$308,000
SOLD APR 11, 2025

3 Oak St Ridgely, MD 21660

3 Beds
2 Baths
1,168 Sq Ft
0.26 Acres

Recently Sold

$264 Per Sq Ft

3% Below List Price

47 Days on Market

Highlights

  • Rambler Architecture
  • Living Room
  • Dining Room
  • No HOA
  • Shed
  • Heat Pump System

About This Home

As of April 2025

This charming and well-maintained rancher is move-in ready offering 3-bedrooms and 2-baths. The front door opens to a bright and inviting living room which flows into the spacious kitchen and dining area, complete with new stainless steel appliances, a pantry and a sliding glass door leading to a fenced backyard with patio space, ideal for outdoor enjoyment. Laminate wood flooring runs throughout the home, offering a modern look. Additional features include a storage shed and a new roof (December 2024). Conveniently located just minutes from Tuckahoe State Park, where you can fish, hike, kayak, or canoe while enjoying the outdoors. The Hillsboro boat ramp is less than 5 miles away, making this a perfect spot for boating enthusiasts.

Last Agent to Sell the Property

Kim Crouch Ozman

(410) 829-7062 kcrouch@bensonandmangold.com Benson & Mangold, LLC License #586315 Listed on: 01/15/2025

Benson & Mangold, LLC

Last Buyer's Agent

Justin Kennedy

(443) 848-9542 justin.kennedy@lifetimeclientgroup.com Samson Properties License #5012131

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,757

Year Built

  • Built in 1995

Lot Details

  • 0.26 Acre Lot
  • Property is zoned R3

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,168 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • Dining Room
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Shed

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 07-016808

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,757

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 1168
  • Living Area Sq Ft: 1168
  • Price Per Sq Ft: 273.12
  • Above Grade Finished Sq Ft: 1168
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11250.00
  • Zoning: R3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2757.00
  • Assessor Parcel Number: 07-016808
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2025
Closed on
Apr 11, 2025
Sold by
Hayman Dylan J
Bought by
Kennedy Edward
Seller's Agent
Kim Crouch Ozman
Benson & Mangold, LLC
Buyer's Agent
Justin Kennedy
Samson Properties
List Price
$319,000
Sold Price
$308,000
Premium/Discount to List
-$11,000
-3.45%
Views
151
Current Estimated Value
$324,846

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,846
Avg. Annual Appreciation
7.46%
Original Mortgage
$302,421
Outstanding Balance
$301,071
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$23,775

Purchase Details

Listed on
Nov 26, 2018
Closed on
Feb 14, 2019
Sold by
Morris Jeffrey Todd and Morris Joanna
Bought by
Hayman Dylan J
Seller's Agent
Kim Crouch Ozman
Benson & Mangold, LLC
Buyer's Agent
Kim Crouch Ozman
Benson & Mangold, LLC
List Price
$185,000
Sold Price
$178,000
Premium/Discount to List
-$7,000
-3.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.12%
Original Mortgage
$179,797
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 27, 2013
Closed on
Apr 19, 2013
Sold by
Robinson Lisa A
Bought by
Morris Jeffrey Todd and Cain Joanna E
Seller's Agent
Shelby Roney
Benson & Mangold, LLC
Buyer's Agent
Kim Crouch Ozman
Benson & Mangold, LLC
List Price
$138,500
Sold Price
$140,000
Premium/Discount to List
$1,500
1.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.30%
Original Mortgage
$142,856
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 23, 2002
Sold by
Sebasco Catherine A
Bought by
Robinson Lisa A

Purchase Details

Closed on
Jun 19, 2001
Sold by
Secretary Of Housing
Bought by
Sebasco Catherine A

Purchase Details

Closed on
Apr 16, 2001
Sold by
Adams Rodney S and Adams Terri M
Bought by
Secretary Of Housing and Urban Development
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $308,000 Raven Title
Deed $308,000 Raven Title
Deed $178,000 Dba Real Estate T&E
Deed $140,000 Eastern Shore Title Company
Deed $102,000 --
Deed $76,000 --
Deed $81,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,421 FHA
Closed $302,421 FHA
Previous Owner $179,797 New Conventional
Previous Owner $142,856 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/11/2025 04/11/25 Sold $308,000 -3.4% $264 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
01/15/2025 01/15/25 For Sale $319,000 +79.2% $273 / Sq Ft
12/30/2018 12/30/18 Sold $178,000 -3.8% -- View Prior Sale
12/17/2018 12/17/18 Pending -- -- --
11/26/2018 11/26/18 For Sale $185,000 +32.1% --
04/19/2013 04/19/13 Sold $140,000 +1.1% $120 / Sq Ft View Prior Sale
02/26/2013 02/26/13 Pending -- -- --
01/27/2013 01/27/13 For Sale $138,500 -- $119 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,112 $206,433 $0 $0
2024 $2,476 $182,900 $43,100 $139,800
2023 $2,387 $168,800 $0 $0
2022 $2,302 $154,700 $0 $0
2021 $4,429 $140,600 $37,200 $103,400
2020 $2,178 $136,867 $0 $0
2019 $2,144 $133,133 $0 $0
2018 $2,049 $129,400 $37,200 $92,200
2017 $1,997 $126,633 $0 $0
2016 -- $123,867 $0 $0
2015 $1,857 $121,100 $0 $0
2014 $1,857 $121,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCM2005224

Bright MLS

APN: 07-016808