Seller's Agent in 2025
Karen Chopp
Coldwell Banker Burnet
(320) 250-3297
2 in this area
122 Total Sales
3103 7th St N Saint Cloud, MN 56303
Pantown Neighborhood
4
Beds
4
Baths
1,840
Sq Ft
0.38
Acres
Highlights
- Multiple Garages
- Deck
- Corner Lot
- 16,553 Sq Ft lot
- Main Floor Primary Bedroom
- Mud Room
About This Home
As of September 2025Charming 11⁄2-Story Home on Expansive Corner Lot with Exceptional Garage Space – Great Potential!
Built in 1955, this spacious 11⁄2-story home offers approximately 1,800 sq. ft. of living space and sits on a generous corner lot. The home features durable steel siding for low-maintenance exterior care. Inside, the main level includes two bedrooms with built-in closets, a full bathroom, and a large open-concept kitchen and dining area that flows into a bright, welcoming living room. Newer vinyl windows on the main floor enhance natural light and energy efficiency.
A practical entryway between the house and the attached garage includes a half bath and laundry area with direct access to the backyard—perfect for everyday convenience. Upstairs, two additional bedrooms feature built-in drawers and hallway closets, providing ample storage. The finished lower level includes a 3⁄4 bathroom and abundant storage space, ideal for hobbies or organization.
The property also boasts impressive garage and outbuilding space:
Detached 26x28 garage with a 27x10 walkable loft
Attached 24x37 garage with a 25x11 walkable loft
Additional detached 26x28 garage
Detached lean-to and a 16x10 garden shed
While the home does need some TLC, it offers incredible potential for the right buyer to make it their own. With its versatile layout, durable exterior, and extensive storage options, this property is a rare find with room to grow and customize.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Phone: 320-250-3297 Listed on: 06/18/2025
Last Buyer's Agent
Coldwell Banker Realty Brokerage Phone: 320-250-3297 Listed on: 06/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,572
Year Built
- Built in 1955
Lot Details
- 0.38 Acre Lot
- Lot Dimensions are 112x150x127x121
- Corner Lot
- Few Trees
Parking
- 6 Car Attached Garage
- Multiple Garages
- Parking Storage or Cabinetry
Home Design
- Metal Siding
Interior Spaces
- 1.5-Story Property
- Mud Room
- Family Room
- Living Room
- Storage Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- 100 Amp Service
- Gas Water Heater
Community Details
- No Home Owners Association
- Central Park Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 82456860000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 18, 2025
Closed on
Sep 22, 2025
Sold by
Gerald J Plachecki Revocable Trust and Moll Andrew
Bought by
St Onge Neil S and Volk Patricia
Seller's Agent
Karen Chopp
Coldwell Banker Realty
Buyer's Agent
Karen Chopp
Coldwell Banker Realty
List Price
$199,900
Sold Price
$202,500
Premium/Discount to List
$2,600
1.3%
Views
154
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,227
Avg. Annual Appreciation
4.76%
Original Mortgage
$182,250
Outstanding Balance
$181,759
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$23,968
Purchase Details
Closed on
Jan 16, 2018
Sold by
Carlson Carlyn E and Carlson Rebecca A
Bought by
Gerald J Plachecki Ret
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $202,500 | Burnet Title | |
| Warranty Deed | $140,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $182,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $202,500 | +1.3% | $110 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | For Sale | $199,900 | -- | $109 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,668 | $203,900 | $40,000 | $163,900 |
| 2024 | $3,668 | $191,800 | $40,000 | $151,800 |
| 2023 | $3,598 | $191,800 | $40,000 | $151,800 |
| 2022 | $3,206 | $140,400 | $35,000 | $105,400 |
| 2021 | $3,134 | $140,400 | $35,000 | $105,400 |
| 2020 | $3,586 | $133,500 | $35,000 | $98,500 |
| 2019 | $1,768 | $128,800 | $35,000 | $93,800 |
| 2018 | $1,768 | $115,000 | $35,000 | $80,000 |
| 2017 | $1,716 | $108,500 | $35,000 | $73,500 |
| 2016 | $1,628 | $0 | $0 | $0 |
| 2015 | $1,626 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Chopp
-
Christopher Chopp
Seller Co-Listing Agent in 2025
Christopher Chopp
Coldwell Banker Burnet
(320) 260-0414
2 in this area
65 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6717717
APN: 82.45686.0000
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