$550,000

3100 N Canal Dr Palm Harbor, FL 34684

Estimated payment $3,178/month

Total Views 1,559
4 Beds
2 Baths
1,968 Sq Ft
$279 Price per Sq Ft

Highlights

  • 90 Feet of Fresh Water Canal Waterfront
  • Access To Lake
  • Canal View
  • Palm Harbor University High Rated A
  • RV Access or Parking
  • Private Lot

About This Home

Welcome to waterfront living in Lake Tarpon Estates, X flood zone, no flood insurance required! Nestled on a serene canal just moments from Lake Tarpon, 3100 N Canal Drive offers a rare opportunity to embrace Florida’s lake lifestyle with direct water access. This charming home is a relaxing retreat with picturesque views, and plenty of space for boating, fishing, or simply unwinding by the water. Step inside to discover a bright, open layout that seamlessly blends living and dining areas, perfectly designed for entertaining or casual living. Large windows frame the canal views, filling the home with natural light and a calming ambiance. NEW PAINT AND NEW ROOF. This property boasts 4 bedrooms and 2 bathrooms, offering a versatile floor plan suited for families, guests, or a home office. The primary bedroom has a large walk-in closet and private bath. Additional bedrooms are well-sized and there is alot of storage and a laundry room. Outside, the waterfront lifestyle takes center stage: access to the canal, which flows directly to Lake Tarpon. The backyard provides a a patio and storage shed. Situated on a generous 0.24-acre lot located is a quiet neighborhood with no HOA restrictions, making it ideal for part-time residents, full-time homeowners, or as a potential investment. Additional Highlights: Corner lot with approximately 90 ft of canal frontage, direct canal-to-lake access, private yard with mature tropical landscaping, parking for boat or RV, close proximity to downtown Palm Harbor, shopping, dining, and recreation, easy access to Tampa International Airport and major roadways. With its prime location, peaceful setting, and direct access to Lake Tarpon. Lake Tarpon is a freshwater lake and it is the largest freshwater lake in the county, 2,534 acres, watershed spans 52 square miles and is considered one of the top bass lakes in Florida, with a healthy population and size structure. Anglers can also find panfish, such as bluegill and redear sunfish.

Listing Agent

Christina Sauger

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3004430 Listed on: 11/21/2025

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,516

Year Built

  • Built in 1973

Lot Details

  • 10,337 Sq Ft Lot
  • 90 Feet of Fresh Water Canal Waterfront
  • West Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Private Lot
  • Corner Lot
  • Oversized Lot
  • Level Lot
  • Landscaped with Trees
  • Property is zoned R-3

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,968 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Storage Room
  • Inside Utility
  • Canal Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Oversized Parking
  • Driveway
  • Off-Street Parking
  • RV Access or Parking

Outdoor Features

  • Access To Lake
  • Access to Freshwater Canal
  • Screened Patio
  • Shed
  • Rain Gutters
  • Private Mailbox
  • Wrap Around Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lake Tarpon Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,516

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 1968
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 1968
  • Lot Size Sq Ft: 10337
  • Status: Active
  • Street Direction: N
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 182.83
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: Drew Street, Ste A
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 279.47
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Private Yard
  • Window Features: Blinds
  • Additional Rooms: Inside Utility,Storage Rooms
  • Living Area Meters: 182.83

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s), Storage
  • Exterior Features: Private Mailbox, Private Yard, Rain Gutters, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio, Screened, Wrap Around
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater,Lake
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 90
  • Flood Zone Panel: 12103C0076H
  • Water Frontage Feet Canal Fresh: 90

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Driveway, Off Street, Oversized, RV Access/Parking

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-27-16-48780-000-0530
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Corner Lot, Landscaped, Level, Oversized Lot, Private, Paved
  • Flood Zone Code: X500

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: see county restrictions

Tax Info

  • Tax Annual Amount: 3516
  • Tax Block: 00
  • Tax Book Number: 39-72
  • Tax Lot: 53

Multi Family

  • Waterfront Features: Canal - Freshwater

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,516 $238,046 -- --
2024 $3,458 $231,337 -- --
2023 $3,458 $224,599 $0 $0
2022 $7,118 $384,344 $243,257 $141,087
2021 $5,932 $304,669 $0 $0
2020 $3,342 $207,207 $0 $0
2019 $3,282 $202,548 $0 $0
2018 $3,236 $198,771 $0 $0
2017 $4,110 $199,111 $0 $0
2016 $4,094 $195,337 $0 $0
2015 $4,319 $201,871 $0 $0
2014 $2,507 $153,575 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 For Rent $2,800 0.0% --
11/21/2025 11/21/25 For Sale $550,000 +86.4% $279 / Sq Ft
08/28/2020 08/28/20 Sold $295,000 -6.3% $150 / Sq Ft View Prior Sale
06/25/2020 06/25/20 Pending -- -- --
06/14/2020 06/14/20 Price Changed $315,000 -4.5% $160 / Sq Ft
05/17/2020 05/17/20 For Sale $330,000 -- $168 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 Boston National Ttl Agcy Llc
Warranty Deed $295,000 Boston National Title Agency
Warranty Deed $295,000 New Title Company Name
Quit Claim Deed -- --
Warranty Deed $145,000 --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $221,250 New Conventional
Closed $221,250 New Conventional
Previous Owner $221,250 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $135,000 New Conventional
Previous Owner $25,000 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: TB8450337

Stellar MLS

APN: 32-27-16-48780-000-0530