NOT LISTED FOR SALE

3 Roadview Terrace Palmyra, VA 22963

Estimated Value: $383,000 - $444,000

4 Beds
3 Baths
2,234 Sq Ft
$186/Sq Ft Est. Value

Last Sold September 25, 2023

Last sale price $390,000 $175 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,536/month

8 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of September 2023

Completely remodeled home at Lake Monticello. 4 bedroom, 3 baths one level home with walkout basement. On the main level there is a great room with vaulted ceiling and wood burning brick fireplace. The eat-in kitchen has freshly painted white cabinets, new granite countertops and tile backsplash. There is a huge deck off the dining area. 2 bedrooms share a full bath with new tub/shower and vanity. The master bedroom leads out to the deck and its attached bathroom has a new custom tile shower. In the basement there is the 4th bedroom with a bathroom which has a new shower and vanity. The family room has a gas fireplace and sitting area. There is a storage room with 2nd fridge. When leading to the large backyard there is a concrete patio and hot tub. This lot is private and leads through the woods to the creek. The exterior and interior of the home was just painted. Items replaced in the home in 2023: Roof, Heat pump, hot water heater, light fixtures, bathroom faucets, microwave, LVP flooring throughout. Paved driveway. Owner is a license realtor in Virginia.

Last Agent to Sell the Property

Yvette Okros

AVENUE REALTY, LLC License #0225057745 Listed on: 08/10/2023

Last Buyer's Agent

Aaron Howell

STORY HOUSE REAL ESTATE License #0225242536

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,880

Year Built

  • Built in 1988

Lot Details

  • 0.41 Acre Lot
  • Partially Wooded Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Cedar Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Partially Finished Basement

  • Walk-Out Basement
  • Basement Windows

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Community Sewer or Septic
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 18A 2 387

Community Details

Overview

  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,880

Year Built

Built in 1988

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1176
  • Below Grade Total Sq Ft: 1176
  • Design: Ranch
  • L V T Date: 08/10/2023
  • Parcel Number: 18A 2 387
  • Price Per Sq Ft: 174.57
  • Total Sq Ft: 2352
  • Total Unfinished Sq Ft: 118
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Master BTH1|Master Bed1|Bedroom1|Bedroom1|Full Bath1|Kitchen1|Dining Roo1|Living Roo1|BedroomB|Full BathB|Home OfficB|Family RooB|Utility RoB|LaundryB|
  • Structures Deck Porch: Deck, Patio - Covered, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 118
  • Fireplace: Gas Logs, Two, Wood Burning
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Partly Finished, Walk Out, Windows
  • Room 1: Master Bath,On Level: 1
  • Room 2: Master Bedroom,On Level: 1
  • Room 3: Bedroom,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Full Bath,On Level: 1
  • Room 6: Kitchen,On Level: 1
  • Room 7: Dining Room,On Level: 1
  • Room 8: Living Room,On Level: 1
  • Room 9: Bedroom,On Level: Basement
  • Room 10: Full Bath,On Level: Basement
  • Room 11: Home Office,On Level: Basement
  • Room 12: Family Room,On Level: Basement
  • Room 13: Utility Room,On Level: Basement
  • Room 14: Laundry,On Level: Basement
  • Total Finished Sq Ft: 2234
  • Above Grade Finished Sq Ft: 1176
  • Basement: Yes
  • Below Grade Finished Sq Ft: 1058
  • Fireplace Location: Family Room, Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Eat-in, Gas Range, Microwave, Pantry, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Granite
  • Land Description: Partly Wooded
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Family Room, Full Bath, Home Office, Kitchen, Laundry, Living Room, Master Bedroom, Utility Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Home Office (LB), Laundry (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Cedar
  • Number Of Acres: 0.41
  • Roof: Architectural Style
  • Structure Features: Skylights
  • Structure Floors: Ceramic Tile, Luxury Vinyl Plank
  • Structure Window Ceiling: 8' Ceilings, 9' Ceilings, Insulated Windows, Screens, Vaulted/Cathedral Ceiling

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Fiber-Optic
  • Sewer/Septic System: Community Septic
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Picnic Area, Play Area, Pool, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Fee: 1103

Building Info

  • Year Built: 1988

Tax Info

  • Year: 2022
  • Taxes: 1880.43

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2023
Closed on
Sep 20, 2023
Sold by
Laurel Oak Properties Llc
Bought by
Alba Elena M and Cantone Christopher W
Seller's Agent
Yvette Okros
AVENUE REALTY, LLC
Buyer's Agent
Aaron Howell
STORY HOUSE REAL ESTATE
List Price
$385,000
Sold Price
$390,000
Premium/Discount to List
$5,000
1.3%
Views
124
Current Estimated Value
$416,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,115
Avg. Annual Appreciation
3.15%
Original Mortgage
$312,000
Interest Rate
6.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 6, 2023
Sold by
Samuel I White Pc
Bought by
Laurel Oak Properties Llc

Purchase Details

Closed on
Jul 30, 2018
Sold by
Samuel I White Pc
Bought by
Laurel Oak Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,210
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 20, 2018
Sold by
Ramos Christopher R
Bought by
Brown Michael Lavurn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,210
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2014
Sold by
Zimmermann Jane
Bought by
Ramos Christopher R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2014
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Zimmermann Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 5, 2007
Sold by
Vance Andrew A and Vance Jaime L
Bought by
Zimmermann Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.25%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 29, 2005
Sold by
Arnold Kurt B and Arnold Debbie L
Bought by
Vance Andrew A and Vance Jaime L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,270
Interest Rate
5.63%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Alba Elena M $390,000 Old Republic National Title In
Laurel Oak Properties Llc $238,000 None Listed On Document
Laurel Oak Properties Llc $238,131 None Listed On Document
Brown Michael Lavurn $193,000 Old Republic Title
Ramos Christopher R $175,000 --
Zimmermann Jane $108,000 Chicago Title Insurance Co
Zimmermann Jane $225,000 Southern Title Insurance Cor
Vance Andrew A $207,900 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Alba Elena M $312,000
Previous Owner Brown Michael Lavurn $187,210
Previous Owner Ramos Christopher R $140,000
Previous Owner Zimmermann Jane $150,000
Previous Owner Zimmermann Jane $100,000
Previous Owner Zimmermann Jane $100,000
Previous Owner Vance Andrew A $206,270
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2023 09/25/23 Sold $390,000 +1.3% $175 / Sq Ft
08/18/2023 08/18/23 Pending -- -- --
08/10/2023 08/10/23 For Sale $385,000 -- $172 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,063 $408,400 $30,000 $378,400
2024 $19 $222,800 $30,000 $192,800
2023 $1,880 $222,800 $30,000 $192,800
2022 $1,688 $194,000 $27,500 $166,500
2021 $1,688 $194,000 $27,500 $166,500
2020 $1,594 $172,300 $27,500 $144,800
2019 $1,594 $172,300 $27,500 $144,800
2018 $1,514 $166,900 $27,500 $139,400
2017 $1,514 $166,900 $27,500 $139,400
2016 $1,522 $166,000 $27,500 $138,500
2015 $1,448 $166,000 $27,500 $138,500
2014 $1,448 $164,500 $27,500 $137,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 644625

Charlottesville area Association of Realtors®

APN: 18A-2-387