$514,800
SOLD OCT 27, 2025

3 Rust Ln Saginaw, MI 48602

3 Beds
2.5 Baths
3,544 Sq Ft
0.4 Acres

Recently Sold

$145 Per Sq Ft

2% Below List Price

0 Day on Market

Highlights

  • On Golf Course
  • Wood Flooring
  • Porch
  • Craftsman Architecture
  • Cul-De-Sac
  • 2 Car Attached Garage

About This Home

As of October 2025

This unique property in the Golfside neighborhood is one that doesn't become available often. This home is exceptional, located on the quiet Rust Lane, and offers serene views of the Saginaw Country Club golf course. It was completely rebuilt and renovated in 2021 by Kevin Kerns, Builder, ensuring a one-of-a-kind living experience. Features include, three bedrooms, with the primary being on the first floor, two and one half baths, formal dining, living room, family room, sun porch and finished lower level. The fenced back yard and gorgeous front yard have park-like views. The landscaping, concrete work and fencing is also new in 2021, as well as roofing, electrical, plumbing, kitchen, baths and an addition to the first floor and basement. This home is truly "like new" and a pleasure to tour.

Last Agent to Sell the Property

Jan Hauck

Century 21 Signature Realty License #SBR-6502336889 Listed on: 09/25/2025

Century 21 Signature Realty

Last Buyer's Agent

Jan Hauck

Century 21 Signature Realty License #SBR-6502336889 Listed on: 09/25/2025

Century 21 Signature Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1950

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 120 x 145.20
  • On Golf Course
  • Cul-De-Sac

HOA Fees

  • $44 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Living Room with Fireplace

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Block Basement Construction
  • Basement Window Egress

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Shed
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 23124284217000

Community Details

Overview

  • Golfside Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,251

Year Built

Built in 1950

Lot Details

0.4 Acres

HOA Fees

$44 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Craftsman
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 5250.52
  • Year Built: 1950
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Cable/Internet Avail.
  • Fireplace: Yes
  • Fireplaces: FamRoom Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Basement: Block, Egress/Daylight Windows, Finished
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 17 x 17
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 17 x 15
  • Bedroom 2 Floor Covering: Ceramic
  • Bedroom 3: On 2nd Floor, Dimensions: 12 x 16
  • Bedroom 3 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 10 x 5, On Level: First, Flooring: Ceramic
  • Bathroom 2: Dimensions: 5 x 4, On Level: Second, Flooring: Ceramic
  • Breakfast Nook: On 1st Floor, Dimensions: 12 x 9
  • Breakfast Nook Floor Covering: Wood
  • Dining Room: On 1st Floor, Dimensions: 14 x 15
  • Dining Room Floor Covering: Wood
  • Family Room: On 1st Floor, Dimensions: 22 x 16
  • Family Room Floor Covering: Carpet
  • Kitchen: On 1st Floor, Dimensions: 18 x 12
  • Kitchen Floor Covering: Wood
  • Laundry: On 1st Floor, Dimensions: 9 x 8
  • Laundry Room Floor Covering: Ceramic
  • Library Den: On Lower Floor, Dimensions: 12 x 17
  • Library Den Floor Covering: Carpet
  • Living Room: On 1st Floor, Dimensions: 18 x 25
  • Living Room Floor Covering: Wood
  • Sun Room: On 1st Floor, Dimensions: 17 x 15
  • Sun Room Floor Covering: Wood
  • Other Room 2: Dimensions: 22x21, On Level: Lower, Flooring: Carpet
  • Below Grade Sq Ft: 1056
  • Finished Below Grade Sq Ft: 562
  • Above Grade Finished Sq Ft: 2982
  • Total Finished Sq Ft: 3544
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Wood
  • Exterior Features: Porch
  • Foundation: Basement
  • Frontage: 120
  • Road: Curbed, Paved Street
  • Out Buildings: Shed
  • Frontage Type: Golf Course

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener
  • Garage Spaces: 2
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s)

Condo/Co-op/Association

  • HOA Fees: 530
  • HOA Fee Frequency: Yearly
  • Community Features: Park, Sidewalks, Street Lights
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 23124284217000
  • Zoning: Residential
  • Lot Dimensions: 120 x 145.20
  • Acreage: 0.4
  • Geo Subdivision: MI
  • Site/Lot Features: Cul-De-Sac, On Golf Course, Subdivision

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Summer Tax: Year: 2025, Amount: $2,808.12
  • Winter Tax: Year: 2024, Amount: $2,442.40
  • Total Tax: Amount: $5,250.52

MLS Schools

  • School District: Saginaw Twp Community School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Oct 27, 2025
Sold by
Stone William P and Blondin-Stone Kathleen A
Bought by
Gafkay Julie A and Beck William P
Seller's Agent
Jan Hauck
Century 21 Signature Realty
Buyer's Agent
Jan Hauck
Century 21 Signature Realty
List Price
$525,000
Sold Price
$514,800
Premium/Discount to List
-$10,200
-1.94%
Views
87
Current Estimated Value
$524,084

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,284
Avg. Annual Appreciation
5.74%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$324,084

Purchase Details

Listed on
Jan 20, 2021
Closed on
Feb 17, 2021
Sold by
Secretary Of Housing & Urban Development
Bought by
Stone William P and Blondin Stone Kathleen
Seller's Agent
Anthony Rapp
Acres & Homes Realty, Inc.
Buyer's Agent
Mark McKnight
Century 21 Signature Realty
List Price
$177,000
Sold Price
$225,000
Premium/Discount to List
$48,000
27.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.30%

Purchase Details

Closed on
Nov 19, 2020
Sold by
Stone Deborah Vaughan and Vaughan Virginia L
Bought by
Secretary Of Housing & Urban Development
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $514,800 Crossroads Title
Deed $225,000 Crossroads Title Agency
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/27/2025 10/27/25 Sold $514,800 -1.9% $145 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/25/2025 09/25/25 For Sale $525,000 +133.3% $148 / Sq Ft
02/17/2021 02/17/21 Sold $225,000 +27.1% $105 / Sq Ft View Prior Sale
02/01/2021 02/01/21 Pending -- -- --
01/20/2021 01/20/21 For Sale $177,000 -- $83 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,802 $131,700 $0 $0
2024 $2,800 $131,800 $0 $0
2023 $2,675 $126,000 $0 $0
2022 $4,715 $124,800 $0 $0
2021 $3,632 $100,100 $0 $0
2020 $4,187 $103,000 $0 $0
2019 $4,061 $104,000 $21,900 $82,100
2018 $1,824 $104,300 $0 $0
2017 $3,176 $104,100 $0 $0
2016 $3,150 $101,600 $0 $0
2014 $3,015 $102,600 $0 $77,900
2013 -- $96,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50189620

Michigan Multiple Listing Service

APN: 23124284217000

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