NOT LISTED FOR SALE

303 E 3rd St Covington, KY 41011

Downtown Covington Neighborhood

Estimated Value: $339,000 - $409,169

3 Beds
2.5 Baths
1,020 Sq Ft
$382/Sq Ft Est. Value

Last Sold September 27, 2022

Last sale price $320,000 $314 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,492/month

3 Days on Market

Highlights

  • City View
  • Traditional Architecture
  • Private Yard
  • Open Floorplan
  • Wood Flooring
  • 3-minute walk to George Rogers Clark Park

About This Home

As of September 2022

City Living at its Finest in the Historic Licking River District! Beautifully Updated Townhome in the Picturesque Garrard Neighborhood within Walking Distance of Unique Dining & Shops in Downtown Covington*Gorgeous Hardwoods throughout*Kitchen Boasts Corian Counter Tops, Counter Bar & SS Appliances*Living Rm Features Walk-out to Private/Enclosed Patio*Sizable Bedrooms*Upper Lvl Bedroom/Study Offers Built-ins*Finished Lower Lvl has Family Rm/Bed Room with Wet Bar & Full Bath*Amazing Location w/Scenic Views*Perfect Distance to Downtown Cincinnati & Expressway

Last Agent to Sell the Property

Caldwell Group

eXp Realty, LLC Listed on: 08/04/2022

eXp Realty, LLC

Last Buyer's Agent

Shelley Helton

eXp Realty, LLC License #221066

eXp Realty, LLC

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1984

Lot Details

  • 739 Sq Ft Lot
  • Private Yard

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,020 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Fireplace
  • Vinyl Clad Windows
  • Panel Doors
  • Entryway
  • Family Room
  • Living Room
  • City Views
  • Finished Basement

Kitchen

  • Eat-In Galley Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level

Home Security

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • First District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 054-14-17-001.03

Community Details

Overview

  • Association fees include management
  • Garrard Row Association, Phone Number (513) 290-5922

Security

  • Resident Manager or Management On Site
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Year Built

Built in 1984

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Townhouse
  • Lot Size Acres: 0.02
  • Year Built: 1984
  • Lot Size: Irregular
  • Road Surface Type: Paved
  • Directions: I-75 to 5th St/Covington follow 5th to L on Garrard, R on 3rd
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: Yes
  • Structure Type: Multi Family
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: First District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • Remarks Misc:Agent Only Remarks: Unit has a dedicated parking spot in back lot, number B.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.017
  • General Property Description:Living Area: 1020.0
  • General Property Description:Lot Size Square Feet: 739.0
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 054-14-17-001.03
  • Room Type:Living Room4: Yes
  • Structure Type:Multi Family2: Yes
  • View:City3: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Entry Features:Wood Flooring: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Wet Bar, Track Lighting, Open Floorplan, Eat-in Kitchen, Crown Molding, Bookcases, Built-in Features, Ceiling Fan(s), Multi Panel Doors, Recessed Lighting
  • Basement: Finished
  • Heating: Electric
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Electric Oven, Electric Range, Dishwasher, Microwave
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1020.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Wet Bar4: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Appliances:Electric Range: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Interior Features:Crown Molding: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Interior Features:Track Lighting: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Wet Bar5: Yes
  • Interior Features:Bookcases4: Yes
  • Kitchen Features:Recessed Lighting3: Yes
  • Family Room Features:Wet Bar2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Kitchen Features:Galley Kitchen: Yes

Exterior Features

  • View: City
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Private Yard
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Enclosed, Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Exterior Features:Private Yard: Yes
  • Patio and Porch Features:Enclosed: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Sewer Available, Water Available
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association Fee: 100.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Garrard Row
  • Association Information:Association Management Phone 1: 513-290-5922
  • Association Information:Total Yearly Fees: 1200.0
  • Association Information:Association Fee: 100.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Amenities:Management: Yes

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: First District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 739.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2022
Closed on
Nov 1, 2022
Sold by
Schwierling Jack
Bought by
Schwierling Jack and Cox Kaitlin Rachael
Seller's Agent
Caldwell Group
eXp Realty, LLC
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$309,900
Sold Price
$320,000
Premium/Discount to List
$10,100
3.26%
Current Estimated Value
$389,292

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,292
Avg. Annual Appreciation
6.22%
Original Mortgage
$304,000
Interest Rate
5.13%
Mortgage Type
Balloon

Purchase Details

Listed on
Aug 4, 2022
Closed on
Sep 27, 2022
Sold by
Tandy Family Revocable Trust
Bought by
Schwierling Jack
Seller's Agent
Caldwell Group
eXp Realty, LLC
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$309,900
Sold Price
$320,000
Premium/Discount to List
$10,100
3.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,000
Interest Rate
5.13%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 5, 2020
Sold by
Tandy Thomas D and Tandy Florence W
Bought by
Tandy Thomas and Tandy Florence

Purchase Details

Closed on
Sep 12, 2013
Sold by
Gergen Lisa R and Gergen Michael W
Bought by
Tandy Thomas D and Tandy Florence W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,768
Interest Rate
4.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2009
Sold by
Crutcher Robert W and Crutcher Diane H
Bought by
Gergen Lisa R and Gergen Michael W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
5.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 7, 1995
Sold by
Kreilein Joel G
Bought by
Crutcher Robert W and Crutcher Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
8.21%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schwierling Jack -- --
Schwierling Jack $320,000 360 American Title
Tandy Thomas -- None Available
Tandy Thomas D $170,000 American Homeland Title
Gergen Lisa R $180,000 Vintage Title Agency Inc
Crutcher Robert W $85,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Schwierling Jack $304,000
Previous Owner Tandy Thomas D $126,768
Previous Owner Gergen Lisa R $144,000
Previous Owner Crutcher Robert W $68,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/27/2022 09/27/22 Sold $320,000 +3.3% $314 / Sq Ft
08/08/2022 08/08/22 Pending -- -- --
08/04/2022 08/04/22 For Sale $309,900 -- $304 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,240 $320,000 $10,000 $310,000
2024 $4,208 $320,000 $10,000 $310,000
2023 $4,262 $320,000 $10,000 $310,000
2022 $3,376 $255,000 $10,000 $245,000
2021 $2,616 $170,000 $10,000 $160,000
2020 $2,603 $170,000 $10,000 $160,000
2019 $2,633 $170,000 $10,000 $160,000
2018 $2,688 $170,000 $10,000 $160,000
2017 $2,727 $170,000 $10,000 $160,000
2015 $3,306 $170,000 $10,000 $160,000
2014 $3,252 $170,000 $10,000 $160,000
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2022

    Caldwell Group

    eXp Realty, LLC

    (859) 780-5511

    7 in this area

    640 Total Sales

    Caldwell Group
    Section Image
  • Shelley Helton

    Buyer's Agent in 2022

    Shelley Helton

    eXp Realty, LLC

    (859) 462-7036

    19 in this area

    232 Total Sales

    Shelley Helton
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 606745

Northern Kentucky Multiple Listing Service

APN: 054-14-17-001.03

Kentucky Kenton County Covington 41011 Downtown Covington

303 E 3rd St, Covington, KY

Not Listed for Sale

Townhouses

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