$660,000
SOLD SEP 12, 2025

3 Starfish Ln Berlin, MD 21811

3 Beds
3 Baths
2,070 Sq Ft
$773/mo HOA Fee

Recently Sold

$319 Per Sq Ft

63 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Marina
  • Boat Ramp
  • Showell Elementary School Rated A-
  • Primary bedroom faces the bay
  • 1 Dock Slip

About This Home

As of September 2025

Move-in ready with the flexibility for a quick closing, be in your new beach home in no time! Welcome to 3 Starfish Lane, where breathtaking Assawoman Bay views and the Ocean City skyline set the tone for luxurious coastal living. Located in the exclusive enclave of Osprey Point within the amenity-rich Ocean Pines Community, this 2,070 sq ft townhome offers the ideal blend of elegance, comfort, and waterfront lifestyle. This 3-bedroom, 3-bathroom residence includes a deeded boat slip and lift (#10, Tax ID 03-052138)—currently home to the owner's pontoon boat, which is available for purchase (details in listing documents). With a private marina launch, direct bay access, and unobstructed views, this is a rare opportunity for boaters and nature lovers alike. Inside, the home exudes warmth and character with tongue-and-groove wainscoting, 9 ft ceilings, and 5” plank maple flooring throughout. The main level boasts an open-concept layout with an updated kitchen (quartz countertops, blue tile backsplash, new flooring -all new in 2023), gas fireplace, and expansive sliders leading to a private deck overlooking the water—perfect for morning coffee or sunset cocktails. A den/guest room and full bath with walk-in shower complete this level. Upstairs, the spindle staircase opens to a stunning overlook with cathedral ceilings and bay views. The primary suite is a true retreat, featuring sliders to a private balcony, walk-in closet with custom built-ins, and an expansive bath with dual shower and jetted tub. Two additional bedrooms, a hall bath, and private deck access round out the upper level.
Additional features include:
Attached garage with new epoxy flooring and extra storage
Second parking space in front
Smart home upgrades
Bose surround sound system
Central vac (new in 2025)
Furnishings included with exclusions (see documents)
Osprey Point is an intimate waterfront community of just 28 homes, offering access to all Ocean Pines amenities—including pools, golf, trails, marina, restaurants, and more. Whether you’re seeking a full-time residence or a serene coastal retreat, this turnkey home delivers the ultimate Eastern Shore experience.

Last Agent to Sell the Property

Anna Spann

(443) 783-2687 anna.spann@cbmove.com Coldwell Banker Realty License #674115 Listed on: 06/12/2025

Coldwell Banker Realty

Last Buyer's Agent

Jeanette Taylor

(410) 430-4810 jeanette.taylor@cbmove.com Coldwell Banker Realty License #656416

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,431

Year Built

  • Built in 2000

Lot Details

  • 30 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Property is in excellent condition

HOA Fees

Parking

  • 1 Car Direct Access Garage
  • 1 Open Parking Space
  • 1 Driveway Space
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Parking Lot
  • Assigned Parking

Home Design

  • Coastal Architecture
  • Entry on the 2nd floor
  • Block Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Stick Built Home

Interior Spaces

  • 2,070 Sq Ft Home
  • Property has 3 Levels
  • Central Vacuum
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Open Floorplan
  • Bay Views
  • Security Gate
  • Laundry on lower level

Kitchen

  • Gourmet Kitchen
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bedroom faces the bay
  • 3 Full Bathrooms

Outdoor Features

  • Water Access
  • Property near a bay
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Multiple Balconies

Location

  • Flood Risk

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 2403148718

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Ocean Pines Association
  • Ocean Pines Osprey Point Subdivision
  • Property Manager

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Party Room
  • Community Dining Room
  • Community Library
  • Recreation Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Golf Club
  • Golf Course Community
  • Golf Course Membership Available
  • Private Beach Club
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Pool Membership Available
  • Jogging Path

