed on
Sep 21, 2011
Sold by
Proctor Julie A
Bought by
Proctor Julie A
Purchase Details
Closed on
Mar 9, 2011
Sold by
Federal National Mortgage Association
Bought by
Proctor Julie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,451
Interest Rate
4.77%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 26, 2010
Sold by
Tellechea Nadia
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 17, 2005
Sold by
Tellechea Onesimo
Bought by
Tellechea Nadia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
5.6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 15, 2002
Sold by
Tellechea Silvia
Bought by
Tellechea Onesimo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,920
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 13, 2002
Sold by
Dunn William Brian
Bought by
Tellechea Nadia and Tellechea Onesimo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,920
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 28, 1986
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $479,000 | Pacific Coast Title | |
| Grant Deed | $325,000 | First American Ttl San Diego | |
| Grant Deed | $259,000 | Corinthian Title Company | |
| Grant Deed | $212,000 | Corinthian Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $140,000 | Stewart Title Of California | |
| Trustee Deed | $225,122 | Stewart Title | |
| Interfamily Deed Transfer | -- | Stewart Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Grant Deed | $172,000 | Chicago Title Co | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Deed | $75,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $490,017 | Balloon | |
| Previous Owner | $332,475 | VA | |
| Previous Owner | $210,500 | FHA | |
| Previous Owner | $216,558 | VA | |
| Previous Owner | $136,451 | FHA | |
| Previous Owner | $212,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $162,920 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/16/2025 12/16/25 | Sold | $490,000 | +2.3% | $535 / Sq Ft | |
| 11/21/2025 11/21/25 | Pending | -- | -- | -- | |
| 11/08/2025 11/08/25 | Price Changed | $479,000 | -2.0% | $523 / Sq Ft | |
| 09/29/2025 09/29/25 | Price Changed | $489,000 | -5.0% | $534 / Sq Ft | |
| 08/29/2025 08/29/25 | For Sale | $514,999 | +7.5% | $562 / Sq Ft | |
| 07/13/2022 07/13/22 | Sold | $479,000 | -1.2% | $523 / Sq Ft | View Prior Sale |
| 06/21/2022 06/21/22 | Pending | -- | -- | -- | |
| 06/17/2022 06/17/22 | For Sale | $484,999 | +49.2% | $529 / Sq Ft | |
| 04/30/2020 04/30/20 | Sold | $325,000 | +1.6% | $355 / Sq Ft | View Prior Sale |
| 02/10/2020 02/10/20 | Pending | -- | -- | -- | |
| 01/19/2020 01/19/20 | For Sale | $320,000 | +50.9% | $349 / Sq Ft | |
| 10/01/2013 10/01/13 | Sold | $212,000 | 0.0% | $231 / Sq Ft | View Prior Sale |
| 08/01/2013 08/01/13 | Pending | -- | -- | -- | |
| 07/22/2013 07/22/13 | For Sale | $212,000 | -- | $231 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,441 | $484,000 | $302,000 | $182,000 |
| 2024 | $6,441 | $484,000 | $303,000 | $181,000 |
| 2023 | $5,894 | $444,000 | $278,000 | $166,000 |
| 2022 | $4,493 | $334,933 | $129,549 | $205,384 |
| 2021 | $4,442 | $328,366 | $127,009 | $201,357 |
| 2020 | $3,833 | $274,425 | $106,145 | $168,280 |
| 2019 | $3,782 | $269,045 | $104,064 | $164,981 |
| 2018 | $3,679 | $263,771 | $102,024 | $161,747 |
| 2017 | $595 | $258,600 | $100,024 | $158,576 |
| 2016 | $3,023 | $219,532 | $84,913 | $134,619 |
| 2015 | $3,004 | $216,235 | $83,638 | $132,597 |
| 2014 | $2,953 | $212,000 | $82,000 | $130,000 |
Source: Public Records
Agents Affiliated with this Home
-
Monika Prasai
-
M
Buyer's Agent in 2025
Mauricio Perez-Vazquez
Real Brokerage Technologies
-
Clinton Jones
Seller's Agent in 2022
Clinton Jones
Connect Realty Inc
(619) 797-0948
1 in this area
111 Total Sales
-
Jennifer Jones
J
Seller Co-Listing Agent in 2022
Jennifer Jones
Connect Realty Inc
(619) 616-3063
1 in this area
17 Total Sales
-
Z
Buyer Co-Listing Agent in 2022
Zandra Ulloa
Team Z Realty
-
M
Buyer Co-Listing Agent in 2022
Maela Hughes
Coldwell Banker Beachside
Map
Source: San Diego MLS
MLS Number: 250037603
APN: 506-110-11-38
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