$492,500
SOLD JUL 7, 2023

304 Academy St Cambridge, MD 21613

2 Beds
2 Baths
1,539 Sq Ft
$383/mo HOA Fee

Recently Sold

$320 Per Sq Ft

1% Below List Price

0 Day on Market

Highlights

  • 9,999 Feet of Waterfront
  • Pier
  • Traditional Architecture
  • 2 Dock Slips
  • Open Floorplan
  • Main Floor Bedroom

About This Home

As of July 2023

WATERFRONT END UNIT ON CAMBRIDGE CREEK with 2 deeded boat slips and 5' MLW. This 2 BR 2 BA unit has been fully remodeled in 2016 with fabulous kitchen opened to Great Room all overlooking the beautiful harbor of Cambridge Creek and the Choptank River. Luxury Vinyl Plank flooring, quartz counters, stainless appliances, primary bath features walk-in ceramic tile shower and hall bath has subway tile surround with white acrylic tub. All window treatments convey. Unit in excellent condition. Oversized balcony to enjoy the waterfront activity. Walk to downtown Cambridge restaurants, shops, and bars. Great boating on the Choptank River and Chesapeake Bay. This is a rare unit with 2 deeded slips.

Last Agent to Sell the Property

Sharon Spedden

(410) 215-2774 sharon@sharonre.com Sharon Real Estate P.C. License #20985 Listed on: 06/15/2023

Last Buyer's Agent

Sharon Spedden

(410) 215-2774 sharon@sharonre.com Sharon Real Estate P.C. License #20985 Listed on: 06/15/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,556

Year Built

  • Built in 1995 | Remodeled in 2016

Lot Details

  • 9,999 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is in excellent condition

HOA Fees

  • $383 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Open Parking Space
  • Side Facing Garage
  • Garage Door Opener
  • Parking Lot

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Metal Roof
  • Dryvit Stucco

Interior Spaces

  • 1,539 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Recessed Lighting
  • Double Pane Windows
  • Double Hung Windows
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Combination Dining and Living Room
  • Storage Room
  • Water Views

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed
  • Doors swing in
  • Doors are 32 inches wide or more
  • Level Entry For Accessibility

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Personal Watercraft
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • Balcony

Schools

  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1007198043

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, lawn maintenance, reserve funds, snow removal, trash
  • $250 Other One-Time Fees
  • 12 Units
  • 1 Elevator
  • Low-Rise Condominium
  • Harbor Haven Condo Association Condos
  • Harbor Haven Subdivision, End Floorplan

Pet Policy

  • Limit on the number of pets
  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,556

Year Built

Built in 1995 | Remodeled in 2016

Lot Details

0

HOA Fees

$383 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Traditional
  • Accessibility Features: 32"+ Wide Doors, Doors - Swing In, Elevator, Level Entry - Main
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Year Built: 1995
  • Year Renovated: 2016
  • Automatically Close On Close Date: Yes
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Entry Floor: 1
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Window Treatments
  • Window Features: Double Hung, Double Pane, Screens
  • Fireplace: No
  • Door Features: Sliding Glass
  • Elevators Count: 1
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 1
  • Room List: Primary Bedroom, Bedroom 2, Kitchen, Foyer, Great Room, Storage Room
  • Basement: No
  • Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1539
  • Living Area Sq Ft: 1539
  • Price Per Sq Ft: 321.64
  • Above Grade Finished Sq Ft: 1539
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 304

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Dryvit
  • Roof: Metal
  • Spa: No
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Cambridge Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 9999

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Parking
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 1150.00
  • Condo Co-Op Fee Frequency: Quarterly
  • Condo Co-Op Name: Harbor Haven Condo Association
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Lawn Maintenance, Reserve Funds, Snow Removal, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 250.00
  • Other Fees Frequency: One Time

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • Middle School: MACE'S LANE
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139665361
  • School District Source: Listing Agent
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Lot Info

  • Land Use Code: U
  • Outdoor Living Structures: Balcony
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: PWCD
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Number Limit, Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4556.00
  • Assessor Parcel Number: 1007198043
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 07/07/2023

Multi Family

  • Mean Low Water Feet: 5
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2023
Closed on
Jul 7, 2023
Sold by
Spedden Sharon
Bought by
Beckwith Walter H and Beckwith Holly T
Seller's Agent
Sharon Spedden
Sharon Real Estate P.C.
Buyer's Agent
Sharon Spedden
Sharon Real Estate P.C.
List Price
$495,000
Sold Price
$492,500
Premium/Discount to List
-$2,500
-0.51%
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.03%

Purchase Details

Closed on
Feb 13, 2009
Sold by
Johnston Sharon S
Bought by
Johnston Sharon S

Purchase Details

Closed on
May 23, 2005
Sold by
Schmalenberger Eleanor J
Bought by
Johnston Sharon S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,920
Interest Rate
5.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 12, 1999
Sold by
Schmalenberger Eleanor J
Bought by
Schmalenberger Eleanor J
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $492,500 Cambridge Title
Deed -- --
Deed $364,900 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $291,920 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Price Changed $489,900 -1.0% $318 / Sq Ft
06/11/2025 06/11/25 Price Changed $495,000 -1.0% $322 / Sq Ft
05/29/2025 05/29/25 Price Changed $499,900 -6.6% $325 / Sq Ft
04/15/2025 04/15/25 Price Changed $535,000 +7.0% $348 / Sq Ft
03/30/2025 03/30/25 Price Changed $499,900 -6.6% $325 / Sq Ft
03/13/2025 03/13/25 For Sale $535,000 +8.6% $348 / Sq Ft
07/07/2023 07/07/23 Sold $492,500 -0.5% $320 / Sq Ft
06/15/2023 06/15/23 Pending -- -- --
06/15/2023 06/15/23 For Sale $495,000 -- $322 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,781 $307,800 $92,300 $215,500
2024 $4,930 $287,267 $0 $0
2023 $4,930 $266,733 $0 $0
2022 $10,951 $246,200 $73,800 $172,400
2021 $4,562 $244,133 $0 $0
2020 $4,576 $242,067 $0 $0
2019 $4,576 $240,000 $100,000 $140,000
2018 $2,172 $235,000 $0 $0
2017 $4,135 $230,000 $0 $0
2016 -- $225,000 $0 $0
2015 -- $216,667 $0 $0
2014 -- $208,333 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO2005126

Bright MLS

APN: 07-198043