$230,000

Estimated payment $1,415/month

Total Views 99,533
5 Beds
2 Baths
2,234 Sq Ft
$103 Price per Sq Ft

Highlights

  • Porch
  • Hot Water Heating System
  • 5-minute walk to Eastman Park

About This Home

DUPLEX – Offset Your Mortgage in a Prime Location! Just a short walk from downtown St. Cloud and directly across from scenic Lake George, this well-maintained up/down duplex is a smart investment with long-term potential. Main level unit offers 3 spacious bedrooms and 1 bathroom, providing comfortable and functional living space that appeals to a wide range of tenants. Upper unit has 2 bedrooms with a quaint kitchen and family room. Both units are currently rented, making this a true turnkey opportunity for investors or future owner-occupants looking to offset their mortgage with rental income. The location is unbeatable—residents enjoy year-round access to walking and biking paths, community events, and beautiful lake views right outside their front door. Whether you're looking to grow your rental portfolio or secure a property with built-in income, this duplex delivers on location, value, and versatility. Plus, the neighboring duplex at 308 9th Ave S is also available and can be purchased together to maximize your investment potential.

Listing Agent

Mary Ellen Richter

Kerber Castle Realty Group Listed on: 07/28/2025

Co-Listing Agent

John Kerber

Kerber Castle Realty Group

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,546

Year Built

  • Built in 1905

Parking

  • Paved Parking

Home Design

  • Duplex

Interior Spaces

  • 2,234 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Bathrooms

Utilities

  • Hot Water Heating System
  • Cable TV Available

Additional Features

  • Porch
  • Lot Dimensions are 78x125x66x140

Community Details

  • 2 Units

Listing and Financial Details

  • The owner pays for fuel, insurance, grounds care, repairs, taxes
  • Assessor Parcel Number 82522410000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,546

Year Built

Built in 1905

Lot Details

0

Listing Details

  • Type: Residential Income
  • Property Subtype 1: Duplex Up and Down
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Association Amenities: Porch
  • Year Built: 1905
  • Above Grade Finished Sq Ft: 2234
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: Yes
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Full, Unfinished
  • Living Area: 2234
  • Owner Pays: Fuel, Insurance, Grounds Care, Repairs, Taxes
  • Basement YN: Yes
  • Amenities: Cable,Kitchen Center Island
  • Appliances: Dishwasher,Range
  • Number Of Fireplaces: 1
  • Amenities: Cable,Porch
  • Appliances: Dishwasher,Range
  • Number Of Fireplaces: 0

Beds/Baths

  • Total Bedrooms: 5

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • ConstructionMaterialsDesc: Brick
  • PatioPorchType: Covered,Front Porch

Garage/Parking

  • Parking Features: Paved

Utilities

  • Heating: Hot Water
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Number of Ranges: Two

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Lot Size: 78x125x66x140
  • Land Lease: No
  • Additional Parcels: No
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone
  • Units Total: 2

Rental Info

  • Expenses: 0.0000

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82522410000
  • Tax Annual Amount: 2546
  • TaxWithAssessments: 2546.0000

Multi Family

  • TenantPays: Cable TV, Electricity, Other, Trash Collection
  • Number Of Refrigerators: Two

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,588 $174,700 $40,000 $134,700
2024 $2,546 $157,100 $30,000 $127,100
2023 $2,546 $157,100 $30,000 $127,100
2022 $2,322 $131,300 $30,000 $101,300
2021 $2,322 $131,300 $30,000 $101,300
2020 $1,197 $131,300 $30,000 $101,300
2019 $2,276 $131,300 $30,000 $101,300
2018 $2,302 $122,900 $30,000 $92,900
2017 $2,332 $122,900 $30,000 $92,900
2016 $2,238 $0 $0 $0
2015 $2,288 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/28/2025 07/28/25 For Sale $230,000 -- $103 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $160,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $158,000 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6762394

NorthstarMLS

APN: 82.52241.0000