Seller's Agent in 2025
Mary Ruffo
EXIT REALTY HOMEWARD BOUND
(607) 348-5658
17 in this area
157 Total Sales
309 Harding Ave Vestal, NY 13850
3
Beds
1
Bath
2,275
Sq Ft
7,405
Sq Ft Lot
Highlights
- Cottage
- Fenced Yard
- Landscaped
- Vestal Middle School Rated A-
- 1 Car Detached Garage
- Forced Air Heating System
About This Home
As of August 2025Welcome to 309 Harding Ave in the Vestal school district. This bright and welcoming property features a generously spaced open living room, kitchen/dining area with convenient first floor laundry. Two comfortably sized bedrooms on the main floor provide convenience and flexibility. Upstairs, offers a spacious bonus area for third bedroom, and office space. Recent upgrades include new furnace and how water heater. Great fenced in yard and fire pit area ready for your summer entertaining.
Last Agent to Sell the Property
EXIT REALTY HOMEWARD BOUND License #10401302258 Listed on: 05/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,030
Year Built
- Built in 1950
Lot Details
- Lot Dimensions are 60x125
- Fenced Yard
- Landscaped
- Level Lot
Parking
- 1 Car Detached Garage
Home Design
- Cottage
- Vinyl Siding
Interior Spaces
- 2,275 Sq Ft Home
- Electric Fireplace
- Living Room with Fireplace
- Basement
Kitchen
- Free-Standing Range
- Microwave
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Schools
- Clayton Avenue Elementary School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 27, 2025
Closed on
Jul 21, 2025
Sold by
Morrison Amy E
Bought by
Igo Timothy P and Igo Karesse
Seller's Agent
Mary Ruffo
EXIT REALTY HOMEWARD BOUND
Buyer's Agent
Nathan Little
NEXTHOME KINGDOM
List Price
$169,000
Sold Price
$180,000
Premium/Discount to List
$11,000
6.51%
Views
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,000
Avg. Annual Appreciation
2.03%
Original Mortgage
$5,000
Outstanding Balance
$4,991
Interest Rate
6.75%
Estimated Equity
$177,009
Purchase Details
Listed on
Nov 13, 2017
Closed on
Mar 27, 2018
Sold by
Thomas Joyce Ann
Bought by
Morrison Amy E
Seller's Agent
Mark Camera-Eckman
HOWARD HANNA
Buyer's Agent
Derek Schoenfeldt
HOWARD HANNA
List Price
$89,900
Sold Price
$63,829
Premium/Discount to List
-$26,071
-29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.04%
Original Mortgage
$62,671
Interest Rate
4.5%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $180,000 | None Listed On Document | |
| Warranty Deed | $180,000 | None Listed On Document | |
| Deed | $36,829 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $5,000 | No Value Available | |
| Closed | $5,000 | No Value Available | |
| Open | $176,739 | FHA | |
| Closed | $176,739 | FHA | |
| Previous Owner | $62,671 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $180,000 | +6.5% | $79 / Sq Ft | |
| 05/27/2025 05/27/25 | For Sale | $169,000 | +164.8% | $74 / Sq Ft | |
| 03/29/2018 03/29/18 | Sold | $63,829 | -29.0% | $50 / Sq Ft | View Prior Sale |
| 02/06/2018 02/06/18 | Pending | -- | -- | -- | |
| 11/13/2017 11/13/17 | For Sale | $89,900 | -- | $71 / Sq Ft |
Source: Greater Binghamton Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,030 | $137,700 | $14,900 | $122,800 |
| 2023 | $3,811 | $125,100 | $14,900 | $110,200 |
| 2022 | $3,597 | $108,700 | $14,900 | $93,800 |
| 2021 | $3,528 | $101,500 | $14,900 | $86,600 |
| 2020 | $3,372 | $92,200 | $14,900 | $77,300 |
| 2019 | -- | $92,200 | $14,900 | $77,300 |
| 2018 | $3,376 | $92,200 | $14,900 | $77,300 |
| 2017 | $5,651 | $92,200 | $14,900 | $77,300 |
| 2016 | $633 | $92,200 | $14,900 | $77,300 |
| 2015 | -- | $92,200 | $14,900 | $77,300 |
| 2014 | -- | $92,200 | $14,900 | $77,300 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Ruffo
-
Nathan Little
Buyer's Agent in 2025
Nathan Little
NEXTHOME KINGDOM
(607) 237-2321
7 in this area
69 Total Sales
-
Mark Camera-Eckman
Seller's Agent in 2018
Mark Camera-Eckman
HOWARD HANNA
(607) 239-1484
4 in this area
60 Total Sales
-
Derek Schoenfeldt
D
Buyer's Agent in 2018
Derek Schoenfeldt
HOWARD HANNA
(607) 222-5124
58 in this area
190 Total Sales
Map
Source: Greater Binghamton Association of REALTORS®
MLS Number: 331287
APN: 034800-173-037-0001-024-000-0000
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