$250,000

Estimated payment $1,984/month

Total Views 129
2 Beds
1.5 Baths
675 Sq Ft
$370 Price per Sq Ft

Highlights

  • Gulf View
  • Main Floor Primary Bedroom
  • Breakfast Bar
  • Fort Walton Beach High School Rated A
  • Balcony
  • Living Room

About This Home

Beachside living without the beachside price tag. Located directly across from the Gulf inside the charming 15-unit low-density Island Gardens community, this condo offers the best of low-maintenance ownership with high-value potential. With easy access to multiple public beach entrances just steps away, this property works beautifully as a short-term rental, long-term rental, or personal getaway.
The interior has been thoughtfully refreshed, starting with a light, bright kitchen featuring granite countertops, stainless steel appliances, upgraded cabinetry, and an eye-catching backsplash. The primary bedroom includes a private half bath with a brand-new vanity for added convenience. It's a fresh space ready for your vision! Outside, the covered balcony looks out over Santa Rosa Boulevard and captures a subtle Gulf glimpsejust enough to remind you why you're here. Private, walkable, and flexiblethis condo delivers coastal freedom without the chaos.

Listing Agent

Grace Luberto

Realty ONE Group Emerald Coast License #3637293 Listed on: 12/08/2025

Realty ONE Group Emerald Coast

Co-Listing Agent

Cora Rasmussen

Realty ONE Group Emerald Coast License #3494056

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,093

Year Built

  • Built in 1982

HOA Fees

  • $577 Monthly HOA Fees

Interior Spaces

  • 675 Sq Ft Home
  • 3-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main

Outdoor Features

  • Balcony

Schools

  • Elliott Point Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-127E-0000-2020

Community Details

Overview

  • Association fees include ground keeping, master, sewer, water, trash
  • 15 Buildings
  • 15 Units
  • Island Gardens Condo Subdivision

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,093

Year Built

Built in 1982

Lot Details

0

HOA Fees

$577 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: EROG
  • Co List Office Phone: 850-842-3211
  • Subdivision Name: ISLAND GARDENS CONDO
  • Directions: From Hwy 98 turn onto Santa Rosa Blvd. Turn right onto Bluefish and then right on Barracuda Ave. Complex on the right.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1982
  • Remarks Misc:Remarks: Beachside living without the beachside price tag. Located directly across from the Gulf inside the charming 15-unit low-density Island Gardens community, this condo offers the best of low-maintenance ownership with high-value potential. With easy access to multiple public beach entrances just steps away, this property works beautifully as a short-term rental, long-term rental, or personal getaway. The interior has been thoughtfully refreshed, starting with a light, bright kitchen featuring granite countertops, stainless steel appliances, upgraded cabinetry, and an eye-catching backsplash. The primary bedroom includes a private half bath with a brand-new vanity for added convenience. It's a fresh space ready for your vision!
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - Some
  • Number Of Buildings: 15
  • Appliances: Dishwasher, Microwave, Refrigerator, Water Heater - Elect
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar
  • Stories: 3
  • Window Features: Window Treatment All
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • View: Gulf, Unit Waterview Only
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Dumpster, Pets Allowed, TV Cable
  • Association #2 Fee: 577.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Master Association, Sewer, Water, Trash

Schools

  • Elementary School: Elliott Point
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 00-2S-24-127E-0000-2020

Multi Family

  • Number Of Units In Community: 15

Tax Info

  • Tax Annual Amount: 1092.85
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,055 $122,436 -- --
2023 $1,055 $118,870 $0 $0
2022 $1,018 $115,408 $0 $0
2021 $1,005 $112,047 $0 $0
2020 $952 $110,500 $0 $110,500
2019 $1,066 $95,000 $0 $95,000
2018 $892 $70,000 $0 $0
2017 $768 $53,500 $0 $0
2016 $751 $53,500 $0 $0
2015 $747 $51,500 $0 $0
2014 $728 $50,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/08/2025 12/08/25 For Sale $250,000 -- $370 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Source: Emerald Coast Association of REALTORS®

MLS Number: 990954

Emerald Coast Association of REALTORS®

APN: 00-2S-24-127E-0000-2020