$785,000
SOLD OCT 15, 2025

304 N Talbot St Saint Michaels, MD 21663

3 Beds
2.5 Baths
2,028 Sq Ft
3,557 Sq Ft Lot

Recently Sold

$387 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • Coastal Architecture
  • 2 Fireplaces
  • Home Office
  • Main Floor Bedroom
  • Combination Kitchen and Living
  • 2-minute walk to Muskrat Park

About This Home

As of October 2025

The best of St. Michaels living.
Step into the heart of St. Michaels and experience the ease of in-town living. Across from the iconic Inn at Perry Cabin and just a short stroll to the Maritime Museum, boutique shops, and waterfront dining, this home offers a rare blend of modern comfort and small-town charm. Built in 2021, the two-story residence was thoughtfully designed for both relaxation and entertaining. The open floor plan flows seamlessly from the bright living spaces to a private office and out to a fenced backyard, complete with a paver patio for gatherings. Upstairs, the luxurious primary suite is a retreat all its own, featuring a cozy fireplace, walk-in closet, spa-inspired bath, and private balcony—perfect for morning coffee or evening sunsets.

Whether you’re enjoying the breeze from the welcoming front porch, hosting friends in the open-concept kitchen and living area, or exploring all that St. Michaels has to offer just steps from your door, this home makes every day feel like a getaway. With the added convenience of off-street parking and an attached garage, it’s an ideal balance of charm, comfort, and practicality.

Last Agent to Sell the Property

Wink Cowee

(410) 310-0208 winkcowee@gmail.com Benson & Mangold, LLC Listed on: 08/30/2025

Benson & Mangold, LLC

Last Buyer's Agent

Jana Meredith

(443) 235-3404 jana@goeaston.net Meredith Fine Properties License #631316

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,089

Year Built

  • Built in 2021

Lot Details

  • 3,557 Sq Ft Lot

HOA Fees

  • $102 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Driveway Space
  • Rear-Facing Garage
  • Garage Door Opener

Home Design

  • Coastal Architecture
  • Frame Construction

Interior Spaces

  • 2,028 Sq Ft Home
  • Property has 2 Levels
  • Crown Molding
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Combination Kitchen and Living
  • Dining Room
  • Home Office
  • Crawl Space
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Multiple Balconies
  • Patio
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash

Community Details

  • St. Michaels Pointe Subdivision

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 2102100851

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,089

Year Built

Built in 2021

Lot Details

0

HOA Fees

$102 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Inclusions: Mirror over fireplace
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/30/2025 12:00:00 AM
  • Year Built: 2021
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Kitchen - Island, Recessed Lighting, Walk-In Closet(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry, Office, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2028
  • Living Area Sq Ft: 2028
  • Price Per Sq Ft: 393.98
  • Above Grade Finished Sq Ft: 2028
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • HOA Fees: 306.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.08
  • Lot Dimensions: 35.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3557.00
  • Outdoor Living Structures: Balconies- Multiple, Patio(s), Porch(es)
  • Zoning: RES
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7089.00
  • Assessor Parcel Number: 2102100851
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2025
Closed on
Oct 15, 2025
Sold by
Desantis Michael and Desantis Maureen
Bought by
Bahr Dechantel
Seller's Agent
Wink Cowee
Benson & Mangold, LLC
Buyer's Agent
Jana Meredith
Meredith Fine Properties
List Price
$799,000
Sold Price
$785,000
Premium/Discount to List
-$14,000
-1.75%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.98%
Original Mortgage
$335,000
Outstanding Balance
$335,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$442,083

Purchase Details

Listed on
Apr 7, 2021
Closed on
Mar 12, 2021
Sold by
Stm Development Llc
Bought by
Desantis Michael and Desantis Maureen
Seller's Agent
Carolina Barksdale
Benson & Mangold, LLC
Buyer's Agent
Carolina Barksdale
Benson & Mangold, LLC
List Price
$550,000
Sold Price
$554,150
Premium/Discount to List
$4,150
0.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.99%
Original Mortgage
$360,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2014
Sold by
29Th St 77 Speedboat Llc
Bought by
Stm Development Llc

Purchase Details

Closed on
Nov 15, 2012
Sold by
Rmb Investments Llc
Bought by
Dover Street Realty Inc

Purchase Details

Closed on
Sep 19, 2006
Sold by
Poore Alan T
Bought by
Reaal Inventment Llc

Purchase Details

Closed on
Sep 14, 2006
Sold by
Poore Alan T
Bought by
Poore Alan T

Purchase Details

Closed on
Aug 28, 2006
Sold by
Poore Alan T
Bought by
Reaal Inventment Llc

Purchase Details

Closed on
Aug 27, 2006
Sold by
Poore Alan T
Bought by
Poore Alan T

Purchase Details

Closed on
Dec 2, 2002
Sold by
Milbourne Andrew W
Bought by
Poore Alan T
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $785,000 Venture Title
Deed $554,150 Venture Title Company Llc
Deed $700,000 Eastern Shore Title Company
Trustee Deed $200,000 None Available
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,000 New Conventional
Previous Owner $360,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 Sold $785,000 -1.8% $387 / Sq Ft
09/02/2025 09/02/25 Pending -- -- --
08/30/2025 08/30/25 For Sale $799,000 +44.2% $394 / Sq Ft
04/07/2021 04/07/21 Sold $554,150 +0.8% $257 / Sq Ft View Prior Sale
04/07/2021 04/07/21 Pending -- -- --
04/07/2021 04/07/21 For Sale $550,000 -- $255 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,024 $586,100 $192,500 $393,600
2024 $7,024 $568,933 $0 $0
2023 $6,553 $551,767 $0 $0
2022 $6,129 $534,600 $192,500 $342,100
2021 $5,995 $534,600 $192,500 $342,100
2020 $873 $76,167 $0 $0
2019 $795 $70,000 $70,000 $0
2018 $709 $64,167 $0 $0
2017 $521 $58,333 $0 $0
2016 $2,320 $52,500 $0 $0
2015 $4,416 $241,100 $0 $0
2014 $4,416 $379,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA2011666

Bright MLS

APN: 02-100851