NOT LISTED FOR SALE

3 Oakley St Cambridge, MD 21613

Estimated Value: $393,322 - $414,000

3 Beds
2 Baths
-- Sq Ft
$690/mo HOA Fee

Last Sold April 11, 2025

Last sale price $395,000

Est. 2% increase in value since last sale

Current estimated payment $3,246/month

3 Days on Market

Highlights

  • Pier or Dock
  • Wood Flooring
  • Community Pool
  • Open Floorplan
  • Upgraded Countertops
  • Crown Molding

About This Home

As of April 2025

Welcome to Oakley Beach Community and 3 Oakley Beach #101 This exceptional 3-bedroom, 2-bathroom ground-floor condo is a rare gem, offering direct Choptank River views. Enjoy breathtaking sunrises, sunsets, and migrating birds right from your doorstep! Upon entering, you'll be greeted by a spacious, open floor plan with high ceilings, hardwood floors, and abundant windows that frame the stunning waterfront views. The generous living room is perfect for both entertaining and relaxing, providing the ideal setting to enjoy the serene river vistas. For those who love to cook, the kitchen is a chef’s dream. It features ample cabinetry, expansive counter space, and a central island that serves as both a workspace and casual dining area — perfect for everything from intimate meals to hosting large gatherings. The private primary suite, located down a hallway for added seclusion, includes its own bath, offering a peaceful retreat. Two additional spacious bedrooms share a well-appointed hall bath, ideal for guests or family. Step outside onto the custom stone patio, where you’ll find a grassy area that gently leads to the Choptank River. This outdoor space is perfect for entertaining or enjoying a peaceful morning coffee while watching waterfowl, including migrating birds, eagles, and osprey. Watch in awe as osprey return each season to raise their young in the nearby nest — a truly special experience. End each day with a toast while taking in the stunning sunsets over the river. This condo boasts an ideal east-west orientation, providing incredible views throughout the day. With dedicated parking and additional guest parking available, convenience is key. Oakley Beach is a small, intimate community with just 4 buildings, each offering 3 floors, an elevator, and only 2 condos per floor. Residents share access to the swimming pool, common pier, beautifully landscaped lawn, and parking area. Located just moments from shopping, dining, entertainment, and waterfront parks, Oakley Beach offers the perfect blend of convenience and tranquility. Whether you're seeking a full-time residence or a seasonal retreat, this home could be your ideal oasis!

Last Agent to Sell the Property

Barbara McCaffrey

(443) 926-6075 barbara.mccaffrey@redfin.com Redfin Corp Listed on: 02/28/2025

Redfin Corp

Last Buyer's Agent

Alma Fitzgerald

(410) 924-0098 Alma@LNF.com Long & Foster Real Estate, Inc. License #27748

Long & Foster Real Estate, Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,106

Year Built

  • Built in 2004

Lot Details

  • 479

HOA Fees

  • $690 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Entry on the 1st floor
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Wood Flooring
  • Stacked Washer and Dryer

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Accessible Home Design

  • Accessible Elevator Installed

Utilities

  • Central Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1007210183

Community Details

Overview

  • Association fees include trash, exterior building maintenance, pool(s), snow removal, common area maintenance, lawn maintenance, pier/dock maintenance
  • Low-Rise Condominium
  • Oakley Beach Condos
  • Historic Cambridge Subdivision

Recreation

  • Pier or Dock
  • Community Pool

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,106

Year Built

Built in 2004

Lot Details

0

HOA Fees

$690 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Unit/Flat
  • Accessibility Features: Elevator
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2025-02-28
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Stove, Refrigerator, Dishwasher, Washer/Dryer Stacked
  • Entry Floor: 1
  • Interior Amenities: Crown Moldings, Ceiling Fan(s), Floor Plan - Open, Wood Floors, Kitchen - Island, Upgraded Countertops, Walk-In Closet(s)
  • Fireplace: No
  • Levels Count: 1
  • Basement: No
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 690.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Oakley Beach
  • HOA Condo Co-Op Amenities: Pool - Outdoor, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Trash, Ext Bldg Maint, Pool(s), Snow Removal, Common Area Maintenance, Lawn Maintenance, Pier/Dock Maintenance
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Zoning: RESIDENTAL
  • In City Limits: Yes

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5106.00
  • Assessor Parcel Number: 1007210183
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Apr 11, 2025
Sold by
Bernard Miller Jeffrey and Dudeck Virginia
Bought by
Murphy Donald E and Murphy Gloria B
Seller's Agent
Barbara McCaffrey
Redfin Corp
Buyer's Agent
Alma Fitzgerald
Long & Foster Real Estate, Inc.
List Price
$395,000
Sold Price
$395,000
Views
23
Current Estimated Value
$401,581

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,581
Avg. Annual Appreciation
2.32%

Purchase Details

Closed on
Dec 22, 2004
Sold by
Oakley Beach Llc
Bought by
Dudeck Miller Jeffrey Bernard And and Dudeck Miller Virginia

Purchase Details

Closed on
Dec 20, 2004
Sold by
Oakley Beach Llc
Bought by
Dudeck Miller Jeffrey Bernard And and Dudeck Miller Virginia
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Murphy Donald E $395,000 None Listed On Document
Murphy Donald E $395,000 None Listed On Document
Dudeck Miller Jeffrey Bernard And $425,000 --
Dudeck Miller Jeffrey Bernard And $425,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/11/2025 04/11/25 Sold $395,000 0.0% --
03/04/2025 03/04/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $395,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,425 $288,800 $86,600 $202,200
2024 $4,875 $276,267 $0 $0
2023 $4,875 $263,733 $0 $0
2022 $11,173 $251,200 $75,300 $175,900
2021 $3,909 $235,800 $0 $0
2020 $3,909 $220,400 $0 $0
2019 $3,909 $205,000 $40,000 $165,000
2018 $1,810 $198,333 $0 $0
2017 $1,810 $191,667 $0 $0
2016 -- $185,000 $0 $0
2015 -- $185,000 $0 $0
2014 -- $185,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDDO2009036

Bright MLS

APN: 07-210183