$500,000
$25K PRICE DROP

3102 Peggy Ridge Terrace Matthews, NC 28105

Estimated payment $3,044/month

Total Views 2,503
4 Beds
2.5 Baths
2,107 Sq Ft
$237 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Community Pool
  • Crestdale Middle School Rated A-
  • Whirlpool Bathtub
  • Tennis Courts

About This Home

Beautifully bright 2-story home on cul-de-sac lot in family friendly Brightmoor neighborhood. Home sits on 1/4 acre of private property w/ backyard filled w/ mature trees + entertainment area creating the ultimate shaded outdoor retreat. Home is just off of 485 providing you quick access in & around Charlotte. Inside features open floor plan w/ tons of windows for natural light. Kitchen has granite counters w/ new fixtures, recessed lighting & S S appliances. Front room ideal for home office or play area. Primary bedroom suite w/ spa-like ensuite includes soaking tub & glass shower. Fully landscaped backyard retreat has fire pit area & NEW back deck. Additional updates include 2025 - 8' sliding glass door, dishwasher & updated 1/2 bath 2024 - roof/gutters/downspouts, exterior paint & wood siding 2022 - 6x6 permitted addition. Close to Squirrel Lake Park & less than 10 minutes to the local shops & restaurants of Downtown Matthews! A perfect home for hosting family & friends year round!

Listing Agent

Thomas Elrod

Keller Williams Ballantyne Area Brokerage Email: listings@hprea.com License #268537 Listed on: 07/07/2025

Keller Williams Ballantyne Area

Co-Listing Agent

Christian Sileo

Keller Williams Ballantyne Area Brokerage Email: listings@hprea.com License #335899

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,170

Year Built

  • Built in 1990

Lot Details

  • Property is zoned R-12

HOA Fees

  • $56 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Family Room with Fireplace
  • Wood Flooring
  • Electric Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Low Flow Plumbing Fixtures
  • Whirlpool Bathtub
  • Garden Bath

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Matthews Elementary School
  • Crestdale Middle School
  • David W Butler High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 227-502-49

Community Details

Overview

  • Brightmoor Subdivision
  • Mandatory home owners association

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,170

Year Built

Built in 1990

Lot Details

0

HOA Fees

$56 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 237.30
  • Geocode Confidence: High
  • Attribution Contact: listings@hprea.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Wood
  • Interior Amenities: Built-in Features, Entrance Foyer, Garden Tub, Walk-In Closet(s), Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1004
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1103
  • Appliances: Electric Range, Low Flow Fixtures, Refrigerator
  • Above Grade Finished Sq Ft: 2107
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room
  • Living Area: 2107
  • Bedroom Main: 0
  • Room Count: 12

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 416
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Central, Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Upper Level
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Outdoor Pool, Playground, Tennis Court(s)
  • Association Fee: 167
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No

Association/Amenities

  • Association Annual Expense: 668.00

Schools

  • Middle Or Junior School: Crestdale
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.24
  • Lot Size Units: Acres
  • Parcel Number: 227-502-49
  • Zoning: R-12
  • Additional Parcels: No
  • Zoning Specification: R-12

MLS Schools

  • Elementary School: Matthews
  • High School: David W Butler

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,170 $416,300 $90,000 $326,300
2023 $3,170 $416,300 $90,000 $326,300
2022 $2,369 $255,500 $55,000 $200,500
2021 $2,379 $256,500 $55,000 $201,500
2020 $2,340 $256,500 $55,000 $201,500
2019 $2,334 $256,500 $55,000 $201,500
2018 $2,119 $177,500 $45,000 $132,500
2017 $2,075 $177,500 $45,000 $132,500
2016 $2,072 $177,500 $45,000 $132,500
2015 $2,068 $177,500 $45,000 $132,500
2014 $2,026 $177,500 $45,000 $132,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 Price Changed $500,000 -4.8% $237 / Sq Ft
07/25/2025 07/25/25 For Sale $525,000 0.0% $249 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $525,000 +38.2% $249 / Sq Ft
06/08/2021 06/08/21 Sold $380,000 +5.8% $183 / Sq Ft
05/05/2021 05/05/21 Pending -- -- --
05/04/2021 05/04/21 For Sale $359,000 +26.2% $173 / Sq Ft
02/26/2018 02/26/18 Sold $284,500 +1.6% $138 / Sq Ft
01/25/2018 01/25/18 Pending -- -- --
01/22/2018 01/22/18 For Sale $279,900 -- $136 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $380,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $284,500 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Previous Owner $279,346 FHA
Previous Owner $131,813 New Conventional
Previous Owner $50,000 Unknown
Previous Owner $148,000 Fannie Mae Freddie Mac
Previous Owner $128,000 Unknown
Previous Owner $32,500 Credit Line Revolving
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4278546

Canopy MLS (Canopy Realtor® Association)

APN: 227-502-49