$1,070,000
SOLD DEC 23, 2025
3 Beds
2.5 Baths
2,916 Sq Ft
0.36 Acres

Recently Sold

$367 Per Sq Ft

9% Below List Price

87 Days on Market

Highlights

  • Boathouse
  • Home fronts navigable water
  • Deep Water Access
  • Docks
  • Boat Lift
  • Bay View

About This Home

As of December 2025

Nestled in the charming gated community of the Pointe at Salt Ponds, this Nautical Delight sits on a 1/3 acre waterfront lot with a direct channel to the Bay and 280K in improvements since 2017!! Meticulously maintained this maintenance-free gem boasts fresh interior & exterior, Water views throughout, gleaming hardwoods, 3 Bedrooms - all with ensuites, a First & Second Floor primary & Living Areas, Elevator, paver driveway/patio & composite decking/railing, Gas Generac Generator, Anderson windows/doors & so much more!! Direct private access to the beach in front of the home, 2 Boat lifts- 1@10K lb, floating dock, jet ski lift, boat house & IPE wood pier decking!! The perfect home is here!!

Last Agent to Sell the Property

Misty Brownell

Atlantic Sothebys Int'l Realty Listed on: 09/05/2025

Last Buyer's Agent

Colleen Kovach

Own Real Estate LLC

Own Real Estate LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,843

Year Built

  • Built in 1994

Lot Details

  • 0.36 Acre Lot
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Back Yard Fenced
  • Sprinkler System
  • Property is zoned RM

HOA Fees

  • $101 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Transitional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Pile Dwellings
  • Clapboard

Interior Spaces

  • 2,916 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Bar
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Entrance Foyer
  • Utility Closet
  • Bay Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Jack-and-Jill Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deep Water Access
  • Bulkhead
  • Boat Lift
  • Boathouse
  • Docks
  • Balcony
  • Deck
  • Patio
  • Porch

Schools

  • Francis Asbury Elementary School
  • Benjamin SYMS Middle School
  • Phoebus High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Gas Water Heater
  • Cable TV Available

Additional Features

  • Standby Generator
  • Enhanced Air Filtration

Community Details

Overview

  • Salt Ponds Subdivision
  • On-Site Maintenance

Recreation

  • Tennis Courts

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,843

Year Built

Built in 1994

Lot Details

0

HOA Fees

$101 per month

Listing Details

  • HOA YN: Yes
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Contemp, Transitional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 402.95
  • Neighborhood Name: POINTE AT SALT PONDS
  • Estimated Year Built: 1994
  • H O A Assoc Legal Name: Pointe at Salt Ponds POA
  • Address Street Name Website: Bay Front
  • Address Website: 31 Bay Front PL
  • Fees H O A P O A Monthly: 101
  • Fence: Yes
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 1994

Interior Features

  • Interior Amenities: Bar, Dual Entry Bath (Br & Br), Fireplace Gas-natural, Primary Sink-Double, Pull Down Attic Stairs, Window Treatments
  • Fireplaces Number: 2
  • Equipment: Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Enhanced Air Filtration, Gar Door Opener, Jetted Tub
  • Flooring Type: Ceramic, Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: Yes
  • Other Rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Trash Compactor, Washer
  • Stories Number: 2.0000
  • Estimated Sq Ft: 2916

Exterior Features

  • Exterior Features: Deck, Inground Sprinkler, Irrigation Control, Patio
  • Exterior Siding: Clapboard
  • Fence Description: Back Fenced, Other
  • Foundation Type: Pile, Slab
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • View: Bay, Water
  • Waterfront Description: Bay, Boat Lift, Boathouse, Bulkhead, Deep Water, Dock, Navigable

Garage/Parking

  • Parking: Garage Att 2 Car, Oversized Gar, Driveway Spc

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air, Zoned
  • Heating: Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned

Condo/Co-op/Association

  • Amenities COA/POA: Gated Community, Ground Maint, Tennis Cts
  • Association Fee Frequency: Monthly

Lot Info

  • Waterfront YN: Yes
  • Zoning: RM
  • Estimated Acres: 0.3600

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 9843

MLS Schools

  • Elementary School: Francis Asbury Elementary
  • School High School: Phoebus
  • Middle School: Benjamin Syms Middle

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 26, 2022
Sold by
Mcphail Living Trust and Mcphail Donald Wayne
Bought by
Judith L Mcphail Family Trust and Mcphail

Purchase Details

Closed on
Jan 11, 2017
Sold by
Gibson Mitch L and Gibson Susan P
Bought by
The Mcphail Living Trust Dated January 2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$511,200
Interest Rate
4.16%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 13, 2011
Sold by
Hardee Norman C
Bought by
Gibson Mitch L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$418,000
Interest Rate
4.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 24, 2001
Sold by
Goodwin J Henry
Bought by
Hardee Norman C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Interest Rate
6.91%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed Of Distribution -- None Listed On Document
Warranty Deed $639,000 Omni Title And Escrow Llc
Warranty Deed $650,000 --
Deed $535,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $511,200 Adjustable Rate Mortgage/ARM
Previous Owner $418,000 New Conventional
Previous Owner $540,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/23/2025 12/23/25 Sold $1,070,000 -8.9% $367 / Sq Ft
12/02/2025 12/02/25 Pending -- -- --
09/05/2025 09/05/25 For Sale $1,175,000 -- $403 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,144 $890,300 $233,800 $656,500
2024 $9,843 $855,900 $199,800 $656,100
2023 $9,892 $840,500 $170,000 $670,500
2022 $8,798 $745,600 $170,000 $575,600
2021 $8,143 $646,200 $170,000 $476,200
2020 $8,013 $646,200 $170,000 $476,200
2019 $8,013 $646,200 $294,100 $352,100
2018 $7,577 $644,400 $294,100 $350,300
2017 $8,068 $0 $0 $0
2016 $7,069 $562,500 $0 $0
2015 $7,069 $0 $0 $0
2014 $7,544 $576,000 $294,100 $281,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10600762

Real Estate Information Network (REIN)

APN: 12007781