$265,000
$10K PRICE DROP

302 N Main St Effingham, IL 62401

Estimated payment $1,685/month

Total Views 7,776
3 Beds
2 Baths
2,113 Sq Ft
$125 Price per Sq Ft

Highlights

  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System
  • 1-Story Property

About This Home

Come check out this 1.5 story home located on N Main street in Effingham. Built in 1940, this home has a lot of character! This property is located minutes from St Anthony hospital, local parks, restaurants, and downtown Effingham. Walking into the main level of the home, you will find original hardwood running throughout, an oversized bedroom, and a full bath. Upstairs you will find 2 more bedrooms! Venture downstairs to find a completely finished basement that offers a wet bar, full bathroom, and a potential 4th bedroom. Outside the home you will find a 1.5 detached garage that is surrounded by concrete for a clean entrance into your home. Schedule a private showing today!

Listing Agent

Alex Steppe

RE/MAX Key Advantage License #471021123 Listed on: 02/24/2026

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,236

Year Built

  • Built in 1940

Lot Details

  • 4,792 Sq Ft Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range with Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • County Clerk Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316018020

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,236

Year Built

Built in 1940

Lot Details

4,792 Sq Ft Lot

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1313.0
  • Lot Size Acres: 0.11
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: County Clerk Add
  • Year Built: 1940
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 75.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator, Range Hood
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 800.0
  • Interior Amenities: Main Level Primary
  • Fireplace: No
  • Stories: 1

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 4792.0
  • Parcel #: 0316018020
  • Zoning: RES

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3236.0

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,236 $53,900 $8,220 $45,680
2023 $2,928 $49,000 $7,470 $41,530
2022 $2,720 $44,950 $6,850 $38,100
2021 $2,792 $44,500 $6,780 $37,720
2020 $2,730 $43,250 $6,590 $36,660
2019 $2,674 $42,820 $6,520 $36,300
2018 $2,570 $41,170 $6,270 $34,900
2017 $2,518 $40,370 $6,150 $34,220
2016 $2,452 $39,190 $5,970 $33,220
2015 -- $38,050 $5,800 $32,250
2014 -- $36,940 $5,630 $31,310
2013 -- $36,220 $5,520 $30,700
2012 -- $35,690 $5,440 $30,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2026 04/08/26 Price Changed $265,000 -3.6% $125 / Sq Ft
02/24/2026 02/24/26 For Sale $275,000 +131.1% $130 / Sq Ft
03/31/2016 03/31/16 Sold $119,000 -0.4% $75 / Sq Ft View Prior Sale
02/16/2016 02/16/16 Pending -- -- --
02/10/2016 02/10/16 For Sale $119,500 -- $75 / Sq Ft
Source: Central Illinois Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $129,500 None Available
Warranty Deed $160,000 None Available
Warranty Deed $119,000 None Available
Warranty Deed -- None Available
Deed $10,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,800 New Conventional
Previous Owner $137,770 New Conventional
Previous Owner $90,000 Adjustable Rate Mortgage/ARM
Previous Owner $77,000 New Conventional
Previous Owner $218,500 Purchase Money Mortgage
Source: Public Records

Source: Central Illinois Board of REALTORS®

MLS Number: 6257267

APN: 0316018020

Illinois Effingham County Effingham 62401

302 N Main St, Effingham, IL

For Sale

Detached

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