$155,000
SOLD NOV 27, 2024

304 N Ludlow St Covington, OH 45318

2 Beds
1 Bath
820 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$189 Per Sq Ft

3% Above List Price

1 Day on Market

Highlights

  • No HOA
  • Patio
  • Bathroom on Main Level
  • Cooling Available
  • Bungalow
  • Forced Air Heating System

About This Home

As of November 2024

No tricks here, treat yourself to the cozy comfort of this charming bungalow in the highly sought-after Village of Covington! This wonderful home is ideal for first-time buyers, those looking to downsize, or as a promising addition to your investment portfolio. With 820 sq ft, it features 2 inviting bedrooms with hardwood floors, 1 bath, a bright eat-in kitchen with range included, a convenient laundry room with a washer and dryer already in place, a partial unfinished basement, 1 car garage and a backyard with endless possibilities. You can move right in or add your personal touch to make the perfect home or an appealing rental opportunity. The choice is yours! Walking distance to the school, park, Public Library, and close to downtown for shopping and restaurants.

Last Agent to Sell the Property

Ali Meyer

NavX Realty, LLC Brokerage Phone: (937) 761-2138 License #2017004314 Listed on: 10/28/2024

Last Buyer's Agent

Tiffany Shepherd

Key Realty License #2019001195

Key Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $907

Year Built

  • 1941

Parking

  • 1 Car Garage

Home Design

  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 820 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Unfinished Basement
  • Partial Basement
  • Fire and Smoke Detector
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • 5,663 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Covington Subdivision

Listing and Financial Details

  • Assessor Parcel Number H19008700

Home Details

Home Type

Single Family

Est. Annual Taxes

$907

Year Built

1941

Lot Details

0

Parking

1

Listing Details

  • Major Appliances: Dryer, Range, Washer, Gas Water Heater
  • Cooling System: Window Unit(s)
  • Property Sub Type: Single Family Residence
  • Year Built: 1941
  • Attribution Contact: (937) 761-2138
  • Lot Size Acres: 0.13
  • SecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: (937) 761-2138
  • MLS Status: Closed
  • Architectural Style: Bungalow
  • Living Area: 820.0
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: Partial, Unfinished
  • Garage Spaces: 1.0
  • Levels: One
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Main Level Bathrooms: 1
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Patio
  • Patio And Porch Features: Patio

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage, One Car Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Covington

Lot Info

  • Lot Dimensions: .1320
  • Lot Size Sq Ft: 5663.0
  • Parcel Number: H19008700
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2024
Closed on
Nov 27, 2024
Sold by
Janice E Anderson Irrevocable Trust and Belmaggio Ginger L
Bought by
Middlestetter Tara
Seller's Agent
Ali Meyer
NavX Realty, LLC
Buyer's Agent
Tiffany Shepherd
Key Realty
List Price
$149,900
Sold Price
$155,000
Premium/Discount to List
$5,100
3.4%
Views
9
Current Estimated Value
$152,153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,847
Avg. Annual Appreciation
-3.95%
Original Mortgage
$7,750
Outstanding Balance
$7,730
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$143,686

Purchase Details

Closed on
Jul 25, 2019
Sold by
Anderson Janice B
Bought by
Irrevocable Belmaggio Ginger L and Irrevocable Janice E Anderson

Purchase Details

Closed on
Jul 13, 2018
Sold by
Lewber Kristin E
Bought by
Anderson Janice E and Anderson Scott

Purchase Details

Closed on
Nov 16, 2005
Sold by
Reed Susan E
Bought by
Knapp Kristin E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,990
Interest Rate
6.04%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 1, 1987
Bought by
Reed Susan E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $155,000 None Listed On Document
Deed $155,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $53,800 None Available
Warranty Deed $68,042 --
Deed $34,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $7,750 New Conventional
Closed $7,750 No Value Available
Open $152,192 FHA
Closed $152,192 FHA
Previous Owner $66,990 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/27/2024 11/27/24 Sold $155,000 +3.4% $189 / Sq Ft
10/29/2024 10/29/24 Pending -- -- --
10/28/2024 10/28/24 For Sale $149,900 -- $183 / Sq Ft
Source: Dayton REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $907 $24,230 $8,930 $15,300
2023 $907 $24,230 $8,930 $15,300
2022 $905 $24,230 $8,930 $15,300
2021 $751 $18,620 $6,860 $11,760
2020 $753 $18,620 $6,860 $11,760
2019 $756 $18,620 $6,860 $11,760
2018 $828 $19,890 $5,360 $14,530
2017 $842 $19,890 $5,360 $14,530
2016 $832 $19,890 $5,360 $14,530
2015 $749 $19,120 $5,150 $13,970
2014 $749 $19,120 $5,150 $13,970
2013 $721 $19,120 $5,150 $13,970
Source: Public Records

Agents Affiliated with this Home

  • Ali Meyer

    Seller's Agent in 2024

    Ali Meyer

    NavX Realty, LLC

    (937) 389-7660

    5 in this area

    80 Total Sales

    Ali Meyer
    Section Image
  • Tiffany Shepherd

    Buyer's Agent in 2024

    Tiffany Shepherd

    Key Realty

    (937) 417-5052

    7 in this area

    78 Total Sales

    Tiffany Shepherd
    Section Image
See All Agents

Map

Source: Dayton REALTORS®

MLS Number: 922717

Dayton REALTORS®

APN: H19008700

Ohio Miami County Covington 45318

304 N Ludlow St, Covington, OH

This home is located at 304 N Ludlow St, Covington, OH 45318 and is currently priced at $155,000, approximately $189 per square foot. This property was built in 1941. 304 N Ludlow St is a home located in Miami County with nearby schools including Covington Elementary/Junior High School, Covington Junior High School, and Covington High School.

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Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Dayton Area Board of Realtors MLS. All Rights Reserved.

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