$164,900
SOLD MAR 30, 2020

295 Springbrook Trail S Oswego, IL 60543

North Oswego Neighborhood
2 Beds
2 Baths
1,400 Sq Ft
$160/mo HOA Fee

Recently Sold

$118 Per Sq Ft

15 Days on Market

Highlights

  • Loft
  • Walk-In Pantry
  • Attached Garage
  • Oswego East High School Rated A-
  • Porch
  • Central Air

About This Home

As of February 2021

Well-Maintained, Light & Bright, Move-In Ready Townhome Updated and Renovated in 2016. 1st Floor Features an Open Floor Plan with Stainless Steel Appliances, Backsplash, Breakfast Bar, Fireplace & Downstairs Bathroom with new Vanity. 2nd Floor Features a Spacious 21 x12 Loft, New Carpet, New Bathroom Double Vanity, Tub, and full height Tiled Shower as well as 2nd Floor Laundry with Washer/Dryer. The Master Bedroom includes a Walk in Closet and there is a second good sized bedroom. Large two car attached garage. Low HOAs. Close to Shopping, Restaurants, & Walking/Running Paths. Easy to show!

Last Agent to Sell the Property

Ryan Cherney

Circle One Realty License #471019427 Listed on: 01/31/2020

Last Buyer's Agent

Richard Harnik

First Midwest Realty LLC License #475156601

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,433

Year Built | Renovated

  • 2003 | 2016

HOA Fees

  • $160 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Dual Sinks
  • Gas Log Fireplace
  • Loft

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • North or South Exposure
  • Porch

Community Details

  • Pets Allowed

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $2,000 Seller Concession

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,433

Year Built | Renovated

2003 | 2016

Lot Details

0

HOA Fees

$160 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • Recent Rehab: Yes
  • Special Service Area: Yes
  • Unit Floor Level: 1
  • Age: 16-20 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Rehab Year: 2016
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 2003
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2
  • Year Built: 2003
  • Year Renovated: 2016

Interior Features

  • Interior Property Features: 2nd Floor Laundry
  • Number Of Rooms: 7
  • Living Room: Dimensions: 13X12, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Fireplace Details: Gas Logs
  • Fireplace Location: Living Room
  • Bedrooms All Levels: 2
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 7X8, On Level: 2nd Level, Flooring: Vinyl
  • Dining Room: Dimensions: 9X9, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Dimensions: 10X14, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Pantry-Closet
  • Additional Rooms: Loft
  • Master Bedroom: Dimensions: 11X14, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Loft, Dimensions: 10X8, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 10X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 1400
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 21X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch
  • Exposure: N (North)

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Lawn Care, Snow Removal
  • Assessment Association Fees: 160
  • Management Contact Name: Dawn Schwartz
  • Management Phone: 815-744-6822

Fee Information

  • Management Company: AMG Management Group

Schools

  • School District: 308
  • Elementary School: Long Beach Elementary School
  • Middle School: Plank Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 22X73
  • Parcel Identification Number: 0303455021

Multi Family

  • Total Number Unitsin Building: 7
  • Number Stories: 2

Tax Info

  • Taxes: 3961.98

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2021
Closed on
Feb 19, 2021
Sold by
Hackel Joseph A and Martin Ashley
Bought by
Chastain Andrew and Mccomb Alison
Seller's Agent
Richard Harnik
First Midwest Realty LLC
Buyer's Agent
Robert Bakas
Keller Williams Premiere Properties
List Price
$185,000
Sold Price
$178,000
Premium/Discount to List
-$7,000
-3.78%
Current Estimated Value
$270,496

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,496
Avg. Annual Appreciation
9.63%
Original Mortgage
$158,000
Outstanding Balance
$142,278
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$127,383

Purchase Details

Listed on
Jan 31, 2020
Closed on
Mar 24, 2020
Sold by
Trenhaile Kristen
Bought by
Hackel Joseph
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Richard Harnik
First Midwest Realty LLC
List Price
$164,900
Sold Price
$164,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.97%
Original Mortgage
$161,912
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 16, 2015
Closed on
Feb 8, 2016
Sold by
Secretary Of Housing & Urban Development
Bought by
Trenhaile Kristen
Seller's Agent
Christian Chase
Chase Real Estate LLC
Buyer's Agent
Jennifer Conte
RE/MAX Professionals Select
List Price
$101,000
Sold Price
$100,000
Premium/Discount to List
-$1,000
-0.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.87%
Original Mortgage
$118,769
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 24, 2014
Sold by
Baron Benjamin N
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Jan 3, 2004
Sold by
Centex Homes
Bought by
Baron Benjamin N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,148
Interest Rate
5.91%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $178,000 Chicago Title
Warranty Deed $165,000 Alliance Title Corporation
Special Warranty Deed -- Citywide Title Corporation
Sheriffs Deed -- Attorney
Warranty Deed $158,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $158,000 New Conventional
Previous Owner $161,912 FHA
Previous Owner $118,769 FHA
Previous Owner $171,274 FHA
Previous Owner $168,743 FHA
Previous Owner $150,148 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/19/2021 02/19/21 Sold $178,000 -3.8% $111 / Sq Ft
01/18/2021 01/18/21 Pending -- -- --
01/13/2021 01/13/21 For Sale $185,000 +12.2% $116 / Sq Ft
03/30/2020 03/30/20 Sold $164,900 0.0% $118 / Sq Ft
02/15/2020 02/15/20 Pending -- -- --
01/31/2020 01/31/20 For Sale $164,900 +64.9% $118 / Sq Ft
02/11/2016 02/11/16 Sold $100,000 -1.0% $68 / Sq Ft
11/27/2015 11/27/15 Pending -- -- --
11/16/2015 11/16/15 For Sale $101,000 -- $69 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,433 $73,518 $12,992 $60,526
2023 $4,853 $63,928 $11,297 $52,631
2022 $4,853 $59,746 $10,558 $49,188
2021 $4,663 $55,837 $9,867 $45,970
2020 $4,555 $54,211 $9,580 $44,631
2019 $4,564 $53,551 $9,580 $43,971
2018 $3,829 $45,637 $8,164 $37,473
2017 $3,697 $42,061 $7,524 $34,537
2016 $3,977 $38,237 $6,840 $31,397
2015 $3,724 $34,140 $6,107 $28,033
2014 -- $32,207 $5,761 $26,446
2013 -- $35,008 $6,262 $28,746
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10623592

Midwest Real Estate Data (MRED)

APN: 03-03-455-021