$497,500
SOLD JAN 31, 2025

3 Saddle Ridge Trail Alexandria, KY 41001

4 Beds
3.5 Baths
2,796 Sq Ft
1 Acres

Recently Sold

$178 Per Sq Ft

3% Below List Price

70 Days on Market

Highlights

  • View of Trees or Woods
  • 1 Acre Lot
  • Family Room with Fireplace
  • Campbell Ridge Elementary School Rated A-
  • Deck
  • Wooded Lot

About This Home

As of January 2025

FABULOUS Custom Built Home situated on a serene wooded acre homesite with cobblestone, lited walkways. All brick construction, dramatic ceiling height,. Solid hardwood floors, greet you at 2 story entry and flow throughout. first floor to stairs and hallway above with iron staircase. Gourmet Kitchen, open to sunken family room with Gas fireplace and walkout through new atrium doors to expansive deck, surrounded by nature. Crown and chair moldings flow throughout. 4 bedrooms 2-full baths on 2nd floor. Finished basement with tile flooring, woodburning fireplace with insert and additional large unfinished area offering lots of storage. Basement offers walkout to cobblestone patio featuring a quite space to get away & retreat from your busy day. Large built in shed under decking with concrete floors and electric. See SRHOA.org for all HOA information.

Last Agent to Sell the Property

Rebecca Orth

Sibcy Cline, REALTORS-CC License #185702 Listed on: 10/15/2024

Sibcy Cline, REALTORS-CC

Last Buyer's Agent

Caldwell Group

eXp Realty, LLC

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,604

Year Built

  • Built in 1993

Lot Details

  • 1 Acre Lot
  • Year Round Access
  • Wooded Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof

Interior Spaces

  • 2,796 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Chair Railings
  • Woodwork
  • Coffered Ceiling
  • High Ceiling
  • Ceiling Fan
  • Chandelier
  • Wood Burning Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Family Room with entrance to outdoor space
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Storage
  • Home Gym
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Jetted Tub and Shower Combination in Primary Bathroom
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Laundry Chute

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom
  • Basement Windows

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Campbell Ridge Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • Propane
  • Fuel Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 999-99-25-248.00

Community Details

Overview

  • Association fees include management
  • Saddle Ridge HOA (Mic Cooney) Association, Phone Number (859) 750-1241

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,604

Year Built

Built in 1993

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.0
  • Year Built: 1993
  • Lot Size: Of Record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: US 27 S, L Hwy 10, R Persimmon Grove Pk, L into Saddle Ridge, R Saddle Ridge Trail -OR- AA Hwy to Riley Rd to L Hwy 10, R Persimmon Grove Pk to L into Saddle Ridge to R on Saddle Ridge Trail.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Campbell Ridge Elementary
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 43961.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 1.0
  • General Property Description:Living Area: 2796.0
  • General Property Description:Lot Size Square Feet: 43691.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Miscellaneous Home Warranty: No
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-25-248.00
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Percent Basement Finished: Yes
  • Utilities:Propane3: Yes
  • Entry Features:Hardwood Floors5: Yes
  • Laundry Room Features:Tile Flooring15: Yes
  • Other Equipment:Fuel Tank(s): Yes
  • Entry Features:Entrance Foyer: Yes
  • Room Type:Exercise Room: Yes
  • Room Type:Exercise Room Level: Basement
  • Laundry Features:Laundry Chute: Yes
  • Room Type:Den2: Yes
  • Room Type:Den Level2: First
  • Den Features:Hardwood Floors3: Yes
  • Exercise Room Features:Tile Flooring12: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Walk-In Closet(s), Storage, Pantry, High Speed Internet, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Coffered Ceiling(s), Built-in Features, Ceiling Fan(s), Natural Woodwork
  • Basement: See Remarks, Full, Finished, Bath/Stubbed, Walk-Out Access
  • Heating: Propane, See Remarks, Heat Pump, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Fuel Tank(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: See Remarks, Brick, Gas, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2796.0
  • Window Features: Insulated Windows, Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Walk-Out Access7: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Primary Bath Features:Shower: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Fireplace(s)7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Family Room Features:Walk-Out Access4: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Glass Block Windows: Yes
  • Fireplace Features:Brick3: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:High Speed Internet: Yes
  • Living Room Features:Fireplace(s): Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Dining Room Features:Chandelier: Yes
  • Appliances:Electric Cooktop: Yes
  • Primary Bedroom Features:High Ceiling(s)6: Yes
  • Primary Bath Features:Jetted Tub: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Interior Features:Coffered Ceiling(s): Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Primary Bath Features:Tile Flooring4: Yes
  • Family Room Features:Tile Flooring6: Yes
  • Dining Room Features:Chair Rail: Yes
  • Fireplace Features:See Remarks41: Yes
  • Living Room Features:See Remarks11: Yes
  • Basement:See Remarks36: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Composition
  • Lot Features: See Remarks, Wooded
  • View: Yes
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Other
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:See Remarks23: Yes
  • Lot Features:See Remarks44: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Chute, Laundry Room, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane
  • Heating:Forced Air: Yes
  • Heating:Heat Pump2: Yes
  • Heating:Propane4: Yes
  • Heating:See Remarks42: Yes

