NOT LISTED FOR SALE

Estimated Value: $363,000 - $421,000

3 Beds
2.5 Baths
1,591 Sq Ft
$242/Sq Ft Est. Value

Last Sold April 29, 2022

Last sale price $335,000 $211 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,606/month

1 Day on Market

Highlights

  • Open Floorplan
  • Property is near park
  • Brick Porch or Patio
  • Homestead Elementary School Rated A-
  • Fenced Yard
  • 5-minute walk to Harbor Springs Park

About This Home

As of April 2022

**Multiple offers received. Highest and best by 7pm Sunday Feb 27th** Be prepared to fall in love with this wonderful home. 3095 Charter stands alone as a move in ready home with all of the perfect updates. When you walk in you will be greeted with an open concept style of living and a beautiful wood burning fire place that is perfect for cool cozy evenings. In the Spring, Summer and Fall you will have the opportunity to take advantage of the fenced in backyard and large brick paver patio that is perfect for entertaining. Enjoy everything about this beautiful home. Applicance updates: Refrigerator (June 2018), Dishwasher (February 2019), Over Range (September 2020), Microwave (September 2020), A/C and Furnace (May 2019 with a 10 year parts and labor warranty). Full lists up updates provided online.

Last Agent to Sell the Property

Joe Piraino

Coldwell Banker Realty License #475179928 Listed on: 02/25/2022

Coldwell Banker Realty

Last Buyer's Agent

Jennifer Wadhwa

Jason Mitchell Real Estate IL License #475184656

Jason Mitchell Real Estate IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,445

Year Built

  • Built in 1998

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 51x118x52x118
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,591 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Six Panel Doors
  • Family Room with Fireplace
  • Crawl Space
  • Dormer Attic
  • Laundry in unit

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Schools

  • Homestead Elementary School
  • Murphy Junior High School
  • Oswego East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Property is near park

Community Details

  • Harbor Springs Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,445

Year Built

Built in 1998

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Harbor Springs
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Open Floorplan
  • LivingArea: 1591
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1591
  • Basement Description: Crawl
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 1591
  • Attic: Dormer
  • Door Features: 6 Panel Door(s)
  • ResoLivingAreaSource: Builder

Exterior Features

  • ExteriorFeatures: Patio, Porch, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard, Sidewalks, Streetlights
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 269
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Homestead Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Murphy Junior High School

Lot Info

  • Lot Size Acres: 0.15
  • Lot Dimensions: 51X118X52X118
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6445.2
  • Tax Year: 2020
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 25, 2022
Closed on
Apr 22, 2022
Sold by
Meza-Gotto Dain J and Meza-Gotto Miriam
Bought by
Capone Ralph and Capone Mary
Seller's Agent
Joe Piraino
Coldwell Banker Realty
Buyer's Agent
Jennifer Wadhwa
Jason Mitchell Real Estate IL
List Price
$319,900
Sold Price
$335,000
Premium/Discount to List
$15,100
4.72%
Current Estimated Value
$387,012

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,012
Avg. Annual Appreciation
3.84%
Original Mortgage
$347,060
Outstanding Balance
$325,095
Interest Rate
3.99%
Mortgage Type
VA
Estimated Equity
$60,573

Purchase Details

Closed on
Nov 18, 2020
Sold by
Gotto Dain J
Bought by
Gotto Dain J and Gotto Miriam Meza

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,000
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Listed on
Apr 13, 2018
Closed on
May 24, 2018
Sold by
Wasilewski Derek and Wasilewski Joanna
Bought by
Gotto Dain J
Seller's Agent
Julie Kaczor
Baird & Warner
Buyer's Agent
Michael Cluck
REMAX Excels
List Price
$249,900
Sold Price
$248,000
Premium/Discount to List
-$1,900
-0.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.93%
Original Mortgage
$240,560
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 8, 2006
Sold by
Bennett William B and Bennett Arieahn
Bought by
Wasilewski Derek and Wasilewski Joanna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,625
Interest Rate
9.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 12, 2003
Sold by
Tortorich Frank J and Tortorich Kelly
Bought by
Bennett William B and Matamonasa Bennett Arieahn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,912
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 11, 1998
Sold by
Pulte Home Corp
Bought by
Tortorich Frank J and Tortorich Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,777
Interest Rate
6.96%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Capone Ralph $335,000 New Title Company Name
Gotto Dain J -- Attorney
Gotto Dain J $248,000 Attorney
Wasilewski Derek $237,500 First American Title Ins Co
Bennett William B $210,000 --
Tortorich Frank J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Capone Ralph $347,060
Previous Owner Gotto Dain J $237,000
Previous Owner Gotto Dain J $240,560
Previous Owner Wasilewski Derek $225,625
Previous Owner Bennett William B $143,912
Previous Owner Tortorich Frank J $155,777
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/29/2022 04/29/22 Sold $335,000 +4.7% $211 / Sq Ft
02/27/2022 02/27/22 Pending -- -- --
02/25/2022 02/25/22 For Sale $319,900 +29.0% $201 / Sq Ft
05/30/2018 05/30/18 Sold $248,000 -0.8% $156 / Sq Ft View Prior Sale
04/18/2018 04/18/18 Pending -- -- --
04/13/2018 04/13/18 For Sale $249,900 -- $157 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,876 $94,892 $23,259 $71,633
2023 $6,876 $83,827 $20,547 $63,280
2022 $6,450 $74,195 $19,437 $54,758
2021 $6,735 $70,661 $18,511 $52,150
2020 $6,445 $69,542 $18,218 $51,324
2019 $6,508 $67,583 $17,705 $49,878
2018 $6,060 $61,389 $17,315 $44,074
2017 $5,953 $59,804 $16,868 $42,936
2016 $5,963 $58,517 $16,505 $42,012
2015 $6,919 $56,266 $15,870 $40,396
2014 $6,919 $59,940 $15,870 $44,070
2013 $6,919 $59,940 $15,870 $44,070
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11320228

Midwest Real Estate Data (MRED)

APN: 07-01-05-103-006