$829,000

302 Oak Way Rd Swanton, MD 21561

Estimated payment $5,167/month

Total Views 1,001
4 Beds
4 Baths
2,055 Sq Ft
$403 Price per Sq Ft

Highlights

  • Very Popular Property
  • Home fronts navigable water
  • Fishing Allowed
  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • View of Trees or Woods

About This Home

4BR, 4BA lake access cottage with assigned boat slip nearby! Incredibly cozy feel and impressive gas fireplace. Classic front porch area and a circular, paved driveway and over-sized detached garage with additional living space. Amazing backyard is perfect for entertaining year-round -- spacious deck, fire pit and hot tub. Home is being sold furnished! NO HOA - dock association only. The Harbor Association community dock has deep water access and is in a no wake zone, just a few hundred yards away.

Listing Agent

Jay Ferguson

Taylor Made Deep Creek Vacations & Sales Listed on: 07/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,261

Year Built

  • Built in 2004

Lot Details

  • 0.35 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Level Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Back Yard
  • Property is in very good condition
  • Zoning described as LR

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Cottage
  • Cabin
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • 2,055 Sq Ft Home
  • Property has 2 Levels
  • Furnished
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Views of Woods
  • Laundry Room

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Window Unit Cooling System
  • Heating System Powered By Owned Propane
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1218012766

Community Details

Overview

  • Association fees include pier/dock maintenance
  • Harbor Association
  • Harvey's Peninsula Subdivision

Recreation

  • Boat Dock
  • 2 Community Slips
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,261

Year Built

Built in 2004

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage, Cabin/Lodge
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 7/25/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2004
  • Remarks Public: 4BR, 4BA lake access cottage with assigned boat slip nearby! Incredibly cozy feel and impressive gas fireplace. Classic front porch area and a circular, paved driveway and over-sized detached garage with additional living space. Amazing backyard is perfect for entertaining year-round -- spacious deck, fire pit and hot tub. Home is being sold furnished! NO HOA - dock association only. The Harbor Association community dock has deep water access and is in a no wake zone, just a few hundred yards away.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry
  • Basement: No
  • Total Sq Ft: 2055
  • Living Area Sq Ft: 2055
  • Price Per Sq Ft: 403.41
  • Above Grade Finished Sq Ft: 2055
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 302

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Cedar, Stone, Combination
  • Roof: Shingle
  • View: Street, Trees/Woods
  • Water Access Features: Boat - Powered, Boat - Length Limit, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak, Limited Hours Of Personal Watercraft Operation (PWC), Public Access
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Circular Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 800.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA Name: HARBOR ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Landscaping, Level, Backs To Trees, Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15246.00
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R
  • Zoning Description: LR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6261.00
  • Assessor Parcel Number: 1218012766
  • Tax Total Finished Sq Ft: 1404
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,582 $536,033 $0 $0
2023 $5,775 $466,467 $0 $0
2022 $4,953 $396,900 $67,600 $329,300
2021 $4,668 $371,033 $0 $0
2020 $4,342 $345,167 $0 $0
2019 $4,017 $319,300 $67,600 $251,700
2018 $3,600 $302,033 $0 $0
2017 $3,148 $319,300 $0 $0
2016 -- $267,500 $0 $0
2015 -- $267,500 $0 $0
2014 -- $267,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 For Sale $829,000 -1.8% $403 / Sq Ft
07/04/2025 07/04/25 Price Changed $844,500 -1.2% $411 / Sq Ft
06/21/2025 06/21/25 Price Changed $854,500 -3.4% $416 / Sq Ft
06/03/2025 06/03/25 Price Changed $884,995 -1.7% $431 / Sq Ft
04/17/2025 04/17/25 For Sale $899,995 +122.2% $438 / Sq Ft
05/10/2019 05/10/19 Sold $405,000 -9.0% $197 / Sq Ft
02/22/2019 02/22/19 For Sale $444,900 +23.6% $216 / Sq Ft
11/21/2014 11/21/14 Sold $360,000 -5.0% $212 / Sq Ft
09/28/2014 09/28/14 Pending -- -- --
09/23/2014 09/23/14 Price Changed $379,000 -5.0% $224 / Sq Ft
06/16/2014 06/16/14 For Sale $399,000 -- $235 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $405,000 Deep Creek Title Group
Deed -- --
Deed -- --
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Source: Public Records

Similar Homes in Swanton, MD

  • 201 Deer Run Ln, Swanton, MD 21561

    $749,999

    • 3 Beds
    • 2.5 Baths
    • 1,722 Sq Ft
    • 201 Deer Run Ln
    • Swanton, MD

    Welcome to 201 Deer Run Lane in Sky Valley! Just in time for summer, this 3BR/2.5BA log home offers cabin living at its finest in Sky Valley, one of Deep Creek Lake's most sought after lake access communities. An expansive outdoor patio awaits you providing excellent outdoor spaces to entertain guests. The main level offers a primary bedroom suite with large walk in closet, powder room, kitchen

    Nick Fratz-Orr Railey Realty, Inc.

