$320,000
SOLD DEC 1, 2025
Last list price

3005 Pinto Loop Waco, TX 76706

4 Beds
3 Baths
1,727 Sq Ft
7,035 Sq Ft Lot

Recently Sold

$185 Per Sq Ft

16 Days on Market

Highlights

  • Lake Front
  • Traditional Architecture
  • 2 Car Attached Garage
  • Spring Valley Elementary School Rated A
  • Granite Countertops
  • Walk-In Closet

About This Home

As of December 2025

Beautifully updated 4 bedroom 3 bath home in desirable Surrey Ridge, backing to the peaceful Surrey Ridge Pond! Updated in September 2025, this home offers fresh style and worry-free living with a new roof, new exterior and interior paint, and a stone exterior for great curb appeal. Inside, enjoy granite kitchen counters, a new sink, and a large open living and dining area perfect for entertaining.
New luxury vinyl plank flooring, ceramic tile, and new carpet in the bedrooms create a seamless, modern look throughout. Additional upgrades include new 2-inch blinds and a convenient laundry room off the garage. Relax outdoors on the covered porch overlooking the pond and spacious yard.
Move-in ready and perfectly situated — this Surrey Ridge gem combines comfort, updates, and a serene setting.

Last Agent to Sell the Property

John Derrick

Regency Park Properties LLC License #407406 Listed on: 10/15/2025

Last Buyer's Agent

John Derrick

Regency Park Properties LLC License #407406 Listed on: 10/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,210

Year Built

  • Built in 2005

Lot Details

  • 7,035 Sq Ft Lot
  • Lot Dimensions are 55 x 127
  • Lake Front
  • Wood Fence
  • Chain Link Fence

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Stone Veneer

Interior Spaces

  • 1,727 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Schools

  • Spring Valley Elementary School
  • Midway Middle School
  • Midway High School

Utilities

  • Central Heating and Cooling System
  • Phone Available
  • Cable TV Available

Community Details

  • Surrey Ridge II Subdivision

Listing and Financial Details

  • Legal Lot and Block 27 / 1
  • Assessor Parcel Number 322480

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,210

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • OWNERNAME: Randy and Rebecca Gerdes
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional, Detached
  • Unit Levels: One
  • Year Built Details: Preowned
  • Co List Office Mls Id: A8295885
  • Structure Type: House
  • HumanModifiedYN: Yes
  • UniversalParcelId: urn:reso:upi:2.0:US:48309:322480
  • Special Features: VirtualTour
  • Year Built: 2005

Interior Features

  • Square Footage: 1727.0
  • Fireplace Features: Wood Burning
  • Interior Amenities: Granite Counters, Walk-In Closet(s)
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
  • Appliances: Dishwasher, Electric Range, Microwave
  • Basement YN: No
  • Fireplaces: 1

Beds/Baths

  • Full Bathrooms: 3
  • Total Bedrooms: 4

Exterior Features

  • Foundation: Slab
  • Fencing: Chain Link, Wood
  • Roof: Composition
  • Construction Materials: Stone Veneer
  • Pool Features: None
  • Waterfront: Yes

Garage/Parking

  • Cooling System: Central Air, Electric
  • Garage Spaces: 2.0
  • Total Covered Spaces: 2.0
  • Parking Features: Garage Faces Front, Garage, Garage Door Opener
  • Attached Garage YN: Yes
  • GarageYN: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Central, Electric
  • LaundryFeatures: Washer Hookup, Electric Dryer Hookup
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Available, Water Available
  • Heating Yn: Yes

Schools

  • Elementary School: Spring Valley
  • High School: Midway
  • Junior High Dist: Midway ISD

Lot Info

  • PropertyAttachedYN: No
  • Lot Size Units: Square Feet
  • Lot Size Area: 7035.0
  • Lot Size: 55 x 127
  • Parcel Number: 322480
  • Lot Size Acres: 0.1615
  • Lot Size Sq Ft: 7035.0

Building Info

  • Year Built: 2005
  • SeniorCommunityYN: No

Tax Info

  • TaxBlock: 1
  • Tax Lot: 27
  • Tax Annual Amount: 4210.0

Multi Family

  • WaterfrontFeatures: Lake Front

MLS Schools

  • MiddleOrJuniorSchool: Midway

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2025
Closed on
Dec 1, 2025
Sold by
Gerdes Randy and Gerdes Rebecca
Bought by
Community Bank & Trust
Seller's Agent
John Derrick
Regency Park Properties LLC
Buyer's Agent
John Derrick
Regency Park Properties LLC
List Price
$320,000
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.71%

Purchase Details

Closed on
May 24, 2005
Sold by
Scrg Ltd
Bought by
Gerdes Randy and Gerdes Rebecca

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
6.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Vendors Lien -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $25,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Sold -- -- --
10/31/2025 10/31/25 Pending -- -- --
10/15/2025 10/15/25 For Sale $320,000 -- $185 / Sq Ft
Source: North Texas Real Estate Information Systems (NTREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,825 $220,000 $32,500 $187,500
2024 $3,825 $208,050 $32,500 $175,550
2023 $3,828 $208,050 $32,500 $175,550
2022 $4,369 $208,050 $25,750 $182,300
2021 $4,969 $208,050 $25,750 $182,300
2020 $4,289 $180,390 $24,340 $156,050
2019 $4,414 $181,100 $23,290 $157,810
2018 $4,381 $177,350 $22,160 $155,190
2017 $3,950 $158,380 $21,180 $137,200
2016 $3,779 $151,550 $20,680 $130,870
2015 $3,597 $145,150 $20,330 $124,820
2014 $3,597 $144,730 $19,910 $124,820
Source: Public Records

Agents Affiliated with this Home

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Map

Source: North Texas Real Estate Information Systems (NTREIS)

MLS Number: 21086806

North Texas Real Estate Information Systems (NTREIS)

APN: 36-083001-000127-0