$525,000
SOLD MAY 15, 2026

3108 Heartleaf Ave E Panama City, FL 32405

3 Beds
2.5 Baths
2,485 Sq Ft
6,621 Sq Ft Lot Lot

Sale Details

Date Sold: May 15, 2026

$211 Per Sq Ft

5% Below List Price

0 Day on Market

Highlights

  • Beach
  • In Ground Pool
  • Deck
  • Deeded access to the beach
  • Craftsman Architecture
  • Loft

About This Home

As of May 2026

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Assumable VA Loan at 2.5%!St. Vincent Floor Plan in SweetBay - Your Dream Home Awaits! Discover modern living at its finest in this stunning St. Vincent floor plan located in the highly sought-after SweetBay community! This beautifully designed 3-bedroom, 2.5-bathroom home is perfect for families and anyone who loves an active lifestyle. Enjoy the convenience of a spacious master suite on the first floor, providing comfort and accessibility. With two additional bedrooms and 2.5 bathrooms, there's plenty of room for everyone. SweetBay offers an array of fantastic amenities, including two community pools, a basketball court, beach access, and a playground, making it easy to stay active and enjoy family fun. Plus, the highly regarded University Academy School is nearby, providing an excellent educational option for families. This community is golf cart friendly, allowing you to explore the neighborhood and access local amenities with ease. For outdoor enthusiasts, enjoy fishing, kayaking, and paddle boarding just moments from your doorstep. Excitingly, a new Publix and Starbucks are set to open in 2025, both just blocks away, adding to the convenience of your new home! The privacy-fenced backyard is your personal oasis, while the enclosed patio and covered porch offer ample space for outdoor entertaining or relaxing year-round. The attached 2-car garage not only provides secure parking but also serves as excellent storage or even a potential home gym--the possibilities are endless! Don't miss your chance to make this wonderful property your home in SweetBay. Schedule your tour today!

Last Agent to Sell the Property

Zack Sanchez

Think Real Estate Listed on: 05/04/2026

Think Real Estate

Last Buyer's Agent

Zack Sanchez

Think Real Estate Listed on: 05/04/2026

Think Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2016

Lot Details

  • 6,621 Sq Ft Lot
  • Lot Dimensions are 54x123
  • Fenced

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture

Interior Spaces

  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Screened Porch
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Deck
  • Screened Patio

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available

Community Details

Overview

  • Property has a Home Owners Association
  • Sweetbay Subdivision

Amenities

  • Picnic Area

Recreation

  • Beach
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Year Built

Built in 2016

Lot Details

6,621 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2016
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Lot Size: 54x123
  • Road Frontage Type: City Street
  • Subdivision Name: Sweetbay
  • Architectural Style: Craftsman
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Range
  • Interior Amenities: Interior Steps, Loft
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom, Dining Room, Family Room, Garage, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom, Screened Porch

Exterior Features

  • Pool Features: In Ground, Community
  • Fencing: Fenced
  • Waterfront Features: Shoreline - Sand
  • Waterfront: No
  • Exterior Features: Covered Patio, Patio
  • Patio And Porch Features: Deck, Enclosed, Patio, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Multi Units
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Beach, Playground, Park, Pool, Tennis Court(s)
  • Amenities: Beach Rights, Gazebo, Picnic Area
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 6621.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Northside
  • High School: Bay

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2026
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Zack Sanchez
Think Real Estate
Buyer's Agent
Zack Sanchez
Think Real Estate
List Price
$550,000
Sold Price
$525,000
Premium/Discount to List
-$25,000
-4.55%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
100.31%
Original Mortgage
$446,250
Outstanding Balance
$446,250
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$101,096

Purchase Details

Listed on
Apr 7, 2020
Closed on
Oct 2, 2020
Sold by
Bought by
Seller's Agent
Mario Gobel
Coastal Sun Realty LLC
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$419,900
Sold Price
$399,999
Premium/Discount to List
-$19,901
-4.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.96%
Original Mortgage
$365,038
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Jul 6, 2016
Closed on
Nov 9, 2016
Sold by
Bought by
Seller's Agent
Randall Fisher
Coastal Sun Realty LLC
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$338,189
Sold Price
$346,287
Premium/Discount to List
$8,098
2.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.77%
Original Mortgage
$277,000
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2015
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $525,000 Florida Open Title Llc
Warranty Deed $400,000 Mti Title Insurance Agcy Inc
Warranty Deed $346,300 Attorney
Special Warranty Deed -- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $446,250 New Conventional
Previous Owner $365,038 VA
Previous Owner $277,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Sold $525,000 -4.5% $211 / Sq Ft
05/04/2026 05/04/26 Pending -- -- --
05/04/2026 05/04/26 For Sale $550,000 0.0% $221 / Sq Ft
05/16/2025 05/16/25 Rented $3,100 0.0% --
05/06/2025 05/06/25 For Rent $3,100 +6.9% --
08/09/2023 08/09/23 Rented $2,900 0.0% --
07/25/2023 07/25/23 For Rent $2,900 0.0% --
07/10/2023 07/10/23 Rented $2,900 0.0% --
06/20/2023 06/20/23 Price Changed $2,900 -9.4% $1 / Sq Ft
06/09/2023 06/09/23 For Rent $3,200 0.0% --
06/20/2022 06/20/22 Off Market $346,287 -- --
06/20/2022 06/20/22 Off Market $399,999 -- --
10/02/2020 10/02/20 Sold $399,999 -4.7% $161 / Sq Ft View Prior Sale
08/26/2020 08/26/20 Pending -- -- --
04/07/2020 04/07/20 For Sale $419,900 +21.3% $169 / Sq Ft
11/09/2016 11/09/16 Sold $346,287 +2.4% $143 / Sq Ft View Prior Sale
09/23/2016 09/23/16 Pending -- -- --
05/26/2016 05/26/16 For Sale $338,189 -- $139 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,773 $473,182 $66,300 $406,882
2024 $5,797 $468,021 $60,400 $407,621
2023 $5,797 $366,750 $0 $0
2022 $5,424 $356,068 $51,700 $304,368
2021 $5,355 $345,922 $51,000 $294,922
2020 $4,592 $294,025 $0 $0
2019 $4,051 $291,420 $0 $0
2018 $3,726 $285,986 $0 $0
2017 $4,287 $286,060 $0 $0
2016 $621 $40,500 $0 $0
2015 $166 $10,555 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 789339

Central Panhandle Association of REALTORS®

APN: 11731-100-012

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