3 Settlers Ln Oswego, IL 60543
South Oswego NeighborhoodEstimated payment $5,888/month
Highlights
- In Ground Pool
- Fireplace in Kitchen
- Wood Flooring
- 3.5 Acre Lot
- Vaulted Ceiling
- Breakfast Room
About This Home
Welcome to this exceptional custom-built two-story home situated on a beautiful 3.5-acre corner lot, offering the perfect combination of privacy, comfort, and space to enjoy both indoor and outdoor living. With approximately 2,400 square feet of above-grade living space plus a fully finished basement, this thoughtfully designed five-bedroom, three-and-a-half-bath residence provides flexibility for a variety of lifestyles. The inviting eat-in kitchen is the heart of the home and features a center island, breakfast nook, pantry, and a full complement of new appliances. Whether preparing everyday meals or entertaining guests, this space offers abundant storage, generous workspace, and an open, welcoming atmosphere. Just off the kitchen, the convenient laundry room includes a second pantry for even more storage, while a nearby half bath adds everyday functionality. A see-through fireplace creates a warm and inviting connection between the kitchen and the spacious family room, where soaring vaulted ceilings and a dramatic wall of eight west-facing windows fill the home with natural light and showcase beautiful backyard views. The adjoining dining room provides an elegant setting for holiday gatherings, family celebrations, and dinner parties. The main-level primary suite offers a peaceful retreat complete with a private en-suite bathroom. Upstairs, you'll find three generously sized bedrooms and a full bath, providing comfortable accommodations with separation from the main living areas. The fully finished basement expands the home's living space with an additional bedroom featuring an egress window, a full bathroom, a dedicated weight room, and flexible space that can be used for recreation, hobbies, media, or guests. Step outside to discover an outdoor setting designed for relaxation and entertainment. The spacious patio overlooks the beautifully maintained backyard and features a built-in swimming pool and an in-ground trampoline, creating the perfect space for enjoying warm summer days, hosting gatherings, or simply relaxing while taking in the peaceful surroundings. The expansive 3.5-acre corner lot offers room to roam, garden, play, or simply enjoy the privacy of country-style living. Adding even more value is the impressive 30-by-40-foot outbuilding complete with electricity, making it ideal for a workshop, hobby space, equipment storage, recreational vehicles, or countless other possibilities. This custom home combines quality craftsmanship, generous living spaces, abundant storage, and exceptional outdoor amenities in a setting that is both peaceful and practical. From the soaring ceilings and abundant natural light to the finished basement, backyard oasis, and versatile outbuilding, every detail has been thoughtfully designed to maximize comfort and functionality. This rare property offers the opportunity to enjoy spacious living on acreage while creating lasting memories for years to come. Schedule your private showing today and experience everything this remarkable property has to offer. Asking price $875,000.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,946
Year Built
- Built in 1993
Lot Details
- 3.5 Acre Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 2,400 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
Kitchen
- Breakfast Room
- Range
- Dishwasher
- Disposal
- Fireplace in Kitchen
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- In Ground Pool
- Patio
- Shed
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Well
- Water Softener is Owned
- Septic Tank
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,699 | $179,739 | $50,001 | $129,738 |
| 2024 | $12,699 | $166,425 | $46,297 | $120,128 |
| 2023 | $12,160 | $154,098 | $42,868 | $111,230 |
| 2022 | $12,160 | $142,684 | $39,693 | $102,991 |
| 2021 | $12,344 | $139,887 | $38,915 | $100,972 |
| 2020 | $12,467 | $139,887 | $38,915 | $100,972 |
| 2019 | $12,666 | $139,887 | $38,915 | $100,972 |
| 2018 | $12,787 | $136,742 | $38,040 | $98,702 |
| 2017 | $12,689 | $131,483 | $36,577 | $94,906 |
| 2016 | $12,156 | $124,628 | $34,670 | $89,958 |
| 2015 | $11,997 | $117,574 | $32,708 | $84,866 |
| 2014 | -- | $113,052 | $31,450 | $81,602 |
| 2013 | -- | $114,194 | $31,768 | $82,426 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/27/2026 07/27/26 | For Sale | $875,000 | -- | $365 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $577,000 | Ticor Title | |
| Interfamily Deed Transfer | -- | Law Title Insurance Co Inc | |
| Deed | $68,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Open | $338,000 | New Conventional | |
| Closed | $383,000 | New Conventional | |
| Closed | $30,000 | Credit Line Revolving | |
| Closed | $412,000 | Unknown | |
| Closed | $56,054 | Unknown | |
| Closed | $56,000 | Credit Line Revolving | |
| Closed | $417,000 | Purchase Money Mortgage | |
| Previous Owner | $211,500 | Unknown | |
| Previous Owner | $108,500 | Unknown |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12701760
APN: 03-31-302-001
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Ask me questions while you tour the home.