$499,900
$50K PRICE DROP

3040 Panorama Dr Sautee Nacoochee, GA 30571

Estimated payment $2,990/month

Total Views 3,581
3 Beds
2 Baths
1,760 Sq Ft
$284 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • Deep Water Access
  • River View
  • White County Middle School Rated A-
  • RV or Boat Parking
  • Deck

About This Home

Tucked-Away River Oasis in Sought-After Panorama Estates! Welcome to 3040 Panorama Drive, a sprawling ranch-style retreat offering rare year-round river views and direct access to the Chattahoochee River. Perfectly positioned on an extremely level lot that gently leads to the water's edge, this property invites you to enjoy the sound of the shoals, a large swimming and fishing hole, and truly fabulous fishing-all right in your backyard. Adding to the natural charm, it's common to see deer grazing and wild turkeys wandering through the yard, making every day feel like a retreat into nature. Inside, the home exudes warmth and character with exposed beams, oversized bedrooms, and an expansive layout designed for both relaxation and entertaining. Recent upgrades include 22 brand-new Anderson windows (with a lifetime warranty that stays with the home), all new A/C and heating units (replaced in 2021) with ductwork, and a hot water tank replaced in 2022-providing modern comfort and efficiency. Even better, the A/C and heating systems come with another year of warranty coverage, along with semiannual service visits through July 20, 2026. The option to add a screened-in deck and a dining area slider overlooking the river would make a wonderful addition, creating the perfect blend of indoor-outdoor living. The basement is not finished but already framed for a bathroom, bedroom, and spacious walk-in closets, with wood and materials on-site and ready for completion. HVAC and ductwork have been installed, making it an easy step toward creating additional living space tailored to your needs. Outdoor enthusiasts will love the easy river access right from the backyard-perfect for launching a kayak and enjoying a three-hour float to the 255 bridge. Residents of Panorama Estates also enjoy private access to a neighborhood park, where you can put in tubes or kayaks exclusively for residents. The detached garage (built in 2020) adds further convenience, and there's also a new storage building with a ramp located at the top of the property-perfect for housing lawn equipment, outdoor gear, or additional storage. Modern comforts meet mountain charm with Trailwave Fiber Internet for seamless connectivity, and the property comes sold fully furnished, making it truly move-in ready. Adding to the appeal, charming Helen, GA, is just 8 miles away, offering year-round activities and home to the longest-running Oktoberfest in the USA. Beyond Helen, you'll find plenty of fun nearby activities to enjoy, including scenic hiking trails, lively casinos, and so much more-making every day here feel like a getaway. Whether you're searching for a full-time residence, weekend getaway, or income-producing retreat, this home has been extremely well cared for and loved, offering peace of mind and instant enjoyment from day one. With its unmatched river access, Panorama Estates prestige, and beautifully maintained features, this is more than just a home-it's a lifestyle. Don't miss your chance to call this riverside haven yours! Schedule a tour with the Zach Garvey Team today!

Listing Agent

Zachary Garvey

Keller Williams Lanier Partners License #333934 Listed on: 08/22/2025

Keller Williams Lanier Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,580

Year Built

  • Built in 2004

Lot Details

  • 1.39 Acre Lot
  • 150 Feet of Waterfront
  • River Front
  • Private Lot
  • Level Lot
  • Cleared Lot
  • Wooded Lot
  • Garden
  • Grass Covered Lot

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Country Style Home
  • Cabin
  • Slab Foundation
  • Metal Roof
  • Log Siding

Interior Spaces

  • Beamed Ceilings
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • River Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry in Hall
  • Dryer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Parking Storage or Cabinetry
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • RV or Boat Parking

Outdoor Features

  • Deep Water Access
  • Deck
  • Porch

Schools

  • Mt Yonah Elementary School
  • White County Middle School
  • White County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • 220 Volts
  • Private Water Source
  • Shared Well
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • Panorama Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,580

Year Built

Built in 2004

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • ArchitecturalStyle: Country/Rustic, Ranch
  • Electric: 220 Volts
  • Levels: One
  • Lot Size Acres: 1.39
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Finished Area2: 1760
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath/Stubbed, Exterior Entry, Full, Interior Entry, Unfinished
  • Total Finished Sq Ft: 1760
  • Unfinished Below Grade Sq Ft: 1760
  • Above Grade Finished Sq Ft: 1760
  • Interior Amenities: Beamed Ceilings, Double Vanity, Master On Main Level, Vaulted Ceiling(s), Walk-In Closet(s), Whirlpool Bath
  • Feature Name: Chattahoochee River
  • Full Bathrooms: 2
  • Fireplace Features: Gas Log, Living Room
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Area, Breakfast Bar

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Waterfront Frontage: 150
  • Common Walls: No Common Walls
  • Construction Materials: Log
  • ExteriorFeatures: Garden
  • Foundation Details: Slab
  • Lot Features: Level, Private
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale
  • Roof: Metal
  • View: River
  • Waterfront Features: Deep Water Access

Garage/Parking

  • Parking Features: Detached, Garage, Garage Door Opener, RV/Boat Parking, Side/Rear Entrance, Storage
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Hall
  • Security Features: Security System, Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High Speed Internet
  • Water Source: Private, Shared Well, Well

Condo/Co-op/Association

  • Annual Association Fee: 500
  • Association: Yes
  • Community Features: None

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Mt Yonah
  • High School: White County
  • Middle School: White County

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 24
  • Tax Annual Amount: 3579.77

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,580 $171,840 $21,000 $150,840
2023 $3,437 $151,532 $21,000 $130,532
2022 $3,200 $134,872 $21,000 $113,872
2021 $3,088 $115,164 $16,800 $98,364
2020 $2,556 $90,808 $16,800 $74,008
2019 $2,564 $90,808 $16,800 $74,008
2018 $2,558 $90,612 $16,800 $73,812
2017 $2,283 $81,608 $16,800 $64,808
2016 $2,283 $81,608 $16,800 $64,808
2015 $2,179 $204,020 $16,800 $64,808
2014 $1,886 $176,280 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/17/2025 09/17/25 Price Changed $499,900 -9.1% $284 / Sq Ft
08/22/2025 08/22/25 For Sale $550,000 -- $313 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000 --
Quit Claim Deed -- --
Warranty Deed -- --
Warranty Deed $250,000 --
Deed -- --
Deed $280,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $0 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10590035

Georgia MLS

APN: 072-167