$190,000
$10K PRICE DROP

311 Elk Lake Rd Owenton, KY 40359

Estimated payment $1,286/month

Total Views 13,312
2 Beds
2 Baths
864 Sq Ft
$220 Price per Sq Ft

Highlights

  • Clubhouse
  • Ranch Style House
  • Private Yard
  • Seasonal Lake or River
  • Wood Flooring
  • Community Pool

About This Home

Your Lake Life Awaits! Discover this charming ranch in the sought-after Elk Lake gated community, just a short walk to the beach, picnic area, and ball court. Perfectly placed for both relaxation and recreation, it's the ideal getaway or full-time retreat. Enjoy mornings on the expansive covered front porch, surrounded by nature's sounds, or cozy evenings inside the open floor plan with hardwood-floored living room and kitchen/dining combo—ideal for meals and entertaining. The main level offers 2 spacious bedrooms and a full bath. Downstairs, a walkout basement adds a bonus room (possible 3rd bedroom), 2nd bath, and generous storage. Out back, soak in serene green views, deer sightings, short walk to lake access right behind the home right for fishing. From summer lake days to quiet winter evenings, this home delivers year-round enjoyment. 📞 Schedule your tour today MOTIVATED SELLER - $3,500 closing cost credit included!

Listing Agent

Judy Behan

Berkshire Hathaway Home Services Professional Realty License #210078 Listed on: 06/13/2025

Berkshire Hathaway Home Services Professional Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $501

Lot Details

  • Lot Dimensions are 70 x 207
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 864 Sq Ft Home
  • Fireplace
  • Family Room
  • Living Room
  • Eat-In Kitchen

Flooring

  • Wood
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Finished Basement Bathroom
  • Laundry in Basement

Outdoor Features

  • Seasonal Lake or River
  • Covered Patio or Porch

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • No Cooling
  • Radiant Heating System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 075-80-03-011.00

Community Details

Overview

  • Elk Lake Property Owners Association, Phone Number (502) 484-0014

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$501

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: None
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size: 70 x 207
  • Ownership: Consumer
  • Directions: beach to red bud
  • Architectural Style: Other, Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: None
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 70 x 207
  • General Property Description:Approx SqFt2: 864.0
  • Architecture:Ranch: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Owen
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 864.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 075-80-03-011.00
  • Foundation:Block4: Yes
  • Laundry Features:In Basement: Yes
  • Cooling:None9: Yes
  • Special Features: None

Interior Features

  • Basement: Full Finished Bath, Walk-Out Access
  • Heating: Radiant
  • Levels: One
  • Property Type: Residential
  • Appliances: Other
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 864.0
  • Basement:Walk-Out Access7: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Full Finished Bath: Yes
  • Appliances:Other5: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Other9: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Radiant2: Yes

Condo/Co-op/Association

  • Amenities: Lake Seasonal, Pool, Clubhouse
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Elk Lake Property Owners Association
  • Association Information:Association Management Phone 1: 502) 484-0014
  • Association Information:Total Yearly Fees: 2500.0
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Pool5: Yes
  • Association Amenities:Lake Seasonal: Yes

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $501 $43,500 $0 $0
2022 $69 $43,500 $0 $0
2021 $70 $43,500 $43,500 $0
2020 $84 $43,500 $43,500 $0
2019 $84 $43,500 $0 $0
2018 $10 $43,500 $0 $0
2017 $101 $43,500 $0 $0
2016 $109 $43,500 $0 $0
2015 $108 $43,500 $43,500 $0
2013 -- $43,500 $0 $0
2012 -- $43,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Price Changed $190,000 -5.0% $220 / Sq Ft
08/12/2025 08/12/25 For Sale $200,000 0.0% $231 / Sq Ft
08/04/2025 08/04/25 Off Market $200,000 -- --
06/13/2025 06/13/25 For Sale $200,000 -- $231 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 633458

Northern Kentucky Multiple Listing Service

APN: 075-80-03-011.00