$900,000
UNDER CONTRACT

308 Water St Saint Joseph, MI 49085

Estimated payment $6,905/month

Total Views 884
3 Beds
4 Baths
1,738 Sq Ft
$518 Price per Sq Ft

Highlights

  • Water Views
  • Docks
  • Cabana
  • Upton Middle School Rated A
  • Water Access
  • 1-minute walk to Margaret Upton Arboretum

About This Home

Experience the best of Michigan's Sunset Coast in this beautifully updated, one-owner waterfront condo with panoramic views of Lake Michigan, the St. Joseph River mouth, the iconic lighthouse, and both North & South Piers. Located below the bluff, you're just a short walk to Silver Beach, downtown restaurants, the Whirlpool Fountain, the Carousel, Shadowland Pavilion, and all that vibrant Downtown St. Joe has to offer.This 3-bedroom, 2.5-bath home features a spacious open floor plan, a 12' x 24' deck perfect for outdoor entertaining, and an attached garage for convenience. Recent updates include gorgeous new white oak flooring throughout, new appliances, a new furnace, new water heater, and more—offering modern comfort and peace of mind.As a bonus, this includes a 40' boat slip just steps from your dooran ideal setup for enjoying Lake Michigan and river access.With its unbeatable location, fresh upgrades, and direct water access, this is truly one of St. Joe's premier waterfront opportunities.

Last Listed By

Thomas Fry

Century 21 Affiliated License #6506048991 Listed on: 05/30/2025

Century 21 Affiliated

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $14,971

Year Built

  • Built in 1988

Lot Details

  • Property fronts a channel

HOA Fees

  • $605 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick or Stone Mason
  • Slab Foundation
  • Metal Roof
  • Stucco
  • Stone

Interior Spaces

  • 1,738 Sq Ft Home
  • 3-Story Property
  • Replacement Windows
  • Window Treatments
  • Screened Porch
  • Wood Flooring
  • Water Views

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in Hall
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • Stairway
  • Chairlift
  • Doors are 36 inches wide or more

Pool

  • Cabana
  • In Ground Pool

Outdoor Features

  • Water Access
  • Docks
  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

Overview

  • Association fees include snow removal, lawn/yard care
  • Association Phone (630) 915-4794
  • The Waterfront Subdivision
  • Electric Vehicle Charging Station

Amenities

  • Clubhouse

Recreation

  • Community Pool

Security

  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$14,971

Year Built

Built in 1988

Lot Details

0

HOA Fees

$605 per month

Parking

2

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • Stories: 3
  • Structure Type: Townhouse
  • Year Built: 1988
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Security Features:Smoke Detector(s): Yes
  • Other Structures:Cabana: Yes
  • Special Features: UnderContract
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • Accessibility Features: 36 Inch Entrance Door, Accessible Stairway
  • Flooring: Wood
  • Fireplace: No
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Basement: Slab
  • LivingArea: 1738.0
  • Window Features: Replacement, Window Treatments
  • Appliances:Oven: Yes
  • Appliances Dishwasher: Yes
  • Security Features:Gated Community: Yes

Exterior Features

  • Construction Materials: Stone, Stucco
  • Exterior Features: Balcony, Scrn Porch
  • List Price: 900000.0
  • Pool Features: In Ground, Cabana
  • Roof: Metal
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Features:Balcony: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall
  • Security Features: Gated Community, Smoke Detector(s)
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pool
  • Association Fee: 605.0
  • Association Fee Frequency: Monthly
  • Association Phone: 630-915-4794
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 605.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Water Fea Amenities:Channel: Yes
  • Association Info:Association Phone: 630-915-4794

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Tax Info

  • Tax Annual Amount: 14971.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,971 $417,100 $0 $0
2024 $14,662 $370,800 $0 $0
2023 $14,031 $286,600 $0 $0
2022 $13,384 $262,700 $0 $0
2021 $13,272 $260,400 $84,300 $176,100
2020 $13,091 $248,400 $0 $0
2019 $12,946 $213,400 $81,200 $132,200
2018 $12,711 $213,400 $0 $0
2017 $12,124 $223,300 $0 $0
2016 $12,124 $216,700 $0 $0
2015 $12,012 $214,400 $0 $0
2014 $11,729 $221,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 For Sale $900,000 -- $518 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- --
Deed $397,000 --
Source: Public Records

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    Section Image

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25025165

Southwestern Michigan Association of REALTORS®

APN: 11-76-8500-0054-00-7