NOT LISTED FOR SALE

297 Whisper Lake Rd Palm Harbor, FL 34683

Estimated Value: $511,000 - $560,000

3 Beds
2 Baths
1,555 Sq Ft
$344/Sq Ft Est. Value

Last Sold April 28, 2017

Last sale price $269,000 $173 Per Sq Ft

Est. 99% increase in value since last sale

Current estimated payment $3,156/month

Highlights

  • 129 Feet of Lake Waterfront
  • Screened Pool
  • Cathedral Ceiling
  • Ozona Elementary School Rated A-
  • Deck
  • Main Floor Primary Bedroom

About This Home

As of April 2017

This Palm Harbor waterfront pool & spa home offers 3 bedrooms, 2 bathrooms and a 2 car garage in over 1500sf! Located on a cul-de-sac on Whisper Lake this private residency has it all. The block home is surrounded by lush landscaping. Inside there are vaulted ceilings, fireplace, inside laundry room and ceiling fans everywhere. The kitchen breakfast bar opens to the family room and boasts granite, wood cabinets, stainless appliances and tiled back splash. The modern split bedroom plan has tile in all the high traffic areas and carpet in bedrooms. The master bedroom has a walk in closet, nice size private bathroom and sliders to the pool area. The screen enclosed solar heated pool and spa is in immaculate condition along with all the patio decking. Perfect for relaxing and enjoying the natural private backyard. The backyard is fenced and gated. Walk to dining, events and amenities in both Ozona and downtown Palm Harbor. Bike to Crystal Beach, Honey Moon Island Beaches and Downtown Dunedin! Adorable, Affordable and Available! Come see this lovely well cared for home before it is sold!

Last Agent to Sell the Property

Walter Penachio

PALM LIFE REALTY Brokerage Phone: 888-877-4040 License #3043989 Listed on: 03/16/2017

Last Buyer's Agent

Anne Sheridan

CHARLES RUTENBERG REALTY INC License #3218764

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,319

Year Built

  • Built in 1986

Lot Details

  • 8,355 Sq Ft Lot
  • 129 Feet of Lake Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • West Facing Home
  • Fenced
  • Irrigation
  • Landscaped with Trees
  • Property is zoned R-3

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Garage Door Opener
  • Open Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,555 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Inside Utility
  • Laundry in unit
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Heated Spa
  • Gunite Pool
  • Fence Around Pool
  • Auto Pool Cleaner

Outdoor Features

  • Access To Lake
  • Balcony
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Whisper Lake Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,319

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1555
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1986
  • Building Area Total: 2237
  • Lot Size Sq Ft: 8355
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 172.99
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Attribution Contact: 888-877-4040
  • Tax Year: 2016
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Master Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room,Foyer,Inside Utility
  • Living Area Meters: 144.46

Exterior Features

  • Direction Faces: West
  • Pool Features: Auto Cleaner, Gunite, Heated, In Ground, Screen Enclosure, Solar Heat
  • Exterior Features: Balcony, Irrigation System, Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Water
  • Water Body Name: WHISPER LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Enclosed, Patio, Porch, Screened
  • Disclosures: Seller Property Disclosure
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 129
  • Flood Zone Panel: 12103C0059G
  • Water Frontage Feet Lake: 129

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Open, Parking Pad

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Lot Info

  • Zoning: R-3
  • Parcel Number: 11-28-15-97004-000-0310
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, In County, Sidewalk, Street Dead-End, Paved
  • Property Attached Yn: No
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4319
  • Tax Block: 0
  • Tax Book Number: 88-97
  • Tax Lot: 31

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 24, 2021
Sold by
Swind Michelle L and Swind Scott A
Bought by
Swind Michelle Lynn
Current Estimated Value
$534,665

Purchase Details

Listed on
Mar 16, 2017
Closed on
Apr 24, 2017
Sold by
Rostein Leroy and Rostein Mary Anna
Bought by
Swind Scott A and Swind Michelle L
Seller's Agent
Walter Penachio
PALM LIFE REALTY
Buyer's Agent
Anne Sheridan
CHARLES RUTENBERG REALTY INC
List Price
$269,000
Sold Price
$269,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.41%
Original Mortgage
$264,127
Outstanding Balance
$220,034
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$314,631

Purchase Details

Closed on
May 2, 2014
Sold by
Comperatore Raymond and Comperatore Theresa
Bought by
Rostien Leroy and Rostien Mary Anna

Purchase Details

Closed on
Apr 30, 2004
Sold by
Drozdowski Michael J
Bought by
Comperatore Raymond and Comperatore Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.35%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swind Michelle Lynn -- None Available
Swind Scott A $269,000 Security Title Co
Rostien Leroy $224,900 Republic Land And Title Inc
Comperatore Raymond $182,000 Century Title & Abstract Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swind Scott A $264,127
Previous Owner Comperatore Raymond $130,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/17/2018 08/17/18 Off Market $269,000 -- --
04/28/2017 04/28/17 Sold $269,000 0.0% $173 / Sq Ft
03/17/2017 03/17/17 Pending -- -- --
03/16/2017 03/16/17 For Sale $269,000 -- $173 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,224 $275,026 -- --
2023 $4,224 $267,016 $0 $0
2022 $4,102 $259,239 $0 $0
2021 $4,137 $251,688 $0 $0
2020 $4,127 $248,213 $0 $0
2019 $4,058 $242,632 $0 $0
2018 $4,004 $238,108 $0 $0
2017 $4,710 $233,344 $0 $0
2016 $4,319 $206,521 $0 $0
2015 $4,057 $189,205 $0 $0
2014 $1,982 $128,712 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U7811697

Stellar MLS

APN: 11-28-15-97004-000-0310