$86,000
SOLD FEB 4, 2025
3 Beds
1 Bath
1,160 Sq Ft
7,800 Sq Ft Lot

Recently Sold

$74 Per Sq Ft

1% Above List Price

66 Days on Market

Highlights

  • Central Air
  • Ceiling Fan
  • Heating Available

About This Home

As of February 2025

Discover the perfect blend of comfort and opportunity with this inviting 3-bedroom, 1.5-bath home, ideally suited for families, investors, or first-time homebuyers. This two-story gem boasts a great living area perfect for gatherings and relaxation, featuring large windows that brighten the space. New vinyl plank flooring. A well-appointed kitchen with ample cabinetry, ready for your personal touches. Three comfortable bedrooms provide ample space for family or guests, with potential for your personal touch. The backyard offers a blank canvas for landscaping or outdoor entertaining. As part of a unique investment opportunity, this home is one of three properties available for sale. If you're looking to expand your portfolio, the seller is open to negotiations for a package on all three homes! The properties are 708 Allen Waterloo and 324 Sumner St. Waterloo Iowa. Schedule your viewing today!

Last Agent to Sell the Property

James Snider

Premier Farm Realty Group Brokerage Phone: 641-228-4262 License #B67825000 Listed on: 10/29/2024

Last Buyer's Agent

James Snider

Premier Farm Realty Group Brokerage Phone: 641-228-4262 License #B67825000 Listed on: 10/29/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $913

Year Built

  • Built in 1891

Lot Details

  • 7,800 Sq Ft Lot
  • Lot Dimensions are 130.00x60.00

Parking

  • No Garage

Home Design

  • Concrete Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,160 Sq Ft Home
  • Ceiling Fan

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Irving Elementary School
  • Central Middle School
  • West High School

Utilities

  • Central Air
  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 891326327024

Home Details

Home Type

Single Family

Est. Annual Taxes

$913

Year Built

Built in 1891

Lot Details

0

Listing Details

  • Parcel Number: 891326327024
  • Year Built: 1891
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.18
  • Road Surface Type: Gravel
  • Attribution Contact: OFC: 641-228-4262
  • Co List Office Phone: 641-228-4262
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1160
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Concrete
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • BelowGradeArea: 576

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Irving Elementary
  • High School: West High
  • Middle Or Junior School: Central

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 130.00x60.00
  • Lot Size Sq Ft: 7800
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 912.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2024
Closed on
Feb 6, 2025
Sold by
Wiggins Gary A and Travis Sue M
Bought by
Mossy Rock Llc
Seller's Agent
James Snider
Premier Farm Realty Group
Buyer's Agent
James Snider
Premier Farm Realty Group
List Price
$85,000
Sold Price
$86,000
Premium/Discount to List
$1,000
1.18%
Views
38
Current Estimated Value
$87,519

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,519
Avg. Annual Appreciation
1.92%
Original Mortgage
$84,442
Outstanding Balance
$83,571
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$3,948

Purchase Details

Listed on
Oct 29, 2024
Closed on
Feb 4, 2025
Sold by
Mossy Rock Llc
Bought by
Potter Matthew A and Potter Samantha
Seller's Agent
James Snider
Premier Farm Realty Group
Buyer's Agent
James Snider
Premier Farm Realty Group
List Price
$85,000
Sold Price
$86,000
Premium/Discount to List
$1,000
1.18%
Views
38

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,442
Outstanding Balance
$83,571
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$3,948

Purchase Details

Closed on
Feb 26, 2021
Sold by
Salazar Jose Reyes and Salazar Maria B
Bought by
Travis Sue M and Wiggins Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2018
Sold by
Nieth Deysi E and Nieth Steven
Bought by
Salazar Jose R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 4, 2005
Sold by
Garcia Deysi E
Bought by
Iowa Northland Regional Council Of Gover

Purchase Details

Closed on
Jan 7, 2005
Sold by
Garcia Deysi E
Bought by
Northland Regional Council Of Government

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,575
Interest Rate
4.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $86,000 None Listed On Document
Warranty Deed $50,000 None Listed On Document
Warranty Deed $35,000 --
Deed -- None Available
Deed $2,900 None Available
Warranty Deed $54,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $84,442 FHA
Previous Owner $40,000 New Conventional
Previous Owner $28,000 Purchase Money Mortgage
Previous Owner $50,575 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2025 02/04/25 Sold $86,000 +1.2% $74 / Sq Ft
01/03/2025 01/03/25 Pending -- -- --
10/29/2024 10/29/24 For Sale $85,000 -- $73 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $990 $52,140 $8,460 $43,680
2024 $990 $45,670 $8,460 $37,210
2023 $846 $45,670 $8,460 $37,210
2022 $822 $38,490 $8,460 $30,030
2021 $994 $38,490 $8,460 $30,030
2020 $978 $43,890 $10,530 $33,360
2019 $978 $43,890 $10,530 $33,360
2018 $1,028 $46,140 $10,530 $35,610
2017 $1,060 $46,140 $10,530 $35,610
2016 $1,046 $46,140 $10,530 $35,610
2015 $1,046 $46,140 $10,530 $35,610
2014 $866 $46,140 $10,530 $35,610
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20244841

Northeast Iowa Regional Board of REALTORS®

APN: 8913-26-327-024