Condo/Co-op/Association

  • Amenities: Other, See Remarks, Lake Year Round
  • Association Fee: 600.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Saddle Ridge HOA (Mic Cooney)
  • Association Information:Association Management Phone 1: 859-750-1241
  • Association Information:Total Yearly Fees: 600.0
  • Association Information:Association Fee: 600.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Amenities:Other14: Yes
  • Association Fee Includes:See Remarks34: Yes
  • Association Amenities:See Remarks33: Yes

Fee Information

  • Association Fee Includes: See Remarks, Management

Schools

  • Elementary School: Campbell Ridge Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 43691.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2024
Closed on
Jan 23, 2025
Sold by
Hargitt Edwin Forry and Hargitt Donna L
Bought by
Pangallo Mitchell V and Pangallo Andrea
Seller's Agent
Rebecca Orth
Sibcy Cline, REALTORS-CC
Buyer's Agent
Caldwell Group
eXp Realty, LLC
List Price
$515,000
Sold Price
$497,500
Premium/Discount to List
-$17,500
-3.4%
Views
245
Current Estimated Value
$515,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,300
Avg. Annual Appreciation
6.00%
Original Mortgage
$398,000
Outstanding Balance
$395,546
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$120,254

Purchase Details

Closed on
Apr 15, 2021
Sold by
Hargitt Donna L and Hargitt Edwin Forry
Bought by
Hargitt Edwin Forry and Hargitt Donna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
3.05%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 29, 2004
Sold by
American Escrow & Closing Co
Bought by
Hargitt Donna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.24%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 28, 2004
Sold by
Thomas Randall W and Thomas Kathryn D
Bought by
American Escrow & Closing Co

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.24%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 7, 2001
Sold by
Bray Doug E
Bought by
Thomas Randall W and Thomas Kathryn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 1996
Sold by
Schadler Larry
Bought by
Bray Doug E and Tojo Sheila A

Purchase Details

Closed on
Jun 10, 1996
Sold by
Wittrock Daniel S
Bought by
Tojo Sheila A and Bray Doug E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
6.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $497,500 None Listed On Document
Warranty Deed $497,500 None Listed On Document
Interfamily Deed Transfer -- Prominent Title Agency
Quit Claim Deed $330,000 New Title Company Name
Deed $312,000 Advanced Land Title Agency
Deed $312,000 Advanced Land Title Agency
Deed $290,000 --
Deed $500 --
Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $398,000 New Conventional
Closed $398,000 New Conventional
Previous Owner $290,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $228,000 New Conventional
Previous Owner $206,000 New Conventional
Previous Owner $168,500 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $167,000 Purchase Money Mortgage
Previous Owner $170,000 Unknown
Previous Owner $170,000 New Conventional
Previous Owner $208,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2025 01/31/25 Sold $497,500 -3.4% $178 / Sq Ft
12/24/2024 12/24/24 Pending -- -- --
11/30/2024 11/30/24 For Sale $515,000 0.0% $184 / Sq Ft
11/02/2024 11/02/24 Pending -- -- --
10/22/2024 10/22/24 Price Changed $515,000 -1.9% $184 / Sq Ft
10/15/2024 10/15/24 For Sale $525,000 -- $188 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,604 $427,500 $50,000 $377,500
2023 $4,498 $427,500 $50,000 $377,500
2022 $3,560 $330,000 $50,000 $280,000
2021 $4,096 $330,000 $50,000 $280,000
2020 $4,156 $330,000 $50,000 $280,000
2019 $4,117 $330,000 $50,000 $280,000
2018 $3,959 $315,000 $35,000 $280,000
2017 $3,916 $315,000 $35,000 $280,000
2016 $3,783 $315,000 $0 $0
2015 $3,872 $315,000 $0 $0
2014 $3,733 $315,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 627308

Northern Kentucky Multiple Listing Service

APN: 999-99-25-248.00