NOT LISTED FOR SALE

295 White Oak Dr Decatur, TN 37322

Estimated Value: $348,000 - $617,000

3 Beds
2 Baths
1,501 Sq Ft
$325/Sq Ft Est. Value

Last Sold September 18, 2020

Last sale price $310,000 $207 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $2,737/month

117 Days on Market

Highlights

  • Lake Front
  • Wooded Lot
  • Wood Flooring
  • Deck
  • Ranch Style House
  • No HOA

About This Home

As of September 2020

WATERFRONT HOME ON OVER HALF AN ACRE - This beautiful waterfront home is the relaxing retreat you've been looking for! The wood walls, stunning hardwood floors and stone gas fireplace make you feel as if you are in your own waterfront cabin. The master bedroom features an en suite with walk-in shower and closet. 2 bedrooms and a bathroom round off the rest of the home. Outside, a detached double garage offers plenty of space for storage or a workshop. The home is equipped with an encapsulated crawlspace ensuring security and peace of mind. The real highlight of this home is the beautiful view right outside your window. Host summer cookouts or fall campfires at your firepit in your large yard overlooking the water. Situated on Chickamauga Lake, spend those fun summer weekends on the water with friends and family. You don't want to miss this one!

Last Agent to Sell the Property

Cindi Richardson

Richardson Group KW Cleveland License #274052 Listed on: 05/22/2020

Richardson Group KW Cleveland

Last Buyer's Agent

Cindi Richardson

Richardson Group KW Cleveland License #274052 Listed on: 05/22/2020

Richardson Group KW Cleveland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,032

Year Built

  • Built in 2005

Lot Details

  • 0.74 Acre Lot
  • Lake Front
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Property Views

  • Water
  • Mountain

Home Design

  • Ranch Style House
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,501 Sq Ft Home
  • Ceiling Fan
  • Gas Fireplace
  • Insulated Windows
  • Workshop

Kitchen

  • Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Meigs South Elementary School
  • Meigs County Middle School
  • Meigs County High School

Utilities

  • Central Air
  • Septic Tank

Community Details

  • No Home Owners Association
  • Holly Glen Shor Subdivision

Listing and Financial Details

  • Tax Lot 87
  • Assessor Parcel Number 050C B 010.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,032

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.74
  • Lot Size: .74 acres
  • Water Body Name: Chickamauga
  • Subdivision Name: Holly Glen Shor
  • Directions: From Paul Huff Pkwy, turn right onto Georgetown Rd, in 7.8 miles turn right onto TN-58 N, in 9.7 miles turn left onto Cottonport Rd, turn left to Cottonport Rd, slight left onto Holly Glen Rd, right onto White Oak Rd, home is on the right.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Year Built: 2005
  • General Property Information:Living Area2: 1501.0
  • Appliances Microwave: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Oven
  • Interior Amenities: Other, Primary Downstairs, Bathroom Mirror(s), Ceiling Fan(s)
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Laminate
  • Living Area: 1501.0
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Fireplace Features:Gas3: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Oven: Yes
  • Interior Features:Bathroom Mirror(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Other13: Yes

Exterior Features

  • Roof: Metal
  • Exterior Features: Fire Pit
  • Lot Features: Mailbox, Wooded
  • View: Water, Mountain(s)
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Other Structures: Workshop
  • Patio And Porch Features: Covered, Deck, Porch
  • Waterfront Features:Lake3: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Porch: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Waterfront2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway
  • General Property Information:Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Cooling: Central Air, Electric
  • Sewer: Septic Tank
  • Cooling Y N: Yes
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Meigs South
  • High School: Meigs County
  • Middle Or Junior School: Meigs County

Lot Info

  • Lot Size Sq Ft: 32234.4
  • Parcel #: 050C B 010.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1031.76
  • Tax Book Number: A5
  • Tax Lot: 87

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2020
Closed on
Sep 18, 2020
Sold by
Borland Devin Paul and Borland Amanda
Bought by
Thompson Sammy Lee
Seller's Agent
Cindi Richardson
Richardson Group KW Cleveland
Buyer's Agent
Cindi Richardson
Richardson Group KW Cleveland
List Price
$330,000
Sold Price
$310,000
Premium/Discount to List
-$20,000
-6.06%
Current Estimated Value
$487,883

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$177,883
Avg. Annual Appreciation
9.59%
Original Mortgage
$248,000
Outstanding Balance
$220,685
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$267,198

Purchase Details

Closed on
Oct 12, 2007
Bought by
Borland Devin P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
6.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2005
Sold by
Ray Price John
Bought by
Mike Crittenden

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2001
Sold by
Mcneely Jimmy D
Bought by
Ray Price John

Purchase Details

Closed on
Jun 6, 2001
Bought by
Price John Ray and Price Elizabeth

Purchase Details

Closed on
May 11, 1989
Bought by
Mcneely Jimmy D and Mcneely Jeanette

Purchase Details

Closed on
Oct 19, 1987
Bought by
Howard Robert Ernest

Purchase Details

Closed on
May 20, 1978
Bought by
Howard Robert Ernest and Howard Carolyn W

Purchase Details

Closed on
Jul 3, 1971
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thompson Sammy Lee $310,000 None Available
Thompson Sammy Lee $310,000 None Available
Borland Devin P $207,000 --
Borland Devin P $207,000 --
Mike Crittenden -- --
Mike Crittenden -- --
Ray Price John $127 --
Ray Price John $127 --
Price John Ray $30,500 --
Price John Ray $30,500 --
Mcneely Jimmy D $5,000 --
Mcneely Jimmy D $5,000 --
Howard Robert Ernest -- --
Howard Robert Ernest -- --
Howard Robert Ernest -- --
Howard Robert Ernest -- --
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Thompson Sammy Lee $248,000
Closed Thompson Sammy Lee $248,000
Previous Owner Borland Devin Paul $225,000
Previous Owner Borland Devin P $175,700
Previous Owner Borland Devin P $177,000
Previous Owner Crittenden Mike $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2020 09/18/20 Sold $310,000 -3.1% $207 / Sq Ft
09/16/2020 09/16/20 Pending -- -- --
08/12/2020 08/12/20 Price Changed $320,000 -1.5% $213 / Sq Ft
06/25/2020 06/25/20 Price Changed $325,000 -1.5% $217 / Sq Ft
05/22/2020 05/22/20 For Sale $330,000 -- $220 / Sq Ft
Source: River Counties Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,006 $59,575 $15,000 $44,575
2023 $1,006 $59,575 $15,000 $44,575
2022 $1,006 $59,575 $15,000 $44,575
2021 $1,006 $59,575 $15,000 $44,575
2020 $1,032 $59,575 $15,000 $44,575
2019 $1,032 $52,075 $15,000 $37,075
2018 $1,032 $52,075 $15,000 $37,075
2017 $1,032 $52,075 $15,000 $37,075
2016 $1,032 $52,075 $15,000 $37,075
2015 $975 $52,075 $15,000 $37,075
2014 $842 $44,975 $11,525 $33,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: River Counties Association of REALTORS®

MLS Number: 20204873

River Counties Association of REALTORS®

APN: 050C-B-010.00