$289,000

309 Division St Schenectady, NY 12304

Estimated payment $1,922/month

Total Views 12,340
6 Beds
2 Baths
2,232 Sq Ft
$129 Price per Sq Ft

Highlights

  • Traditional Architecture
  • No HOA
  • Built-In Features
  • Full Attic
  • Front Porch
  • Bathroom on Main Level

About This Home

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income.
Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.

Listing Agent

Frances Callahan

Staged Nest Real Estate LLC License #30CA0949290 Listed on: 12/10/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,894

Year Built

  • Built in 1910

Lot Details

  • 5,663 Sq Ft Lot
  • Back Yard Fenced

Home Design

  • Duplex
  • Traditional Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,232 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Vinyl Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Full Attic

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Parking Spaces
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Heating System Uses Steam

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • The owner pays for water
  • Legal Lot and Block 52 / 2
  • Assessor Parcel Number 421500 49.44-2-52

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,894

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1910
  • Directions: State St to Division St, between Becker and Bradley
  • Above Grade Finished Sq Ft: 2232.0
  • Architectural Style: Duplex-Over/Under, Traditional
  • Financial Details General Taxes: 3118.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1776.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.13
  • Parking Features Parking Total: 2.0
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Fencing:Back Yard: Yes
  • Flooring:Vinyl: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Full, Unfinished
  • Interior Amenities: Built-in Features
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2232.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Water
  • Full Basement: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Unit 1 Owner Furnish Features:Sewer3: Yes
  • Unit 1 Owner Furnish Features:Water4: Yes
  • Unit 2 Owner Furnish Features:Sewer4: Yes
  • Unit 2 Owner Furnish Features:Water5: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Front Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Parking Features: Off Street, None
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:None11: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Steam, Natural Gas
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Steam: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 49.44-2-52
  • Lot Size Sq Ft: 5662.8

Rental Info

  • Tenant Pays: Hot Water, Heat, Cable TV, Electricity, Gas

Tax Info

  • Tax Annual Amount: 4894.0
  • Tax Block: 2
  • Tax Lot: 52

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,600 $89,100 $13,400 $75,700
2023 $5,428 $89,100 $13,400 $75,700
2022 $5,255 $89,100 $13,400 $75,700
2021 $4,361 $89,100 $13,400 $75,700
2020 $5,117 $89,100 $13,400 $75,700
2019 $3,271 $89,100 $13,400 $75,700
2018 $5,161 $89,100 $13,400 $75,700
2017 $4,319 $89,100 $13,400 $75,700
2016 $5,267 $89,100 $13,400 $75,700
2015 -- $89,100 $13,400 $75,700
2014 -- $89,100 $13,400 $75,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 For Sale $289,000 -- $129 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $29,000 --
Source: Public Records

Source: Global MLS

MLS Number: 202530633

Global MLS

APN: 049-044-0002-052-000-0000

New York Schenectady County Schenectady 12304

309 Division St, Schenectady, NY

For Sale

MultiFamily

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Information is deemed reliable but not guaranteed.



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Frances Callahan
Listing Agent
Frances Callahan
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Staged Nest Real Estate LLC
(518) 855-6338