$539,000
SOLD JUL 18, 2025

2981 Cardinal Lake Dr Unit 1 Duluth, GA 30096

3 Beds
3 Baths
4,112 Sq Ft
0.52 Acres

Recently Sold

$131 Per Sq Ft

2% Below List Price

40 Days on Market

Highlights

  • Boat Dock
  • Second Kitchen
  • Vaulted Ceiling
  • B.B. Harris Elementary School Rated A
  • Community Lake
  • Ranch Style House

About This Home

As of July 2025

Discover this charming home nestled in the sought-after Cardinal Lake community. This property offers an unmatched lifestyle with exclusive lake access for swimming, boating, and fishing right at your fingertips. Whether you're casting a line at sunrise or kayaking across the tranquil water at sunset, this home is your gateway to peaceful lakeside living. Inside, you'll find a spacious and inviting floor plan perfect for both relaxing and entertaining. Step outside onto your deck, ideal for outdoor gatherings or quiet evenings under the stars. This home features a daylight inlaw suite boasting 2,056 sq ft with 3 additional rooms, kitchen, and family room. With no rental restrictions you could also consider this basement for passive income. This home includes newly installed LVP flooring throughout the main level and a new water heater as well. Located just minutes from Downtown Duluth, enjoy easy access to local favorites like Parsons Alley, Duluth Town Green, and an array of shopping, dining, and family-friendly events. Parks, walking trails, and top-rated schools add to the appeal of this vibrant community. Parks nearby include Shorty Howell Park: 67-acre park with trails, sports fields, and playgrounds great for active families, McDaniel Farm Park: restored 1930's farm with walking trails and picnic areas perfect for peaceful walks and outings, and Chattapoochee Dog Park is a pet friendly park with large dog areas and scenic surroundings, and Bunten Road Park with 45 acres with massive recreation opportunities including baseball, soccer, tennis, pickleball, playgrounds, walking trails, and a recreation center! Love where you live in this beautiful lake community! ** See Virtual Tour Available** **Up to $3,000 lender credit if buyer uses preferred lender**

Last Agent to Sell the Property

Melissa Biornstad

Keller Williams Realty Atl. Partners Brokerage Phone: 1470478017 License #444179 Listed on: 05/15/2025

Keller Williams Realty Atl. Partners

Last Buyer's Agent

Jan Thurston

eXp Realty License #306658

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,038

Year Built

  • Built in 1996

Lot Details

  • 0.52 Acre Lot

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 4 Car Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • Bookcases
  • Vaulted Ceiling
  • Family Room with Fireplace
  • Home Office
  • Bonus Room
  • Carpet

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Schools

  • B B Harris Elementary School
  • Duluth Middle School
  • Duluth High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 12 / E

Community Details

Overview

  • Association fees include swimming
  • Cardinal Lake Estates Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,038

Year Built

Built in 1996

Lot Details

0

HOA Fees

$46 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1996
  • ArchitecturalStyle: Ranch
  • Financing Type: VA
  • Levels: One
  • Lot Size Acres: .52
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 4112
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dryer, Refrigerator, Dishwasher, Microwave, Oven/Range (Combo), Stainless Steel Appliance(s), Washer
  • Bedrooms: 3
  • Basement: Daylight, Interior Entry, Finished, Exterior Entry, Full
  • Below Grade Finished Sq Ft: 2056
  • Total Finished Sq Ft: 2056
  • Above Grade Finished Sq Ft: 2056
  • Interior Amenities: Double Vanity, Bookcases, Master On Main Level, Whirlpool Bath, Walk-In Closet(s), Soaking Tub, Separate Shower, In-Law Floorplan, Split Bedroom Plan, Vaulted Ceiling(s)
  • Full Bathrooms: 3
  • Fireplace Features: Family Room
  • Flooring: Carpet, Other
  • Kitchen Features: Breakfast Bar, Second Kitchen, Breakfast Area
  • Price Per Square Foot: 131.079

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Brick
  • Lot Features: None
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Garage
  • ParkingTotal: 4

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 550
  • Association: Yes
  • Community Features: Lake, Playground, Pool, Shared Dock

Fee Information

  • Association Fee Includes: Swimming

Schools

  • Elementary School: B B Harris
  • High School: Duluth
  • High School Bus: Yes
  • Middle School: Duluth
  • Middle School Bus: Yes
  • Elementary School: B B Harris
  • Middle School: Duluth
  • High School: Duluth

Lot Info

  • Lot: 12
  • Deed Book: 3880
  • Deed Page: 314

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2023
  • Tax Annual Amount: 5038

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 17, 2004
Sold by
Howell Scott E and Howell Cathy
Bought by
Johnson Kenneth and Johnson Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,251
Interest Rate
6.3%
Mortgage Type
VA

Purchase Details

Closed on
Apr 20, 1995
Sold by
Scott Betty D
Bought by
Manning Greg
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $223,000 --
Deed $24,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $64,000 New Conventional
Open $211,450 Stand Alone Second
Closed $221,251 VA
Closed $0 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $539,000 -2.0% $131 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $550,000 -- $134 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,564 $209,000 $26,000 $183,000
2022 $5,197 $194,600 $26,000 $168,600
2021 $4,071 $136,640 $18,400 $118,240
2020 $4,102 $136,640 $18,400 $118,240
2019 $4,016 $136,640 $18,400 $118,240
2018 $3,493 $112,720 $18,400 $94,320
2016 $3,083 $92,800 $16,000 $76,800
2015 $2,904 $83,600 $16,000 $67,600
2014 -- $84,320 $16,000 $68,320
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10522385

Georgia MLS

APN: 7-119A-027