Seller's Agent in 2025
Santo Russo
Howard Hanna Capital Inc
(518) 762-8001
20 in this area
52 Total Sales
31 E State St Gloversville, NY 12078
2
Beds
1.5
Baths
1,282
Sq Ft
0.38
Acres
Highlights
- 0.38 Acre Lot
- Wood Flooring
- 1 Car Attached Garage
- Ranch Style House
- No HOA
- 2-minute walk to Veterans Park
About This Home
As of August 2025Pristine 2 bedroom home in historical north end of city. New kitchen w/new appliances, formal dining area, Living room w/fireplace, ceramic tile bath and hardwood floors all on 1st floor. Finished basement with family room, bar, 1/2 bath, 2nd kitchen and laundry room. Open front porch. Rear deck facing beautiful extra deep yard totally fenced. Attached garage. Room in attic for additional bedroom. Near Hospital and Country Club
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10301210377 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,200
Year Built
- Built in 1960
Lot Details
- 0.38 Acre Lot
- Lot Dimensions are 60x259
- Back Yard Fenced
- Chain Link Fence
Parking
- 1 Car Attached Garage
Home Design
- Ranch Style House
- Bungalow
- Block Foundation
Interior Spaces
- Wood Burning Fireplace
- Family Room
- Living Room with Fireplace
- Dining Room
- Wood Flooring
- Storm Doors
Kitchen
- Range
- Freezer
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Washer and Dryer
Finished Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Gloversville High School
Utilities
- Window Unit Cooling System
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 10 / 1
- Assessor Parcel Number 134.11-1-10
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Aug 25, 2025
Sold by
Hewitt William E and Hewitt Jess Sherry
Bought by
Ruszkowski Jeffery C
Seller's Agent
Santo Russo
Howard Hanna Capital Inc
Buyer's Agent
Christa Richardson
KW Platform
List Price
$179,900
Sold Price
$185,400
Premium/Discount to List
$5,500
3.06%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,353
Avg. Annual Appreciation
-2.01%
Original Mortgage
$179,838
Outstanding Balance
$179,527
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$4,520
Purchase Details
Closed on
Aug 4, 2023
Sold by
Rupert Carolyn L Est and Rupert
Bought by
Hewitt William E and Hewitt Sherry L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,090
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 21, 2003
Sold by
Fletcher Charlotte
Bought by
Rupert Carolyn
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $185,400 | American Land Title | |
| Deed | $142,000 | None Available | |
| Deed | $142,000 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $179,838 | New Conventional | |
| Previous Owner | $127,090 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Sold | $185,400 | +3.1% | $145 / Sq Ft |
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | For Sale | $179,900 | -- | $140 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,394 | $72,500 | $11,500 | $61,000 |
| 2023 | $2,273 | $72,500 | $11,500 | $61,000 |
| 2022 | $2,251 | $72,500 | $11,500 | $61,000 |
| 2021 | $2,200 | $72,500 | $11,500 | $61,000 |
| 2020 | $2,151 | $71,200 | $11,500 | $59,700 |
| 2019 | $781 | $71,200 | $11,500 | $59,700 |
| 2018 | $1,167 | $71,200 | $11,500 | $59,700 |
| 2017 | $370 | $71,200 | $11,500 | $59,700 |
| 2016 | $327 | $71,200 | $11,500 | $59,700 |
| 2015 | -- | $71,200 | $11,500 | $59,700 |
| 2014 | -- | $71,200 | $11,500 | $59,700 |
Source: Public Records
Agents Affiliated with this Home
-
Santo Russo
-
Christa Richardson
Buyer's Agent in 2025
Christa Richardson
KW Platform
(518) 795-0605
1 in this area
14 Total Sales
Map
Source: Global MLS
MLS Number: 202520562
APN: 170500-134-011-0001-010-000-0000
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