304 S Ferry St Unit 6 Ludington, MI 49431
1
Bed
1
Bath
587
Sq Ft
$275/mo
HOA Fee
Highlights
- Water Views
- Water Access
- Balcony
- Lakeview Elementary School Rated A-
- Property fronts a channel
- Patio
About This Home
As of August 2024Beautiful condo with spectacular views of Lake Michigan, Pere Marquette Lake and the channel. Enjoy watching the fishing boats, S.S. Badger, the lakers, barges and yachts going to and from the big lake. This wonderful condo has lots of upgrades including a fully remodeled kitchen and bathroom and cork and hardwood floors throughout. The kitchen has an extensive Corian counter space with an office workspace and views of two marinas and the living room has incredible views. Reasonable association fees and a well-maintained condo building with a newer roof and recently upgraded electrical. Great location - just moments to all the restaurants, shopping, beach, and the many events and concerts close by. Enjoy Ludington year-round with your very own place to call home. (No short-term rentals)
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,442
Year Built
- Built in 1969
Lot Details
- Property fronts a channel
HOA Fees
- $275 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 587 Sq Ft Home
- 1-Story Property
- Water Views
- Laundry on main level
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
Outdoor Features
- Water Access
- Balcony
- Patio
Utilities
- Heating System Uses Natural Gas
- Hot Water Heating System
- Cable TV Available
Community Details
Overview
- Association fees include water, trash, snow removal, sewer, lawn/yard care, cable/satellite
- $275 HOA Transfer Fee
- Association Phone (616) 329-0695
- Harbor Village Condos
Amenities
- Laundry Facilities
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 24, 2024
Closed on
Aug 20, 2024
Sold by
Bowman James M and Bowman Kathleen Carla
Bought by
Miller Zachary
Seller's Agent
Diana Kovalcik
GREENRIDGE Realty Ludington
Buyer's Agent
Diana Kovalcik
GREENRIDGE Realty Ludington
List Price
$242,000
Sold Price
$230,000
Premium/Discount to List
-$12,000
-4.96%
Total Days on Market
40
Views
95
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,163
Avg. Annual Appreciation
3.34%
Original Mortgage
$207,000
Outstanding Balance
$206,123
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$29,698
Purchase Details
Closed on
Jul 21, 2005
Sold by
Schmerheim Betty Jo and Bettie J Schmerheim Trust
Bought by
Bowman James M and Bowman Kathleen Carla
Purchase Details
Closed on
Jan 23, 2005
Sold by
Schmerheim Bettie Jane
Bought by
Schemrehaiem Bettie J
Purchase Details
Closed on
Aug 1, 1991
Map
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Similar Home in Ludington, MI
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $230,000 | Chicago Title | |
| Warranty Deed | $125,000 | Lakesore Land & Title | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $64,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $207,000 | New Conventional | |
| Previous Owner | $185,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2024 08/20/24 | Sold | $230,000 | -0.9% | $392 / Sq Ft |
| 07/03/2024 07/03/24 | Pending | -- | -- | -- |
| 06/07/2024 06/07/24 | Price Changed | $232,000 | -4.1% | $395 / Sq Ft |
| 05/24/2024 05/24/24 | For Sale | $242,000 | -- | $412 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $101,200 | $101,200 | $0 |
| 2023 | -- | $95,900 | $95,900 | $0 |
| 2022 | -- | $77,400 | $0 | $0 |
| 2021 | -- | $73,900 | $0 | $0 |
| 2020 | $1,626 | $62,900 | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2015 | -- | -- | $0 | $0 |
| 2013 | -- | -- | $0 | $0 |
Source: Public Records
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 24025989
APN: 051-121-006-00
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