3100 N Canal Dr Palm Harbor, FL 34684
Estimated payment $3,178/month
Highlights
- 90 Feet of Fresh Water Canal Waterfront
- Access To Lake
- Canal View
- Palm Harbor University High Rated A
- RV Access or Parking
- Private Lot
About This Home
Welcome to waterfront living in Lake Tarpon Estates, X flood zone, no flood insurance required! Nestled on a serene canal just moments from Lake Tarpon, 3100 N Canal Drive offers a rare opportunity to embrace Florida’s lake lifestyle with direct water access. This charming home is a relaxing retreat with picturesque views, and plenty of space for boating, fishing, or simply unwinding by the water. Step inside to discover a bright, open layout that seamlessly blends living and dining areas, perfectly designed for entertaining or casual living. Large windows frame the canal views, filling the home with natural light and a calming ambiance. NEW PAINT AND NEW ROOF. This property boasts 4 bedrooms and 2 bathrooms, offering a versatile floor plan suited for families, guests, or a home office. The primary bedroom has a large walk-in closet and private bath. Additional bedrooms are well-sized and there is alot of storage and a laundry room. Outside, the waterfront lifestyle takes center stage: access to the canal, which flows directly to Lake Tarpon. The backyard provides a a patio and storage shed. Situated on a generous 0.24-acre lot located is a quiet neighborhood with no HOA restrictions, making it ideal for part-time residents, full-time homeowners, or as a potential investment. Additional Highlights: Corner lot with approximately 90 ft of canal frontage, direct canal-to-lake access, private yard with mature tropical landscaping, parking for boat or RV, close proximity to downtown Palm Harbor, shopping, dining, and recreation, easy access to Tampa International Airport and major roadways. With its prime location, peaceful setting, and direct access to Lake Tarpon. Lake Tarpon is a freshwater lake and it is the largest freshwater lake in the county, 2,534 acres, watershed spans 52 square miles and is considered one of the top bass lakes in Florida, with a healthy population and size structure. Anglers can also find panfish, such as bluegill and redear sunfish.
Listing Agent
CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3004430 Listed on: 11/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,516
Year Built
- Built in 1973
Lot Details
- 10,337 Sq Ft Lot
- 90 Feet of Fresh Water Canal Waterfront
- West Facing Home
- Vinyl Fence
- Mature Landscaping
- Private Lot
- Corner Lot
- Oversized Lot
- Level Lot
- Landscaped with Trees
- Property is zoned R-3
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,968 Sq Ft Home
- Ceiling Fan
- Wood Burning Fireplace
- Blinds
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Storage Room
- Inside Utility
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Oversized Parking
- Driveway
- Off-Street Parking
- RV Access or Parking
Outdoor Features
- Access To Lake
- Access to Freshwater Canal
- Screened Patio
- Shed
- Rain Gutters
- Private Mailbox
- Wrap Around Porch
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Lake Tarpon Estates Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 53
- Assessor Parcel Number 32-27-16-48780-000-0530
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,516 | $238,046 | -- | -- |
| 2024 | $3,458 | $231,337 | -- | -- |
| 2023 | $3,458 | $224,599 | $0 | $0 |
| 2022 | $7,118 | $384,344 | $243,257 | $141,087 |
| 2021 | $5,932 | $304,669 | $0 | $0 |
| 2020 | $3,342 | $207,207 | $0 | $0 |
| 2019 | $3,282 | $202,548 | $0 | $0 |
| 2018 | $3,236 | $198,771 | $0 | $0 |
| 2017 | $4,110 | $199,111 | $0 | $0 |
| 2016 | $4,094 | $195,337 | $0 | $0 |
| 2015 | $4,319 | $201,871 | $0 | $0 |
| 2014 | $2,507 | $153,575 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | For Rent | $2,800 | 0.0% | -- | |
| 11/21/2025 11/21/25 | For Sale | $550,000 | +86.4% | $279 / Sq Ft | |
| 08/28/2020 08/28/20 | Sold | $295,000 | -6.3% | $150 / Sq Ft | View Prior Sale |
| 06/25/2020 06/25/20 | Pending | -- | -- | -- | |
| 06/14/2020 06/14/20 | Price Changed | $315,000 | -4.5% | $160 / Sq Ft | |
| 05/17/2020 05/17/20 | For Sale | $330,000 | -- | $168 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $295,000 | Boston National Ttl Agcy Llc | |
| Warranty Deed | $295,000 | Boston National Title Agency | |
| Warranty Deed | $295,000 | New Title Company Name | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $145,000 | -- | |
| Quit Claim Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $221,250 | New Conventional | |
| Closed | $221,250 | New Conventional | |
| Previous Owner | $221,250 | New Conventional | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $135,000 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving |
Source: Stellar MLS
MLS Number: TB8450337
APN: 32-27-16-48780-000-0530
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