$864,000
$35K PRICE DROP

304 2nd Terrace Key Largo, FL 33037

Estimated payment $4,803/month

Total Views 2,403
4 Beds
2 Baths
2,283 Sq Ft
$378 Price per Sq Ft

Highlights

  • Ocean View
  • Boat Ramp
  • Electric Vehicle Charging Station
  • Coral Shores High School Rated A
  • Sun or Florida Room
  • Stainless Steel Appliances

About This Home

* CBS 4/2 CONCRETE HOME WITH A NEW METAL ROOF TO BE INSTALLED IN JANUARY 2026! * OPTIONAL HOMEOWNERS PARK WITH BOAT RAMP * Your Keys paradise is found in this inviting 4-bedroom, 2-bath, 2,283 sq. ft. home in Largo Sound Village, one of north Key Largo's most desirable neighborhoods. Quiet and low-traffic location near the neighborhood boat ramp with peek-a-boo views of the water! Inside, you'll find a beautifully updated chef's kitchen featuring white cabinetry, Silestone countertops, and stainless appliances with barstool counter seating. The spacious living room flows seamlessly into a large, fully enclosed all season room -- providing abundant space for entertaining or relaxing. Large windows bring in lovely natural light throughout the home. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers a luxurious ensuite bathroom with a large walk-in shower. One bedroom has an exterior door, offering the option to create a separate in-law suite. This fantastic community offers the option to join a PRIVATE homeowner's park with a BOAT RAMP, tiki hut and trailer parking for ONLY $150 PER YEAR! Quick access to the ocean, or to the bay through Adams Cut. Situated on a generous 6,000 sq. ft. lot, there is plenty of parking for multiple vehicles, boat trailers, or an RV. A 240V Tesla Fast Charger is already installed, making this home turnkey for electric vehicle owners. Built with durable CBS concrete construction, and with a new metal roof to be installed by Keys Roofing in January 2026, this home offers peace of mind and lasting quality. Whether you're seeking a primary residence or a Florida Keys getaway, this home delivers the ideal blend of comfort, convenience, and coastal charm. Close to great dining and shopping and just an hour from Miami.

Listing Agent

Michelle Rusch

LoKation Real Estate License #3438097 Listed on: 10/23/2025

LoKation Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,949

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • 6,000 Sq Ft Lot
  • Fenced
  • Property is zoned IS - Improved Subivision District

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Shingle Roof

Interior Spaces

  • 2,283 Sq Ft Home
  • 1-Story Property
  • Shutters
  • Single Hung Windows
  • Entrance Foyer
  • Sun or Florida Room
  • Ocean Views
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Open Parking
  • Off-Street Parking

Utilities

  • Central Heating and Cooling System
  • Cooling System Mounted To A Wall/Window
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Additional Features

  • Boat Ramp
  • Ground Level

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00474550-000000

Community Details

Overview

  • Largo Sound Vill Subdivision
  • Rental Restrictions
  • Electric Vehicle Charging Station

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,949

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 150.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: Other
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 104.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Other Area Features
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 2949.11
  • Vehicle Storage: Open Parking, Off Street Parking
  • Year Built: 1975
  • Alternate Key Number: 1581666
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Wall/Window Unit(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Windowed P/B
  • Association Maintenance Fee Per: Yearly
  • Shutters: Panel
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 2283.00
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Split Bedroom, Window Treatments, Entrance Foyer
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Laminate, Carpet
  • Specialty Rooms: Sun/Florida Room
  • Windows/Doors: Single Hung Windows, Impact Rstnce Doors, Other Windows/Doors
  • Total Bedrooms: 4

Exterior Features

  • Dockage: Boat Ramp
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Fencing
  • Roof: Shingle Roof
  • Waterview: Ocean View
  • Pool: No

Utilities

  • Utilities: FKAA, Elect Separate Meter, Cable Available
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Parcel Number: 00474550-000000
  • Lot Size: 60 x 100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished, Negotiable

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 1.00

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,949 $318,363 -- --
2024 $2,808 $309,391 -- --
2023 $2,808 $300,380 $0 $0
2022 $2,667 $291,632 $0 $0
2021 $2,693 $283,138 $0 $0
2020 $2,679 $279,229 $0 $0
2019 $2,633 $272,952 $0 $0
2018 $2,627 $267,863 $0 $0
2017 $2,575 $262,354 $0 $0
2016 $2,604 $256,958 $0 $0
2015 $2,643 $255,172 $0 $0
2014 $2,697 $253,147 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2025 12/09/25 Price Changed $864,000 -0.6% $378 / Sq Ft
11/12/2025 11/12/25 Price Changed $869,000 -3.3% $381 / Sq Ft
10/23/2025 10/23/25 For Sale $899,000 -- $394 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $330,000 Excel Title Of The Keys Inc
Warranty Deed $235,000 Florida Title Of The Keys
Warranty Deed $134,400 --
Warranty Deed $96,600 --
Warranty Deed $95,000 --
Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,022 FHA
Previous Owner $188,000 Purchase Money Mortgage
Previous Owner $138,432 VA
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 617186

Florida Keys Board of REALTORS®

APN: 00474550-000000