$410,000
$79K PRICE DROP

2925 Terra Ceia Bay Blvd Unit 2203 Palmetto, FL 34221

Estimated payment $3,922/month

Total Views 13,214
3 Beds
2 Baths
1,939 Sq Ft
$211 Price per Sq Ft

Highlights

  • Access To Intracoastal Waterway
  • Gated Community
  • Wood Flooring
  • Intracoastal View
  • Open Floorplan
  • High Ceiling

About This Home

Price is not a typo! This TURNKEY home is ready for you to move in as a full time resident or to escape the northern winters as a snowbird. The seller’s price includes all furnishings / queen beds / linens / towels / dressers / tables / chairs and even the pots and pans in the kitchen!

Experience breathtaking western sunsets from this stunning 3-bedroom, 2-bath condo spanning nearly 2,000 square feet. Designed for comfort and style, the residence boasts high ceilings, wide baseboards, solid doors, crown molding, and large-format tile set on the diagonal. The great room layout features a dining area and floor-to-ceiling glass doors that open to a 31-foot screened lanai with picturesque bay and mangrove canopy estuary views.

The kitchen is a chef's dream with granite countertops, a breakfast bar, stainless steel appliances, and custom-built cabinetry. Bedrooms offer engineered laminate floors, built-in closets, and ceiling fans, while the primary suite includes its own glass door to the lanai, a spa-like en-suite bath with a Roman shower, dual-sink vanity, and a separate water closet.

Conveniently located just steps from the secured elevator, Bay Club is one of the area’s premier condominium complexes. Residents enjoy exclusive amenities, including a private pool, grilling area, secured bike storage, a resident storage room, and under-building parking for one vehicle.

Nestled within the tranquil Palms of Terra Ceia/ Terra Ceia Country Club community, the property offers optional golf and social memberships for full-time or seasonal residents. Nature enthusiasts will love the nearby trails, boardwalks, and paths, as well as the dog park and public tennis and pickleball courts located just outside the community gate. This condo is the perfect retreat for those seeking a harmonious blend of luxury, convenience, and natural beauty. This move-in ready unit is being offered FURNISHED (minus a couple items) making this a wonderful find on Florida's Gulf Coast!

Terra Ceia Bay Club is a condominium community with two buildings, 40 units in each. The complex is managed by a board of directors and overseen by a professional management company. The structures are fortress solid, with high-strength, pre-stressed concrete design and are just 18 years since new. All maintenance is up to date, with major capital improvements funded!

Listing Agent

Jordan Chancey, PA

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3140532 Listed on: 01/17/2025

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

Co-Listing Agent

Sarah Whisnant

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3110315

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,099

Year Built

  • Built in 2007

Lot Details

  • East Facing Home

HOA Fees

  • $1,149 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Ground Level Parking
  • Reserved Parking
  • Assigned Parking

Property Views

  • Intracoastal
  • Full Bay or Harbor

Home Design

  • Pillar, Post or Pier Foundation
  • Block Foundation
  • Slab Foundation
  • Membrane Roofing
  • Stucco

Interior Spaces

  • 1,939 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished
  • High Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Blinds
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Storage Room
  • Inside Utility

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Access To Intracoastal Waterway
  • Fishing Pier
  • Access to Bay or Harbor
  • Limited Water Access
  • Powered Boats Permitted
  • Outdoor Storage
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, recreational facilities, sewer, trash, water
  • C&S Community Management Services, Inc. Association, Phone Number (941) 758-9454
  • Visit Association Website
  • Bay Club Ph Ii Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community

Amenities

  • Community Mailbox

Recreation

  • Community Pool

Pet Policy

  • Pets up to 25 lbs
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Security

  • Card or Code Access
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,099

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,149 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Other, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1939
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 2187
  • Directions to Property: Terra Ceia Bay Blvd. to Bay Club buildings located just past the fishing pier. Bay Club 2 is the North Bldg. closest to the fishing pier.
  • Status: Active
  • Co List Office Mls Id: MFR281531134
  • Co List Office Phone: 941-737-1500
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 2
  • List Office Head Office Key Nume: 505037573
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 211.45
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Waterfront
  • Attribution Contact: 941-737-1500
  • Tax Year: 2023
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Elevator, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block, Pillar/Post/Pier, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Blinds, Insulated Windows, Window Treatments
  • Street Number Modifier: 2925
  • Additional Rooms: Den/Library/Office,Great Room,Inside Utility,Storage Rooms
  • Living Area Meters: 180.14
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Exterior Features: Private Mailbox, Sliding Doors, Storage
  • Roof: Membrane
  • Pool Private: No
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Intracoastal Waterway,Limited Access
  • Water Extras: Fishing Pier,Powerboats – None Allowed
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Partial,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Assigned, Ground Level, Guest, Reserved, Basement

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room, Same Floor As Condo Unit
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Pool, Special Community Restrictions, Street Lights
  • Association Name: C&S Community Management Services, Inc.
  • Phone: (941) 758-9454
  • Association: Yes
  • Security: Gated Community, Key Card Entry, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: None
  • Building Name Number: 2925
  • Condo Fees: 1149
  • Condo Land Included YN: 0
  • Max Pet Weight: 25
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: jfernandez@cscmsi.com
  • Monthly Condo Fee Amount: 1149
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://www.cscmsi.com/bay-club

Fee Information

  • Total Annual Fees: 13788.00
  • Total Monthly Fees: 1149.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2412720659
  • Additional Parcels: No
  • Flood Zone Code: A
  • Homestead YN: 1
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with C&S Management for details if interested in renting

Tax Info

  • Tax Annual Amount: 6099.17
  • Tax Block: 4000
  • Tax Book Number: 2219-3920
  • Tax Lot: 0
  • Tax Other Annual Assessment Amount: 916

Multi Family

  • Approval Process: Check with C&S Management for details if interested in renting

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,236 $317,475 -- --
2023 $6,099 $308,228 $0 $0
2022 $6,015 $299,250 $0 $299,250
2021 $4,005 $198,721 $0 $0
2020 $4,127 $195,977 $0 $0
2019 $4,060 $191,571 $0 $0
2018 $4,015 $187,999 $0 $0
2017 $3,743 $184,132 $0 $0
2016 $3,695 $180,345 $0 $0
2015 $3,625 $179,091 $0 $0
2014 $3,625 $177,670 $0 $0
2013 $3,627 $175,044 $1 $175,043
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Price Changed $410,000 +2.9% $211 / Sq Ft
05/21/2025 05/21/25 Price Changed $398,500 -4.9% $206 / Sq Ft
05/07/2025 05/07/25 Price Changed $419,000 -2.3% $216 / Sq Ft
04/12/2025 04/12/25 Price Changed $429,000 -2.3% $221 / Sq Ft
02/24/2025 02/24/25 Price Changed $439,000 -10.2% $226 / Sq Ft
01/17/2025 01/17/25 For Sale $489,000 -- $252 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 Optimum Title Llc
Special Warranty Deed $234,600 Barnes Walker Title Inc
Source: Public Records

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Source: Stellar MLS

MLS Number: A4635366

Stellar MLS

APN: 24127-2065-9