$799,900

302 Oak Way Rd Swanton, MD 21561

Estimated payment $4,813/month

Total Views 3,754
4 Beds
4 Baths
2,055 Sq Ft
$389 Price per Sq Ft

Highlights

  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • View of Trees or Woods
  • Home fronts navigable water
  • Fishing Allowed
  • Wooded Lot

About This Home

4BR, 4BA lake access cottage with assigned boat slip nearby! Incredibly cozy feel and impressive gas fireplace. Classic front porch area and a circular, paved driveway and over-sized detached garage with additional living space. Amazing backyard is perfect for entertaining year-round -- spacious deck, fire pit and hot tub. Home is being sold furnished! NO HOA - dock association only. The Harbor Association community dock has deep water access and is in a no wake zone, just a few hundred yards away.

Listing Agent

Jay Ferguson

(301) 501-0420 jay@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales Listed on: 07/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,261

Year Built

  • Built in 2004

Lot Details

  • 0.35 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Level Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Back Yard
  • Property is in very good condition
  • Zoning described as LR

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Cottage
  • Cabin
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • 2,055 Sq Ft Home
  • Property has 2 Levels
  • Furnished
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Views of Woods
  • Laundry Room

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Window Unit Cooling System
  • Heating System Powered By Owned Propane
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1218012766

Community Details

Overview

  • $800 Capital Contribution Fee
  • Association fees include pier/dock maintenance
  • Harbor Association
  • Harvey's Peninsula Subdivision

Recreation

  • Boat Dock
  • 2 Community Slips
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,261

Year Built

Built in 2004

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage, Cabin/Lodge
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 7/25/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2004
  • Remarks Public: 4BR, 4BA lake access cottage with assigned boat slip nearby! Incredibly cozy feel and impressive gas fireplace. Classic front porch area and a circular, paved driveway and over-sized detached garage with additional living space. Amazing backyard is perfect for entertaining year-round -- spacious deck, fire pit and hot tub. Home is being sold furnished! NO HOA - dock association only. The Harbor Association community dock has deep water access and is in a no wake zone, just a few hundred yards away.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry
  • Basement: No
  • Total Sq Ft: 2055
  • Living Area Sq Ft: 2055
  • Price Per Sq Ft: 389.25
  • Above Grade Finished Sq Ft: 2055
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 302

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Cedar, Stone, Combination
  • Roof: Shingle
  • View: Street, Trees/Woods
  • Water Access Features: Boat - Powered, Boat - Length Limit, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak, Limited Hours Of Personal Watercraft Operation (PWC), Public Access
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Circular Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 800.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA Name: HARBOR ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 800.00

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Landscaping, Level, Backs To Trees, Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15246.00
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R
  • Zoning Description: LR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6261.00
  • Assessor Parcel Number: 1218012766
  • Tax Total Finished Sq Ft: 1404
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,158 $605,600 $97,600 $508,000
2024 $6,582 $536,033 $0 $0
2023 $5,775 $466,467 $0 $0
2022 $4,953 $396,900 $67,600 $329,300
2021 $4,668 $371,033 $0 $0
2020 $4,342 $345,167 $0 $0
2019 $4,017 $319,300 $67,600 $251,700
2018 $3,600 $302,033 $0 $0
2017 $3,148 $319,300 $0 $0
2016 -- $267,500 $0 $0
2015 -- $267,500 $0 $0
2014 -- $267,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2025 09/19/25 Price Changed $799,900 -3.5% $389 / Sq Ft
07/23/2025 07/23/25 For Sale $829,000 +104.7% $403 / Sq Ft
05/10/2019 05/10/19 Sold $405,000 -9.0% $197 / Sq Ft
02/22/2019 02/22/19 For Sale $444,900 +23.6% $216 / Sq Ft
11/21/2014 11/21/14 Sold $360,000 -5.0% $212 / Sq Ft
09/28/2014 09/28/14 Pending -- -- --
09/23/2014 09/23/14 Price Changed $379,000 -5.0% $224 / Sq Ft
06/16/2014 06/16/14 For Sale $399,000 -- $235 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $405,000 Deep Creek Title Group
Deed -- --
Deed -- --
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2010106

Bright MLS

APN: 18-012766