$1,150,000
UNDER CONTRACT OPEN SAT 10AM - 12PM

309 Harbour View Dr White Stone, VA 22578

Estimated payment $7,093/month

Total Views 542
3 Beds
3.5 Baths
3,490 Sq Ft
$330 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • River View
  • Wood Flooring
  • Pier or Dock
  • Cathedral Ceiling
  • Main Floor Bedroom

About This Home

Waterfront living with ease & elegance awaits at this beautifully appointed townhome on Indian Creek. Situated in one of the deepest (6'+ MLW) & most protected harbors off the Chesapeake Bay, this property is truly a boater's dream: no flood zone & 2 deep-water slips. One slip features a 20,000 lb. boat lift with power & water, plus a shared floating dock. The second slip offers excellent depth for a large sailboat & already has electric available if a pedestal is desired. The lock-and-leave lifestyle shines here with community amenities including a pool & poolhouse, lawn care (grass cutting, bushes, mulching), & water/sewer, all bundled for low-maintenance living. Location couldn't be better: minutes to Kilmarnock, White Stone, & Irvington for dining, shopping, medical care, & more. Inside, refined coastal living takes center stage. First floor: 10' ceilings, abundant natural light, a spacious living room with a see-through gas fireplace, & a high-end kitchen that opens beautifully to the dining room. There is a 1st floor waterfront ensuite bedroom. The layout flows seamlessly into the waterfront screen porch, perfect for morning coffee or an afternoon beverage. Second floor: 9' ceilings & two additional waterfront ensuite bedrooms. Bonus space: A finished room above the attached 2-car garage offers excellent flex space for hobbies, a quiet office, or overflow guest accommodations. This is the ideal blend of premium waterfront access, spacious design, and simplified ownership, a rare opportunity, effortless coastal living. FEATURED SHEET

Listing Agent

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 12/07/2025

Open House Schedule

  • Saturday, December 13, 2025
    10:00 am to 12:00 pm
    12/13/2025 10:00:00 AM +00:00
    12/13/2025 12:00:00 PM +00:00
    Come visit this Saturday morning and take a look at this fabulous Harbour View unit located on Indian Creek - TWO Deeded DEEP water slips & a stunning coastal 3 bedroom, 3.5 bath, bonus room, and much more!
    Add to Calendar

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 6,490 Sq Ft Lot
  • River Front
  • Zoning described as R1

HOA Fees

  • $583 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,490 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • See Through Fireplace
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • River Views
  • Sealed Crawl Space

Kitchen

  • Breakfast Bar
  • Built-In Convection Oven
  • Warming Drawer
  • Microwave
  • Dishwasher
  • Wine Cooler

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Private Water Access
  • Balcony
  • Patio

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Community Sewer or Septic

Listing and Financial Details

  • Assessor Parcel Number 29-44G

Community Details

Overview

  • Harbour On Indian Creek Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0

HOA Fees

$583 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.149
  • Road Surface Type: PAVED
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: Harbour On Indian Creek
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Structure Type: Townhouse
  • Year Built: 2006
  • Kitchen Level: Main
  • Special Features: 129

Interior Features

  • Appliances: Electric Water Heater, Water Heater (see remarks), Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Surface Units, Wall Oven, Washer, Warming Drawer, Wine Cooler, Other
  • Has Basement: Conditioned Crawl Space
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: See Through, Gas Log, Living Room
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+, Central Vacuum, Dining Room, Fireplace, Walk-In Closet(s), Wet Bar, Other
  • Living Area: 3490
  • Main Level Bedrooms: 1
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Second
  • Dining Room Features: Dining Room, Kitchen-Bar
  • Living Room Living Room Level: Main
  • Room Bedroom3 Level: Second
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: Deeded Water Rights
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Sheetrock Walls
  • Exterior Features: Balcony/Widow Walk, Other
  • Foundation Details: Other
  • Other Structures: Other
  • Patio And Porch Features: Patio, Screened Porch
  • Roof: Composition, Other

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Attached, Two Car, Elec Garage Door Opener
  • Total Parking Spaces: 2

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Community Sewer
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 1750
  • Association Fee Frequency: Quarterly
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 6490.44
  • Zoning Description: R1

Tax Info

  • Tax Book Number: LR21/766, PC7/102A-C
  • Tax Map Number: 29-44G

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,520 $1,003,700 $230,000 $773,700
2024 $5,520 $1,003,700 $230,000 $773,700
2023 $4,423 $702,100 $225,000 $477,100
2022 $4,423 $702,100 $225,000 $477,100
2021 $3,526 $702,100 $225,000 $477,100
2020 $4,423 $702,100 $225,000 $477,100
2019 $4,423 $702,100 $225,000 $477,100
2018 $3,526 $597,700 $229,000 $368,700
2017 $3,526 $597,700 $229,000 $368,700
2016 -- $597,700 $229,000 $368,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/12/2025 12/12/25 Pending -- -- --
12/08/2025 12/08/25 For Sale $1,150,000 +43.8% $330 / Sq Ft
03/16/2021 03/16/21 Sold $799,500 0.0% $229 / Sq Ft View Prior Sale
02/14/2021 02/14/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $799,500 +5.2% $229 / Sq Ft
08/07/2013 08/07/13 Sold $760,000 0.0% $214 / Sq Ft View Prior Sale
07/08/2013 07/08/13 Pending -- -- --
06/26/2011 06/26/11 For Sale $760,000 -- $214 / Sq Ft
Source: Northern Neck Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $799,500 Attorney
Warranty Deed $755,000 Elite Title
Special Warranty Deed $760,000 --
Warranty Deed $885,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $450,000 Adjustable Rate Mortgage/ARM
Previous Owner $250,000 New Conventional
Previous Owner $350,000 New Conventional
Source: Public Records

Source: Northern Neck Association of REALTORS®

MLS Number: 119751

APN: 29-44G

Virginia Lancaster County White Stone 22578

309 Harbour View Dr, White Stone, VA

Under Contract

Detached

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Nearby Homes
Listing Agent
David Dew
Section Image
Isabell K. Horsley R. E., Ltd.
(804) 906-9304