Pet Policy

  • Pets Allowed

Security

  • Security Service
  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,431

Year Built

Built in 2000

Lot Details

0

HOA Fees

$773 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Coastal
  • Ownership: Condominium
  • Exclusions: To be added & personal items
  • Inclusions: Sold fully furnished, some minor exclusions
  • New Construction: No
  • Story List: Main
  • Expected On Market: 6/13/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Entry Floor: 2
  • Interior Amenities: Ceiling Fan(s), Central Vacuum, Combination Kitchen/Dining, Combination Dining/Living, Combination Kitchen/Living, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: No
  • Laundry Type: Lower Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2070
  • Living Area Sq Ft: 2070
  • Price Per Sq Ft: 318.60
  • Above Grade Finished Sq Ft: 2070
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Frame, Stick Built
  • Roof: Architectural Shingle
  • Spa: No
  • View: Bay
  • Water Access: Yes
  • Water Body Name: Assawoman Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Built In, Additional Storage Area, Garage - Front Entry, Covered Parking, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, Parking Lot
  • Number of Spaces in Driveway: 1
  • Parking Lot Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Previous Twelve Months Electric Expense: 1500.00
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 996.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 690.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Bar/Lounge, Baseball Field, Basketball Courts, Beach, Beach Club, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Library, Marina/Marina Club, Meeting Room, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Recreational Center, Reserved/Assigned Parking, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: OCEAN PINES ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Dimensions: 0.00 x 0.00
  • Outdoor Living Structures: Balconies- Multiple
  • Property Condition: Excellent
  • Zoning: B-2
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3431.00
  • Assessor Parcel Number: 2403148718
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Sep 8, 2025
Sold by
Stough Michael S and Stough Tracey M
Bought by
Assadi Angela
Seller's Agent
Anna Spann
Coldwell Banker Realty
Buyer's Agent
Jeanette Taylor
Coldwell Banker Realty
List Price
$659,500
Sold Price
$660,000
Premium/Discount to List
$500
0.08%
Views
85
Current Estimated Value
$588,324

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$71,676
Avg. Annual Appreciation
-38.06%
Original Mortgage
$528,000
Outstanding Balance
$528,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$60,324

Purchase Details

Listed on
May 21, 2021
Closed on
Aug 6, 2021
Sold by
Kasden Lowell M and Gaffney Kasden Anne
Bought by
Stough Michael S and Stough Tracey M
Seller's Agent
Dan O'Hare
Berkshire Hathaway HomeServices PenFed Realty - OP
Buyer's Agent
John Houk
Berkshire Hathaway HomeServices PenFed Realty - OP
List Price
$545,000
Sold Price
$545,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.78%

Purchase Details

Closed on
Mar 16, 2010
Sold by
Kasden Anne Gaffney
Bought by
Kasden Lowell M and Kasden Anne Gaffney

Purchase Details

Closed on
Sep 8, 2009
Sold by
Kasden Lowell M
Bought by
Kasden Anne Gaffney

Purchase Details

Closed on
Aug 29, 2000
Sold by
Osprey Point Development Llc
Bought by
Kasden Lowell M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $660,000 Bright Title And Settlement
Special Warranty Deed $545,000 Capitol Title Group
Deed -- --
Deed -- --
Deed $259,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $528,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2025 09/12/25 Sold $660,000 +0.1% $319 / Sq Ft
08/14/2025 08/14/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $659,500 +21.0% $319 / Sq Ft
08/06/2021 08/06/21 Sold $545,000 0.0% $263 / Sq Ft View Prior Sale
06/21/2021 06/21/21 Pending -- -- --
05/21/2021 05/21/21 For Sale $545,000 -- $263 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,436 $414,967 $0 $0
2024 $3,416 $358,500 $179,200 $179,300
2023 $3,416 $358,500 $179,200 $179,300
2022 $3,416 $358,500 $179,200 $179,300
2021 $3,431 $358,500 $179,200 $179,300
2020 $3,416 $358,500 $179,200 $179,300
2019 $3,416 $358,500 $179,200 $179,300
2018 $3,380 $358,500 $179,200 $179,300
2017 $3,395 $358,500 $0 $0
2016 -- $358,500 $0 $0
2015 $4,271 $403,800 $0 $0
2014 $4,271 $403,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWO2031174

Bright MLS

APN: 03-148718