$275,000
SOLD FEB 20, 2026

309 Division St Schenectady, NY 12304

6 Beds
2 Baths
2,232 Sq Ft
5,663 Sq Ft Lot

Sale Details

Date Sold: February 20, 2026

$123 Per Sq Ft

5% Below List Price

28 Days on Market

Highlights

  • Traditional Architecture
  • Front Porch
  • Bathroom on Main Level
  • No HOA
  • Built-In Features
  • Shed

About This Home

As of February 2026

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income.
Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.

Last Agent to Sell the Property

Frances Callahan

Staged Nest Real Estate LLC License #30CA0949290 Listed on: 12/10/2025

Last Buyer's Agent

Tracy Thompson

Thompson Real Estate Team License #10401356551

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,894

Year Built

  • Built in 1910

Lot Details

  • 5,663 Sq Ft Lot
  • Back Yard Fenced

Home Design

  • Duplex
  • Traditional Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,232 Sq Ft Home
  • Built-In Features
  • Vinyl Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Parking Spaces
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Heating System Uses Steam

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tenant pays for gas, cable TV, electricity, heat, hot water
  • The owner pays for water
  • Legal Lot and Block 52 / 2
  • Assessor Parcel Number 421500 49.44-2-52

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,894

Year Built

Built in 1910

Lot Details

5,663 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1910
  • Directions: State St to Division St, between Becker and Bradley
  • Above Grade Finished Sq Ft: 2232.0
  • Architectural Style: Traditional, Duplex-Over/Under
  • Financial Details General Taxes: 3118.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1776.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.13
  • Sale Detail Seller Contribution: No
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Subdivision Name: Select One
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Unfinished, Full
  • Interior Amenities: Built-in Features
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2232.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Water

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Rear Porch
  • Waterfront: No

Garage/Parking

  • Parking Features: None, Off Street
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Steam
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 49.44-2-52
  • Lot Size Sq Ft: 5662.8

Rental Info

  • Tenant Pays: Gas, Cable TV, Electricity, Heat, Hot Water

Tax Info

  • Tax Annual Amount: 4894.0
  • Tax Block: 2
  • Tax Lot: 52

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 14, 2025
Sold by
Zipkin David A
Bought by
Lpreg Fund I Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,300
Interest Rate
6.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2000
Sold by
Shrestha Dil K and Shrestha Christine A
Bought by
Zipkin David A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $157,500 None Listed On Document
Deed $29,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $217,300 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/20/2026 02/20/26 Sold $275,000 -4.8% $123 / Sq Ft
01/07/2026 01/07/26 Pending -- -- --
12/10/2025 12/10/25 For Sale $289,000 -- $129 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,600 $89,100 $13,400 $75,700
2023 $54 $89,100 $13,400 $75,700
2022 $5,255 $89,100 $13,400 $75,700
2021 $4,361 $89,100 $13,400 $75,700
2020 $5,117 $89,100 $13,400 $75,700
2019 $3,271 $89,100 $13,400 $75,700
2018 $5,161 $89,100 $13,400 $75,700
2017 $4,319 $89,100 $13,400 $75,700
2016 $5,267 $89,100 $13,400 $75,700
2015 -- $89,100 $13,400 $75,700
2014 -- $89,100 $13,400 $75,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202530633

Global MLS

APN: 049-044-0002-052-000-0000

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