NOT LISTED FOR SALE

302 Terrapin Way Panama City Beach, FL 32413

Estimated Value: $461,000 - $619,000

3 Beds
2.5 Baths
1,915 Sq Ft
$281/Sq Ft Est. Value

Last Sold June 30, 2022

Last sale price $460,000 $240 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $3,470/month

Highlights

  • Boat Dock
  • Contemporary Architecture
  • Interior Lot
  • J.R. Arnold High School Rated A-
  • Covered Patio or Porch
  • 2 Car Garage

About This Home

As of June 2022

This well maintained 3 Bedroom 2.5 bath 2 story home is located less than a mile from the worlds most beautiful beaches ! Fenced back yard with Lanai , master bedroom upstairs. Convenient to Lake Powell public boat ramp and Pier Park, 30 A ,and a short drive to Destin. Community pool and tennis court. All property sizes and ages are approximate, please measure and/or verify if important.

School assignments are subject to change, please check with Bay County for most accurate information.

Deposit is the same as the rent. No Pets.

Last Agent to Sell the Property

Kelli Garrett

CENTURY 21 Commander Realty License #3139918 Listed on: 06/28/2022

CENTURY 21 Commander Realty

Last Buyer's Agent

Elizabeth Daniels

CENTURY 21 Commander Realty License #SL3436256

CENTURY 21 Commander Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,476

Year Built

  • Built in 2013

Lot Details

  • 3,773 Sq Ft Lot
  • Lot Dimensions are 49x77
  • Fenced
  • Interior Lot
  • Cleared Lot

HOA Fees

  • $258 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • 1,915 Sq Ft Home
  • Contemporary Architecture
  • Slab Foundation
  • HardiePlank Type

Kitchen

  • Electric Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Washer and Dryer Hookup
  • Covered Patio or Porch

Community Details

Overview

  • Association fees include clubhouse, pool(s)
  • Turtle Cove At Lake Powell Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,476

Year Built

Built in 2013

Lot Details

0

HOA Fees

$258 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2013
  • Property Sub Type: Detached
  • Lot Size Acres: 0.09
  • Lot Size: 49x77
  • Road Surface Type: Paved
  • Subdivision Name: Turtle Cove At Lake Powell
  • Architectural Style: Contemporary
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Oven, Refrigerator
  • Interior Amenities: Pantry
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1915.0
  • Dining Room Type: Bedroom, Kitchen
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Washer Hookup, Dryer Hookup

Condo/Co-op/Association

  • Association Fee: 773.0
  • Amenities: Dock
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Clubhouse, Pool(s)

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cleared, Interior Lot
  • Lot Size Sq Ft: 3773.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3476.0
  • Tax Year: 2021

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2022
Closed on
Jun 30, 2022
Sold by
Tran and Duoc
Bought by
Bowenkamp Andrew
Seller's Agent
Kelli Garrett
CENTURY 21 Commander Realty
Buyer's Agent
Elizabeth Daniels
CENTURY 21 Commander Realty
List Price
$460,000
Sold Price
$460,000
Current Estimated Value
$538,319

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,319
Avg. Annual Appreciation
4.83%
Original Mortgage
$250,000
Outstanding Balance
$238,173
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$300,146

Purchase Details

Listed on
Jan 25, 2021
Closed on
Dec 29, 2020
Sold by
Norris Michelle A and Norris James M
Bought by
Tran Cindy and Tran Duoc
Seller's Agent
Commander Rentals
CENTURY 21 Commander Realty
Buyer's Agent
Commander Rentals
CENTURY 21 Commander Realty
Sold Price
$2,195

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,400
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 26, 2016
Closed on
Sep 22, 2016
Sold by
Insonia Matthew and Insonia Justine Mireya
Bought by
Norris Michelle A and Norris James M
Seller's Agent
Karen Smith
Beachy Beach Real Estate
Buyer's Agent
Yeidy Mundo
Compass
List Price
$287,000
Sold Price
$287,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%
Original Mortgage
$275,793
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 12, 2013
Sold by
D R Horton Inc
Bought by
Insonia Justine Mireya and Insonia Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,668
Interest Rate
4.29%
Mortgage Type
VA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bowenkamp Andrew $460,000 None Listed On Document
Tran Cindy $328,000 Attorney
Norris Michelle A $287,000 None Available
Insonia Justine Mireya $269,866 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bowenkamp Andrew $250,000
Previous Owner Tran Cindy $262,400
Previous Owner Norris Michelle A $275,793
Previous Owner Insonia Justine Mireya $275,668
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2025 04/24/25 Off Market $2,195 -- --
10/03/2022 10/03/22 Off Market $460,000 -- --
06/30/2022 06/30/22 Sold $460,000 0.0% $240 / Sq Ft
06/28/2022 06/28/22 Pending -- -- --
06/28/2022 06/28/22 For Sale $460,000 0.0% $240 / Sq Ft
06/20/2022 06/20/22 Off Market $2,395 -- --
06/20/2022 06/20/22 Off Market $2,195 -- --
05/20/2021 05/20/21 Rented $2,395 0.0% --
04/30/2021 04/30/21 For Rent $2,395 +9.1% --
02/09/2021 02/09/21 Rented $2,195 0.0% --
01/25/2021 01/25/21 For Rent $2,195 0.0% --
09/22/2016 09/22/16 Sold $287,000 0.0% $150 / Sq Ft View Prior Sale
08/05/2016 08/05/16 Pending -- -- --
05/26/2016 05/26/16 For Sale $287,000 -- $150 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,672 $418,582 $69,797 $348,785
2023 $4,672 $411,607 $59,086 $352,521
2022 $3,851 $314,137 $0 $0
2021 $3,476 $285,579 $57,000 $228,579
2020 $3,530 $315,073 $63,750 $251,323
2019 $3,069 $252,482 $54,315 $198,167
2018 $2,683 $249,567 $0 $0
2017 $2,422 $244,568 $0 $0
2016 $2,547 $219,042 $0 $0
2015 $2,622 $218,773 $0 $0
2014 $2,646 $221,073 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 729046

Central Panhandle Association of REALTORS®

APN: 36068-175-290