K
Seller's Agent in 2018
Kyle Geenen
Coldwell Banker Woodland Schmidt
308 N Cutler St Spring Lake, MI 49456
4
Beds
2.5
Baths
3,394
Sq Ft
0.3
Acres
Highlights
- In Ground Pool
- 0.3 Acre Lot
- Deck
- Spring Lake High School Rated A-
- Colonial Architecture
- 4-minute walk to Whistle Stop Playground
About This Home
As of June 2018HUD Home – 4 Bd., 2.5 ba. home w/living room, family room w/fireplace, formal dining room, dining area & kitchen w/appliances. Kitchen, dining area & front entry w/ceramic tile flooring. All 4 bedrooms on the upper level w/master bedroom suite and 2nd ful bath. Finished basement w/rec. room, office & 3rd full bath, laundry room & storage. Fenced backyard w/in-ground pool. Deck from family room and patio access from formal dining room. If home built before 1978 – include LBP Addendum. Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Please refer to www.FloodSmart.gov for additional information regarding flood zones and insurance, IE - 203B with Repair Escrow financing availability is subject to buyer's appraisal, . Seller does not guarantee or warrant that the property is free of visible or hidden structural defects, termite damage, lead based paint, or any other condition that may render the property uninhabitable or otherwise unusable. A final list of re-pairs, if applicable, will be determined by the lender and buyer's appraisal. The repair escrow amount is the financial re-sponsibility of the purchaser. HUD will not provide a copy of the appraisal, which is obtained for marketing purposes only. If a purchaser is securing financing, their lender will take appropriate steps to determine if they must obtain an appraisal, including reviewing Mortgage Letter 2015-17. All appraisals obtained by the lender are at the purchaser's expense, and the purchaser must pay in cash the difference between the bid amount and the appraised value. Effective for all endorsements (including pipeline applications) on and after September 14, 2015, ML 2015-17 eliminates the use of the list price of the HUD REO property in determining the maximum mortgage amount.
Last Agent to Sell the Property
Carini & Associates Realtors License #6502113895 Listed on: 09/30/2015
Last Buyer's Agent
Trisha VanDenBerg
Carini & Associates Realtors License #6501333309
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,379
Year Built
- Built in 1975
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 100 x 130
- Shrub
- Level Lot
- Wooded Lot
- Back Yard Fenced
- Property is zoned SFR-A, SFR-A
Parking
- 2 Car Attached Garage
Home Design
- Colonial Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Insulated Windows
- Window Screens
- Family Room with Fireplace
- Living Room
- Dining Area
- Recreation Room
- Ceramic Tile Flooring
- Storm Windows
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Snack Bar or Counter
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Basement
- Partial Basement
- Crawl Space
Outdoor Features
- In Ground Pool
- Deck
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Phone Available
- Cable TV Available
Listing and Financial Details
- REO, home is currently bank or lender owned
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2018
Closed on
Jun 7, 2018
Sold by
Grill Donald L and Grill Cathy Ann
Bought by
Britton Douglas and Britton Katherine
Seller's Agent
Kyle Geenen
Coldwell Banker Woodland Schmidt
Buyer's Agent
Robert Antonini
Coldwell Banker Schmidt Realtors
List Price
$389,000
Sold Price
$393,000
Premium/Discount to List
$4,000
1.03%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$290,178
Avg. Annual Appreciation
7.84%
Original Mortgage
$373,350
Outstanding Balance
$315,256
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$367,922
Purchase Details
Listed on
Sep 30, 2015
Closed on
Nov 18, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Grill Donald L and Grill Cathy Ann
Seller's Agent
Curtis Carini
Carini & Associates Realtors
Buyer's Agent
Trisha VanDenBerg
Carini & Associates Realtors
List Price
$225,000
Sold Price
$227,600
Premium/Discount to List
$2,600
1.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.99%
Purchase Details
Closed on
Jul 21, 2015
Sold by
Wells Fargo Bank Na
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
Jan 15, 2015
Sold by
Fuller Robert
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Oct 31, 2011
Sold by
Furlo Colleen
Bought by
Fuller Robert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,057
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 20, 2008
Sold by
Rottschafer Aric A
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Sep 13, 2005
Sold by
Hickmann Christopher J and Hickmann Shawn
Bought by
Rottsehafer Avile A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,240
Interest Rate
5.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 18, 2003
Sold by
Cendant Mobility Financial Corp
Bought by
Hickmann Christopher J and Hickmann Shawn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,000
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 8, 2002
Sold by
Marin Christopher D and Richey Julia G
Bought by
Cendant Mobility Financial Corp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | Chicago Title | |
| Deed | $227,600 | Transnation Title Agency Of | |
| Warranty Deed | -- | Attorney | |
| Sheriffs Deed | $206,250 | None Available | |
| Warranty Deed | $269,900 | Premier Lakeshore Title Agen | |
| Sheriffs Deed | $271,525 | None Available | |
| Warranty Deed | $192,800 | -- | |
| Corporate Deed | $253,000 | -- | |
| Warranty Deed | $253,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $373,350 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $263,057 | FHA | |
| Previous Owner | $154,240 | New Conventional | |
| Previous Owner | $173,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/07/2018 06/07/18 | Sold | $393,000 | +1.0% | $116 / Sq Ft |
| 04/29/2018 04/29/18 | Pending | -- | -- | -- |
| 04/25/2018 04/25/18 | For Sale | $389,000 | +70.9% | $115 / Sq Ft |
| 11/23/2015 11/23/15 | Sold | $227,600 | +1.2% | $67 / Sq Ft |
| 10/09/2015 10/09/15 | Pending | -- | -- | -- |
| 09/30/2015 09/30/15 | For Sale | $225,000 | -- | $66 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,289 | $260,500 | $0 | $0 |
| 2024 | $6,811 | $252,400 | $0 | $0 |
| 2023 | $6,498 | $224,700 | $0 | $0 |
| 2022 | $7,395 | $215,800 | $0 | $0 |
| 2021 | $7,144 | $218,700 | $0 | $0 |
| 2020 | $7,144 | $188,200 | $0 | $0 |
| 2019 | $7,051 | $171,800 | $0 | $0 |
| 2018 | $5,470 | $147,800 | $23,100 | $124,700 |
| 2017 | $3,916 | $148,000 | $0 | $0 |
| 2016 | $3,895 | $133,000 | $0 | $0 |
| 2015 | -- | $133,000 | $0 | $0 |
| 2014 | -- | $122,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Robert Antonini
Buyer's Agent in 2018
Robert Antonini
Coldwell Banker Schmidt Realtors
(616) 949-9400
166 Total Sales
-
Curtis Carini
Seller's Agent in 2015
Curtis Carini
Carini & Associates Realtors
(616) 836-2600
91 Total Sales
-
T
Buyer's Agent in 2015
Trisha VanDenBerg
Carini & Associates Realtors
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 15052333
APN: 70-03-15-303-017
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