$500,000
SOLD MAY 15, 2025
4 Beds
2.5 Baths
2,230 Sq Ft
0.26 Acres

Recently Sold

$224 Per Sq Ft

5% Above List Price

2 Days on Market

Highlights

  • River Front
  • Mature Trees
  • Clubhouse
  • Oswego High School Rated A-
  • Community Lake
  • Deck

About This Home

As of May 2025

Start your next chapter here! Built in 2016, you will fall in love with this 2-story home in the Southbury subdivision in Oswego with over 2200 sf, 4 bedrooms, 2 full / 1 half bath, full unfinished lookout basement and 2-car garage. Large fenced corner lot away from the main road. Large windows throughout the home with stunning sunset views over the pond. Lots of natural light throughout! Original homeowners! The beautiful two-story foyer leads to the formal living room that opens to the separate dining room perfect for entertaining. The kitchen has wood cabinets with crown moulding, granite countertops, island, pantry, Energy star rated ss appliances, separate eating area, recessed lighting and slider to backyard deck. Opens to the comfortable family room with an updated electric fireplace and ceiling fan. First floor powder room and laundry room too. On the second floor, you'll have the primary bedroom with a beautiful en-suite with double vanity and walk-in-shower and large walk-in-closet. Three additional bedrooms and full hall bath. The unfinished basement has 9' ceilings and plumbing rough-in and ready for your ideas! Enjoy outdoor summer entertaining on your brick paver patio with Pergola. RECENT UPDATES include: stacked stone fireplace mantle with electric fireplace (2023), granite countertops (2020), water softener (2020), insulated garage and garage doors (2019). The clubhouse community has 3 separate pools, fitness center, playground and walking trails throughout. Great family neighborhood with easy access to on-site elementary and jr high schools, restaurants and stores on Route 34, transportation, parks and so much more! Don't Miss Out!!!

Last Agent to Sell the Property

Stefanie Ridolfo

Real Broker LLC License #475165163 Listed on: 04/10/2025

Real Broker LLC

Last Buyer's Agent

Maria Kharot & Shauna Weatherspoon

HomeSmart Connect LLC License #475174209

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,523

Year Built

  • Built in 2016

Lot Details

  • River Front
  • Fenced
  • Corner Lot
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $72 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,230 Sq Ft Home
  • 2-Story Property
  • Whole House Fan
  • Ceiling Fan
  • Electric Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Carpet
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio
  • Pergola

Location

  • Property is near a park

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener is Owned
  • Cable TV Available

Community Details

Overview

  • Association fees include pool, exterior maintenance
  • Patty Deering Association, Phone Number (315) 546-3433
  • Southbury Subdivision, Meadowlark Floorplan
  • Property managed by Southbury Masters - Associa Chicagoland
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,523

Year Built

Built in 2016

Lot Details

0

HOA Fees

$72 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Southbury
  • Year Built: 2016
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Water Softener Owned, ENERGY STAR Qualified Appliances, Gas Oven, Humidifier
  • Basement: Unfinished, Bath/Stubbed, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2230
  • Other Equipment: Water-Softener Owned, TV-Cable, Ceiling Fan(s), Fan-Whole House, Sump Pump, Radon Mitigation System
  • Room Type: Eating Area, Foyer, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2295
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Builder

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Lighting
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 475000
  • Lot Features: Corner Lot, Mature Trees
  • OtherStructures: Pergola
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 215
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Not Required
  • Management Company: Southbury Masters - Associa Chicagoland
  • Management Contact Name: Patty Deering
  • Management Phone: 315-546-3433
  • Master Association Fee: 0
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Pool, Exterior Maintenance

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 8662
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 10523
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 8, 2025
Sold by
Garcia Corinne M and Stontz Corinne M
Bought by
Lyon Krystle
Seller's Agent
Stefanie Ridolfo
Real Broker LLC
Buyer's Agent
Maria Kharot & Shauna Weatherspoon
HomeSmart Connect LLC
List Price
$475,000
Sold Price
$500,000
Premium/Discount to List
$25,000
5.26%
Total Days on Market
2
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-46.87%
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$81,385

Purchase Details

Closed on
Jan 6, 2021
Sold by
Garcia Andrew C
Bought by
Garcia Corinne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,600
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 7, 2016
Closed on
Sep 14, 2016
Sold by
Drh Cambridge Homes Inc
Bought by
Garcia Andrew C and Garcia Corinne M
Seller's Agent
Christopher Naatz
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Jeffrey Guenther
Charles Rutenberg Realty of IL
List Price
$299,990
Sold Price
$292,990
Premium/Discount to List
-$7,000
-2.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%
Original Mortgage
$234,392
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 20, 2015
Sold by
Oswego 75 Llc
Bought by
Drh Cambridge Homes Inc

Purchase Details

Closed on
Nov 4, 2010
Sold by
Bolnick Andrew J
Bought by
Oswego 75 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,200,000
Interest Rate
4.27%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Citywide Title
Interfamily Deed Transfer -- Carrington Ttl Partners Llc
Warranty Deed $293,000 First American Title
Special Warranty Deed $200,500 Chicago Title Insurance Co
Receivers Deed $3,900,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Previous Owner $255,600 New Conventional
Previous Owner $255,400 New Conventional
Previous Owner $234,392 New Conventional
Previous Owner $10,000,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $3,200,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/15/2025 05/15/25 Sold $500,000 +5.3% $224 / Sq Ft
04/13/2025 04/13/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $475,000 +62.1% $213 / Sq Ft
09/14/2016 09/14/16 Sold $292,990 -0.7% $131 / Sq Ft
08/14/2016 08/14/16 Pending -- -- --
08/09/2016 08/09/16 Price Changed $294,990 -1.0% $132 / Sq Ft
08/01/2016 08/01/16 Price Changed $297,990 -0.7% $134 / Sq Ft
07/07/2016 07/07/16 For Sale $299,990 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,104 $126,143 $28,483 $97,660
2022 $10,104 $117,891 $26,620 $91,271
2021 $9,466 $107,174 $24,200 $82,974
2020 $8,987 $101,107 $22,830 $78,277
2019 $8,840 $98,097 $22,830 $75,267
2018 $9,220 $100,396 $23,365 $77,031
2017 $9,004 $93,828 $21,836 $71,992
2016 $2,833 $29,240 $6,805 $22,435
2015 -- $16 $16 $0
2014 -- $16 $16 $0
2013 -- $16 $16 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12301125

Midwest Real Estate Data (MRED)

APN: 03-16-332-007