NOT LISTED FOR SALE

Estimated Value: $418,000 - $456,000

3 Beds
3.5 Baths
2,539 Sq Ft
$174/Sq Ft Est. Value

Last Sold February 09, 2024

Last sale price $395,000 $156 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,236/month

6 Days on Market

Highlights

  • Loft
  • 2 Car Attached Garage
  • Central Air
  • Oswego High School Rated A-

About This Home

As of February 2024

Welcome to beautiful Oswego. Presenting a spacious CORNER LOT 4-bedroom, 3.1-bath home boasting over 2,500 sq. feet of living space on a sizable fenced lot. Stepping through the front door, you'll be greeted by an inviting 2-story Entryway leading to the combined Living Room and Dining Room, adorned with beautiful wood flooring. The Kitchen seamlessly connects to the Family Room, creating an ideal space for indoor and outdoor entertaining. The Kitchen features a large island, a Bay Window with storage, and convenient pull-out shelves in the cabinets and newer appliances from 2021. Upstairs, three generously sized Bedrooms, two full Baths, and a versatile nook perfect for an office or reading corner await, providing a peaceful escape from the ground floor. The fully FINISHED basement offers a rare find-a full bathroom and an additional BEDROOM, totaling four in this well-maintained home. Water heater 2023, roof is from 2020 and solar panels from 2023. Conveniently located near Downtown Oswego and major shopping areas, this home falls within WALKING DISTANCE of the highly regarded Oswego 308 school district. With its move-in ready condition and desirable features, this residence is not to be missed!

Last Agent to Sell the Property

J. Alday

Realty of America, LLC License #475204169 Listed on: 01/04/2024

Realty of America, LLC

Last Buyer's Agent

Christina Maloney

Real Broker, LLC License #475188464

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,894

Year Built

  • Built in 2006

Lot Details

  • 0.27

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Space is Owned

Interior Spaces

  • 2,539 Sq Ft Home
  • 2-Story Property
  • Loft

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,894

Year Built

Built in 2006

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • LivingArea: 2539
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • List Price: 399999
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 2539
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 8893.76
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2024
Closed on
Feb 3, 2024
Sold by
Salcedo Ricardo M and Salcedo Sheyla C
Bought by
Smiley Stacy S and Smiley Karolina O
Seller's Agent
J. Alday
Realty of America, LLC
Buyer's Agent
Christina Maloney
Real Broker, LLC
List Price
$399,999
Sold Price
$395,000
Premium/Discount to List
-$4,999
-1.25%
Views
42
Current Estimated Value
$441,046

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,046
Avg. Annual Appreciation
8.45%
Original Mortgage
$387,845
Outstanding Balance
$382,874
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$58,172

Purchase Details

Listed on
Jul 24, 2020
Closed on
Jan 21, 2021
Sold by
Guadarrama Hector L and Guadarrama Elvira
Bought by
Salcedo Ricardo M and Korabik Sheyla C
Seller's Agent
Kathe Hawkins
Realty Representatives Inc
Buyer's Agent
Lizette Delgado
Coldwell Banker Realty
List Price
$335,000
Sold Price
$315,000
Premium/Discount to List
-$20,000
-5.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%
Original Mortgage
$309,294
Interest Rate
2.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 21, 2006
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Guadarrama Hector L and Martinez Elvira

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,320
Interest Rate
6.39%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smiley Stacy S $790,000 None Listed On Document
Salcedo Ricardo M $315,000 Fidelity National Title
Guadarrama Hector L $283,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smiley Stacy S $387,845
Previous Owner Salcedo Ricardo M $309,294
Previous Owner Guadarrama Hector L $269,320
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/09/2024 02/09/24 Sold $395,000 -1.2% $156 / Sq Ft
01/11/2024 01/11/24 Pending -- -- --
01/04/2024 01/04/24 For Sale $399,999 +27.0% $158 / Sq Ft
01/27/2021 01/27/21 Sold $315,000 +2.3% $124 / Sq Ft
12/09/2020 12/09/20 Pending -- -- --
12/05/2020 12/05/20 Price Changed $308,000 -3.8% $121 / Sq Ft
11/02/2020 11/02/20 Price Changed $320,000 -1.5% $126 / Sq Ft
09/01/2020 09/01/20 Price Changed $325,000 -3.0% $128 / Sq Ft
07/24/2020 07/24/20 For Sale $335,000 -- $132 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,894 $114,941 $28,892 $86,049
2022 $8,894 $104,491 $26,265 $78,226
2021 $8,576 $97,655 $24,547 $73,108
2020 $8,221 $93,005 $23,378 $69,627
2019 $7,973 $89,064 $23,378 $65,686
2018 $7,734 $85,795 $22,520 $63,275
2017 $7,491 $79,074 $20,756 $58,318
2016 $7,172 $74,952 $19,674 $55,278
2015 $7,170 $71,725 $18,827 $52,898
2014 $7,119 $67,665 $17,761 $49,904
2013 $7,119 $68,348 $17,940 $50,408
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11955598

Midwest Real Estate Data (MRED)

APN: 03-21-376-013