$1,100,000
SOLD NOV 18, 2025
3 Beds
2 Baths
2,121 Sq Ft
9,348 Sq Ft Lot

Recently Sold

$519 Per Sq Ft

6% Below List Price

43 Days on Market

Highlights

  • 85 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • Largo High School Rated A-
  • Dock has access to electricity and water
  • Boat Lift

About This Home

As of November 2025

Welcome home to your waterfront paradise! Located in the much desired community of Harbor Bluffs. This property boasts 110 ft of water view. A 3 year new Trex dock with a 13,000 lb lift, walkaround catwalk, extra slip, kayak dropdown, water and electric awaits your boat! Come inside to the move in ready open floor plan this home offers. You can make 2 sitting areas or 1 big greatroom. The kitchen has a new induction cooktop range and refrigerator. The beautiful natural cherry solid wood cabinets (2009) with granite countertops and breakfast bar is open to the living area. The living area has a wall of windows facing the water making it light and bright. All windows have been replaced (2024) with storm impact windows and all have Plantation Shutters. For your entertaining pleasure there is a wet bar with a wine cooler or you can move outside to the patio with its pergola. Privacy abounds with a split bedroom plan. The master is large with a sitting area and walk in closet. The bath has double sinks, walk in shower and water closet. Hot water heater is new,Roof 2022, Seawall in 2002, AC in 2022 and no storm damage! It has a UV light system. New garage door is storm rated for the oversized 2 car garage with lots of storage space. Located just minutes from local restaurants, coffee shops, Belleair Country Club and Pelican Golf Club, the beaches and vibrant community scene! A must see!!!!

Last Agent to Sell the Property

Cindy Cooper

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #344569 Listed on: 09/29/2025

COLDWELL BANKER REALTY

Last Buyer's Agent

Cindy Cooper

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #344569 Listed on: 09/29/2025

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,204

Year Built

  • Built in 1963

Lot Details

  • 9,348 Sq Ft Lot
  • Lot Dimensions are 85 x 110
  • 85 Feet of Bay Harbor Waterfront
  • West Facing Home
  • Mature Landscaping
  • Native Plants
  • Metered Sprinkler System
  • Property is zoned R-2

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,121 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Desk
  • Ceiling Fan
  • Double Pane Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Tinted Windows
  • Plantation Shutters
  • Great Room
  • Family Room Off Kitchen
  • L-Shaped Dining Room
  • Inside Utility
  • Ceramic Tile Flooring
  • White Water Ocean Views

Kitchen

  • Range
  • Microwave
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Hurricane or Storm Shutters
  • Storm Windows
  • Fire and Smoke Detector

Eco-Friendly Details

  • HVAC UV or Electric Filtration

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Seawall
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Courtyard
  • Patio
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • Phone Available

Community Details

  • Pam Association, Phone Number (727) 584-6695
  • Visit Association Website
  • Harbor Bluffs Sec 4 Subdivision
  • The community has rules related to allowable golf cart usage in the community

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,204

Year Built

Built in 1963

Lot Details

0

HOA Fees

$34 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2121
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1963
  • Building Area Total: 2755
  • Lot Size Sq Ft: 9348
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 255.95
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: S Myrtle Ave Ste 102
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 518.62
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 727-581-9411
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Shutters, Storm Window(s), Tinted Windows
  • Additional Rooms: Inside Utility
  • Living Area Meters: 197.05

Exterior Features

  • Direction Faces: West
  • Exterior Features: Courtyard, Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Lift,Seawall - Concrete
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 85
  • Flood Zone Panel: 12103C0112H
  • Additional Water Information: Deep water with easy access to Intracoastal Waterway. New TREX dock has a wrap around catwalk and 13,000lb boat lift.
  • Water Frontage Feet Bay Harbor: 85

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Utilities

  • Utilities: Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Inside
  • Sewer: None
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Golf Carts OK
  • Association Fee: 405
  • Association Fee Frequency: Annually
  • Association Name: Pam
  • Phone: 727 584-6695
  • Association: Yes
  • Security: Fire Alarm, Security Lights
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: HARBOR BLUFFS
  • Association Fee Requirement: Required
  • Association Email: office@professionalcondoconcepts.com
  • Association URL: professionalcondoconcepts.com

Fee Information

  • Total Annual Fees: 405.00
  • Total Monthly Fees: 33.75
  • Monthly HOA Amount: 33.75

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 06-30-15-35802-000-0640
  • Additional Parcels: No
  • Fencing: Other
  • Lot Features: Flood Insurance Required, FloodZone, In County, Landscaped, Paved
  • Lot Dimensions: 85 x 110
  • Property Attached Yn: No
  • Flood Zone Code: AE

Green Features

  • Green Indoor Air Qlty: HVAC UV/Elec. Filtration
  • Green Landscaping: Fl. Friendly/Native Landscape

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with HOA for additional leasing restrictions.

Tax Info

  • Tax Annual Amount: 6204
  • Tax Block: 000
  • Tax Book Number: 50-40
  • Tax Lot: 64

Multi Family

  • Waterfront Features: Bay/Harbor

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2025
Closed on
Nov 18, 2025
Sold by
Wamsley Stanley A
Bought by
Pittman Michael N and Pittman Patrice L
Seller's Agent
Cindy Cooper
COLDWELL BANKER REALTY
Buyer's Agent
Cindy Cooper
COLDWELL BANKER REALTY
List Price
$1,175,000
Sold Price
$1,100,000
Premium/Discount to List
-$75,000
-6.38%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
52.27%

Purchase Details

Closed on
Mar 5, 2024
Sold by
Wamsley Stanley A
Bought by
Wamsley Brooke A and Wamsley Brie A

Purchase Details

Closed on
Aug 29, 2002
Sold by
Wamsley Stanley A
Bought by
Wamsley Stanley A and Dunne-Wamsley Laura F

Purchase Details

Closed on
Mar 28, 2000
Sold by
Lynch James L
Bought by
Wamsley Stanley A

Purchase Details

Closed on
Mar 12, 1999
Sold by
Lynch James L and Robinson Edward T
Bought by
Wamsley Stanley A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 None Listed On Document
Deed $100 None Listed On Document
Quit Claim Deed $95,000 --
Administrators Deed $253,500 --
Administrators Deed $253,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Credit Line Revolving
Previous Owner $192,000 New Conventional
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 Sold $1,100,000 -6.4% $519 / Sq Ft
09/29/2025 09/29/25 For Sale $1,175,000 -- $554 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,204 $392,772 -- --
2024 $6,201 $404,584 -- --
2023 $6,201 $392,800 $0 $0
2022 $6,060 $381,359 $0 $0
2021 $6,172 $370,251 $0 $0
2020 $6,216 $365,139 $0 $0
2019 $6,117 $356,930 $0 $0
2018 $6,075 $350,275 $0 $0
2017 $6,031 $343,071 $0 $0
2016 $5,988 $336,015 $0 $0
2015 $6,045 $331,945 $0 $0
2014 $6,016 $329,311 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: TB8432546

Stellar MLS

APN: 06-30-15-35802-000-0640