$650,000
PENDING

3020 Key Harbour Dr Lake Saint Louis, MO 63367

Estimated payment $4,211/month

Total Views 677
4 Beds
2.5 Baths
4,486 Sq Ft
$145 Price per Sq Ft

Highlights

  • Beach Access
  • Boating
  • Fitness Center
  • Green Tree Elementary School Rated A-
  • Golf Course Community
  • Fishing

About This Home

LAKEVIEW! Welcome to this beautifully maintained 4BR 2.5BTH 2sty home offering 4400+ sqft of living space nestled on a .45 acre lot w/ a WATER VIEW in highly sought after Lake St Louis. From the moment you arrive you'll be impressed by the homes classic brick front, lush landscaping w/irrigation sys & oversized side-entry 3 car garage. Step inside to the find gleaming HW floors & an elegant layout w/a formal dining rm on one side & living rm on the other flowing seamlessly into the great rm w/a cozy FP & LG bay window. The kitchen offers plenty of space to gather & cook featuring a center island w/bkft bar, walk-in pantry, SS appliances, ample cabinetry & workspace for everyday needs & opens to the light-filled bkft rm w/ LG bay window w/door to the expansive deck offering a serene water view perfect for morning coffee or outdoor dining. A ML laundry rm & powder rm add everyday convenience. Upstairs you'll find all four BR including a spacious primary suite w/french door entry, vaulted ceilings, walk in closet & updated spa like bth w/dbl sink vanity, soaking tub & sep shower. A sitting rm & add'l updated full bth finish the upper lvl. The partially finished LL provides a rec rm, den & exercise rm perfect for entertaining or relaxing. Enjoy ALL LSL amenities including 2 lakes, clubhouse w/restaurant & bar, pool, golf & tennis. Great location w/easy access to major hwys & AAA Wentzville School District. This MOVE-IN-READY homes combines comfort, space & location. A MUST SEE!

Listing Agent

Evelyn Krazer

Sunshine Realty License #2000174189 Listed on: 08/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,457

Year Built

  • Built in 1992

Lot Details

  • 0.45 Acre Lot
  • Landscaped
  • Corner Lot
  • Level Lot
  • Front and Back Yard Sprinklers
  • Back and Front Yard

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • 2-Story Property
  • Traditional Architecture
  • Brick Veneer
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Open Floorplan
  • Historic or Period Millwork
  • Crown Molding
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Blinds
  • Palladian Windows
  • Bay Window
  • French Doors
  • Atrium Doors
  • Panel Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Sitting Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Storage
  • Home Gym
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Easy To Use Faucet Levers
  • Soaking Tub
  • Shower Only
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Storage

Outdoor Features

  • Beach Access
  • Lake Privileges
  • Deck
  • Front Porch

Location

  • Suburban Location

Schools

  • Green Tree Elem. Elementary School
  • Wentzville South Middle School
  • Timberland High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4-0056-6734-00-0031.0000000

Community Details

Overview

  • Association fees include clubhouse, common area maintenance, pool, recreational facilities
  • Lake St. Louis Community Association & Key Harbour Association
  • Community Lake

Amenities

  • Common Area
  • Restaurant
  • Clubhouse
  • Party Room

Recreation

  • Boating
  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Fishing
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,457

Year Built

Built in 1992

Lot Details

0

HOA Fees

$75 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1992
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Clubhouse, Fishing, Fitness Center, Golf, Lake, Pool, Restaurant, Sidewalks, Street Lights, Suburban, Tennis Court(s), Trail(s)
  • ResoLaundryFeatures: Laundry Room, Main Level, Sink
  • ResoLotFeatures: Back Yard, Corner Lot, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear, Views
  • Lot Size Acres: 0.45
  • Road Surface Type: Concrete
  • Water Body Name: Lake Saint Louis
  • Reso Association Amenities: Beach Access, Boating, Clubhouse, Common Ground, Fitness Center, Golf Course, Lake, Party Room, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Co List Office Phone: 636-336-1330
  • MLS Status: Pending
  • Subdivision Name: Key Harbour Estate #2
  • Above Grade Finished Sq Ft: 3915
  • Architectural Style: Ranch/2 story, Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Great Room, Wood Burning
  • Unit Levels: Two
  • New Construction: No
  • Reso Structure Type: House
  • Reso Window Features: Bay Window(s), Blinds, Insulated Windows, Palladian Window(s), Tilt-In Windows
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 3915.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_SellerConsiderConcessionYN: 0
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_PoolYN: 1
  • MIS_BelowGradeFinishedAreaSrchSqFt: 571.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Concrete, Partially Finished, Full, Storage Space, Sump Pump
  • Interior Amenities: Beamed Ceilings, Breakfast Bar, Breakfast Room, Ceiling Fan(s), Chandelier, Crown Molding, Custom Cabinetry, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Lever Faucets, Open Floorplan, Pantry, Recessed Lighting, See Remarks, Separate Dining, Separate Shower, Shower, Soaking Tub, Special Millwork, Storage, Tub, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Electric Oven, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 571
  • Door Features: Atrium Door(s), French Door(s), Panel Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Wood
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Pool Private: No
  • Waterfront Features: Lake Privileges
  • Waterfront: No
  • Disclosures: Code Compliance Required, Lead Paint, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Frame, Vinyl Siding
  • Exterior Features: Other
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Concrete, Garage, Garage Door Opener, Garage Faces Side, Oversized, Private

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 900
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Lake St. Louis Community Association & Key Harbour

Fee Information

  • Association Fee Includes: Clubhouse, Common Area Maintenance, Other, Pool, Recreational Facilities

Schools

  • Elementary School: Green Tree Elem.
  • Junior High Dist: Wentzville R-IV
  • High School: Timberland High
  • Middle Or Junior School: Wentzville South Middle

Lot Info

  • Lot Dimensions: .45 acre
  • Parcel Number: 4-0056-6734-00-0031.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 7457

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,457 $109,959 -- --
2023 $7,456 $108,637 $0 $0
2022 $5,838 $84,673 $0 $0
2021 $5,844 $84,673 $0 $0
2020 $5,812 $80,979 $0 $0
2019 $5,391 $80,979 $0 $0
2018 $5,328 $76,324 $0 $0
2017 $5,302 $76,324 $0 $0
2016 $4,936 $69,851 $0 $0
2015 $4,795 $69,851 $0 $0
2014 $4,362 $65,282 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2025 08/09/25 Pending -- -- --
08/08/2025 08/08/25 For Sale $650,000 -- $145 / Sq Ft
Source: MARIS MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $110,000 Credit Line Revolving
Closed $50,000 New Conventional
Closed $85,000 Future Advance Clause Open End Mortgage
Closed $40,000 Future Advance Clause Open End Mortgage
Source: Public Records

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Source: MARIS MLS

MLS Number: MIS25053019

MARIS MLS

APN: 4-0056-6734-00-0031.0000000