$499,000
SOLD AUG 1, 2023

Harborfront Plaza 300 S Rath Ave Unit 39 Ludington, MI 49431

3 Beds
2.5 Baths
1,861 Sq Ft
$490/mo HOA Fee

Recently Sold

$268 Per Sq Ft

3 Days on Market

Highlights

  • Water Views
  • Water Access
  • Clubhouse
  • Lakeview Elementary School Rated A-
  • Property fronts a channel
  • 2-minute walk to Waterfront Park

About This Home

As of April 2025

City of Ludington - Harbor Front Plaza condo w/views of Harbor View Marina, Pere Marquette Lake and Lake Michigan. Enjoy watching the iconic Badger car ferry from your private deck. Easy access to downtown shopping, restaurants, parks & Lake Michigan sugar sand beaches. Meticulously maintained condo boasts of a wall of windows in the spacious living room w/gas fireplace. Open floor plan w/ dining room & bright kitchen. Primary bedroom w/office space, walk-in closet, full bath w/shower & soaking tub. Main floor 1/2 bath includes laundry closet. 2nd story w/2 additional bedrooms, full bath & 4 spacious storage areas. One stall attached garage w/storage closet plus covered carport. Access to the Harbor View Marina pool & clubhouse. Furnishings Negotiable.

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 06/23/2023

Last Buyer's Agent

Ingrid Wadel

LIGHTHOUSE REALTY-Ludington License #6501296695

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,132

Year Built

  • Built in 2001

Lot Details

  • Property fronts a channel

HOA Fees

  • $490 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Carport

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,861 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care, cable/satellite
  • Association Phone (616) 433-9090
  • Harbor Front Plaza Condos

Amenities

  • Clubhouse

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,132

Year Built

Built in 2001

Lot Details

0

HOA Fees

$490 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 2
  • Year Built: 2001
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1861.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • General Property Info:Design: Other
  • Tax Info:Annual Property Tax: 9131.79
  • Tax Info:Zoning3: WCB
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Appliances Microwave: Yes
  • General Property Info:Condo Proj Name: Harbor Front Plaza
  • General Property Info:Pets YN: Yes
  • General Property Info:SqFt Above Grade: 1861.0
  • General Property Info Garage YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Washer, Refrigerator, Range, Microwave, Dryer, Dishwasher
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Other
  • LivingArea: 1861.0
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck(s)
  • List Price: 499000.0
  • Road Surface Type: Paved
  • Water Body Name: Pere Marquette Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Carport, Attached
  • Parking Features Attached2: Yes
  • Parking Features Carport14: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Pool
  • Association Fee: 490.0
  • Association Fee Frequency: Monthly
  • Association Phone: 616-433-9090
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 490.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Water Fea Amenities:Channel: Yes
  • Association Info:Association Phone: 616-433-9090

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care, Cable/Satellite

Lot Info

  • Lot Dimensions: 0
  • Zoning Description: WCB
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 9131.79
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2024
Closed on
Apr 10, 2025
Sold by
John Patrick Mcginty Trust and Sigrid Leah Mcginty Trust
Bought by
Brewer Jamie Susan and Brewer Steven Lee
Seller's Agent
Ingrid Wadel
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Mary Jo Pung
Greenridge Realty S Rath
List Price
$650,000
Sold Price
$550,000
Premium/Discount to List
-$100,000
-15.38%
Views
166
Current Estimated Value
$544,683

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,317
Avg. Annual Appreciation
-3.19%
Original Mortgage
$350,000
Outstanding Balance
$349,093
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$195,590

Purchase Details

Closed on
Sep 18, 2024
Sold by
Mcginty John Patrick and Mcginty Sigrid Leah
Bought by
John Patrick Mcginty Trust and Sigrid Leah Mcginty Trust

Purchase Details

Listed on
Jun 23, 2023
Closed on
Aug 1, 2023
Sold by
Falko Larry J and Falko Grace I
Bought by
Mcginty John and Mcginty Sigrid
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Ingrid Wadel
LIGHTHOUSE REALTY-Ludington
List Price
$499,000
Sold Price
$499,000
Views
48

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.50%

Purchase Details

Closed on
Jan 21, 2004
Sold by
Ludington West Llc
Bought by
Falko Larry J and Falko Grace I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $550,000 Lakeshore Land Title
Quit Claim Deed -- None Listed On Document
Warranty Deed $499,000 Chicago Title
Warranty Deed $314,900 Wta
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $350,000 New Conventional
Previous Owner $50,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/10/2025 04/10/25 Sold $550,000 -8.2% $296 / Sq Ft
03/27/2025 03/27/25 Pending -- -- --
02/12/2025 02/12/25 Price Changed $599,000 -7.8% $322 / Sq Ft
11/26/2024 11/26/24 For Sale $650,000 +30.3% $349 / Sq Ft
08/01/2023 08/01/23 Sold $499,000 0.0% $268 / Sq Ft
06/23/2023 06/23/23 For Sale $499,000 -- $268 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $282,600 $282,600 $0
2023 -- $212,300 $212,300 $0
2022 -- $183,100 $0 $0
2021 -- $158,400 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23022116

Southwestern Michigan Association of REALTORS®

APN: 051-556-001-39