    Section Image
  • 639 Beckmans Peninsula Rd, Swanton, MD 21561

    $750,000

    • 5 Beds
    • 3 Baths
    • 3,000 Sq Ft
    • 639 Beckmans Peninsula Rd
    • Swanton, MD

    Welcome to 639 Beckmans Peninsula Road! This 5 bedroom, 3 bathroom, 3200 square foot home has many of the details you're looking for in today's market. The home is conveniently located on Beckmans Peninsula, one of the most coveted areas of Deep Creek Lake. The hand stacked stone exterior greets you in a timeless way upon arrival. Enjoy two oversize wood burning fireplaces, one on each level of

    Nick Fratz-Orr Railey Realty, Inc.

    Section Image
  • 45 Deer Crest Ct, Swanton, MD 21561

    $745,000

    • 5 Beds
    • 3.5 Baths
    • 2,968 Sq Ft
    • 45 Deer Crest Ct
    • Swanton, MD

    $30,000 price reduction! Looking for the ultimate mountain cabin getaway? 45 Deer Crest Court may be your answer! This Mountaineer Log Home offers many of the premium finishes you are looking for, and is one of the most well kept homes on the market in this price range. Offering 5 bedrooms, 3.5 bathrooms, 3 levels of living and 2968 square feet of interior living space, this home has plenty of

    Nick Fratz-Orr Railey Realty, Inc.

    Section Image
  • 167 Sears Ln, Swanton, MD 21561

    $640,000

    • 4 Beds
    • 3 Baths
    • 2,688 Sq Ft
    • 167 Sears Ln
    • Swanton, MD

    Welcome to 167 Sears Lane, a beautifully crafted A-Frame log home in Sun View Heights at Deep Creek Lake! This quality-built home has only been a private second home and not a rental property so it's been barely lived in and lovingly taken care of! It offers 2,688 finished square feet of living space, featuring 4 bedrooms and 3 full baths. Situated on a beautiful 1-acre lot surrounded by trees,

    Charlotte Savoy The KW Collective

    Section Image
  • 302 Oak Way Rd, Swanton, MD 21561

    $844,500

    • 4 Beds
    • 4 Baths
    • 2,055 Sq Ft
    • 302 Oak Way Rd
    • Swanton, MD

    **One last price improvement don’t miss your chance property going off market 7/7/25**. Beautiful lake home with lake access and a boat slip. Welcome to 302 Oak Way Dr your dream retreat nestled in the heart of the ever popular Harvey’s Peninsula deep water privileged community with private community dock and boat slip that conveys with home. The community dock has deep water access and is in a

    Richard Phillips Northrop Realty

    Section Image
  • 699 Harveys Peninsula Rd, Swanton, MD 21561

    $985,000

    • 3 Beds
    • 2 Baths
    • 1,176 Sq Ft
    • 699 Harveys Peninsula Rd
    • Swanton, MD

    Nestled on the shores of Deep Creek Lake in a quiet cove you’ll find this quaint chalet on 117’ of waterfront. This home is just waiting for your vision to make it a lakefront masterpiece. Inside you will find a great deal of tongue & groove pine walls and ceilings, and oak floors. Offering three bedrooms, hardwood flooring, cathedral ceilings, stone wood burning fireplace and a nice sunroom. The

    Betsy Spiker Holcomb Taylor Made Deep Creek Vacations & Sales

    Section Image
  • 74 Misty Meadows Dr, Swanton, MD 21561

    $779,000

    • 5 Beds
    • 3.5 Baths
    • 3,220 Sq Ft
    • 74 Misty Meadows Dr
    • Swanton, MD

    Welcome to this stunning 5-bedroom, 3.5-bath log home nestled in the Misty Meadows section of the Waterfront Greens community. Perfectly blending rustic charm with modern comfort, this home features an open floor plan filled with an abundance of natural light, ideal for both everyday living and entertaining.The main-level master suite offers privacy and convenience, while the expansive lower

    Larry Smith Railey Realty, Inc.

    Section Image
  • 561 Clark Lohr Rd, Swanton, MD 21561

    $685,000

    • 3 Beds
    • 3 Baths
    • 2,295 Sq Ft
    • 561 Clark Lohr Rd
    • Swanton, MD

    MOTIVATED SELLERS: Step right into this fully furnished (to include boat) lake access home with DOCK SLIP…. Charming 3BR/4.5BA Lake Access home on large 2 ac lot. Enjoy privacy and convenience in a unique and luxurious setting. Home is perfect for hosting large family gatherings with large open kitchen/dining concept. Whether you're boating in the summer or cozying up next to the fire watching

    Michael Cumerlato Jason Mitchell Group

    Section Image
  • 381 Valley View Dr, Swanton, MD 21561

    $739,000

    • 5 Beds
    • 3.5 Baths
    • 3,444 Sq Ft
    • 381 Valley View Dr
    • Swanton, MD

    Nestled in the sought-after Sky Valley community at Deep Creek Lake, this beautiful 5-bedroom, 3.5-bath home offers the perfect blend of luxury, comfort, and outdoor living. With nearby lake access and opportunity for a boat slip, you'll enjoy year-round recreation and tranquil waters. Step inside to discover a spacious, open floor plan featuring gleaming granite countertops throughout the

    Mike Kennedy Railey Realty, Inc.

    Section Image

Source: Bright MLS

MLS Number: MDGA2010106

Bright MLS

APN: 18-012766