$445,000
SOLD APR 4, 2025

3116 Judith Ct Winthrop Harbor, IL 60096

7 Beds
6 Baths
3,760 Sq Ft
0.55 Acres

Recently Sold

$118 Per Sq Ft

4 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Air Purifier
  • Recreation Room
  • First Floor Utility Room
  • Patio

About This Home

As of April 2025

**** Investor's Dream! Live in One Unit Generate Income In The Other*** Side by Side Ranch Duplex positioned on a .55 acre lot within beautiful Harbor Highlands which is predominantly custom single family homes. Each unit 1950 sqft. plus full 1900 sqft. basements. View floor plans. High quality construction. Very well maintained inside and out. Each unit offers a great floor plan with living rooms, large eat-in kitchens, Incredible valuted ceiling great rooms with fireplaces, 2 bedrooms and bathrooms on main level. 3116 has a full finished basement with 3 additional bedrooms, great room & full bath. 3120 offers an unfinished basements with high ceilings. Both basements have interior and exterior access. Units both have private patios and decks. Units utilities are tenants responsibility except water & waste removal. A major plus-Per Owner the tenants electric bills have been drastically reduced with addition of solar panels added 4/4/23. Each tenant is billed monthly by SunRun as a part of their utilities. Each unit has a 1 car attached garage. Harbor Highlands is close to Lake Michigan & Marina. Forest preserves,biking and walking trails, walk to school, train and close to I-94 just south of Wisconsin border. This a very unique opportunity to own a beautiful duplex in a very desirable area.

Last Agent to Sell the Property

Debra Dunn

@properties Christie's International Real Estate License #475134560 Listed on: 02/06/2025

@properties Christie's International Real Estate

Co-Listed By

Noelle Dunn

@properties Christie's International Real Estate License #475206070

Last Buyer's Agent

Wendy Szostak

Redfin Corporation License #475168737

Redfin Corporation

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $12,163

Year Built

  • Built in 1989

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 109x221x102x221

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Duplex
  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Ceiling Fan
  • Recreation Room
  • First Floor Utility Room
  • Carbon Monoxide Detectors

Bedrooms and Bathrooms

  • 7 Bedrooms
  • 7 Potential Bedrooms
  • 6 Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Eco-Friendly Details

  • Air Purifier

Outdoor Features

  • Deck
  • Patio
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Lake Michigan Water
  • Multiple Water Heaters
  • Cable TV Available

Community Details

Overview

  • 2 Units
  • Harbor Highlands Subdivision, Custom Ranch Duplex Floorplan

Building Details

  • Insurance Expense $2,296
  • Maintenance Expense $5,105
  • Water Sewer Expense $2,080
  • Gross Income $49,200

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$12,163

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Subdivision Name: Harbor Highlands
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Finished, Unfinished, Full, Walk-Out Access
  • Total Bathrooms: 6
  • Total Bedrooms: 7
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Air Purifier, Multiple Water Heaters
  • Room Type: Recreation Room, Utility Room-1st Floor
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Full Bathrooms in Building: 4
  • Half Bathrooms in Building: 2
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Dishwasher,Central Air Conditioner,Fireplace-Gas,Garage/Space,Laundry Hook-Up,Range Hood,Cathedral Ceilings,Hardwood Floors,Walk-In Closet
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Dishwasher,Central Air Conditioner,Fireplace-Gas,Garage/Space,Laundry Hook-Up,Cathedral Ceilings,Hardwood Floors,Walk-In Closet

Exterior Features

  • ExteriorFeatures: Patio, Cable Access
  • Foundation Details: Concrete Perimeter
  • List Price: 445000
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Forced Air
  • Water Source: Lake Michigan

Fee Information

  • Water Sewer Expenses: 2080
  • Other Expenses $: 1802
  • Trash Expense Year: 300

Schools

  • Middle/Junior School District: 1

Lot Info

  • Lot Size Acres: 0.55
  • Lot Dimensions: 109X221X102X221
  • Zoning: MULTI
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Multi Family

  • Insurance Expense: 2296
  • GrossIncome: 49200
  • Maintenance Expense: 5105
  • Units in Building: 2
  • Three Bedroom Number of Units: Yes
  • Type-Multi: Duplex Side by Side

Tax Info

  • Tax Annual Amount: 12163
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
Mar 31, 2025
Sold by
Pazely William and Pazely Kathryn
Bought by
Wilson Walter Lorado
Seller's Agent
Debra Dunn
@properties Christie's International Real Estate
Buyer's Agent
Wendy Szostak
Redfin Corporation
List Price
$445,000
Sold Price
$445,000
Views
33
Current Estimated Value
$450,232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,232
Avg. Annual Appreciation
0.10%
Original Mortgage
$445,000
Outstanding Balance
$443,128
Interest Rate
5.75%
Mortgage Type
VA
Estimated Equity
$2,051

Purchase Details

Closed on
Nov 21, 2017
Sold by
Constas Jim
Bought by
Pazely William and Pazely Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,250
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2005
Sold by
Sullins Jimmy J and Sullins Deborah K
Bought by
Constas Jim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
6%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $445,000 First American Title
Warranty Deed $271,000 Attorneys Title Guaranty Fun
Warranty Deed $315,000 St
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,000 VA
Previous Owner $203,250 New Conventional
Previous Owner $269,300 Commercial
Previous Owner $276,000 Commercial
Previous Owner $8,000 Commercial
Previous Owner $252,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/04/2025 04/04/25 Sold $445,000 0.0% $118 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
02/06/2025 02/06/25 For Sale $445,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,553 $159,334 $11,631 $147,703
2023 $15,553 $145,106 $11,228 $133,878
2022 $12,163 $111,142 $10,960 $100,182
2021 $12,479 $108,315 $10,681 $97,634
2020 $12,153 $103,364 $10,193 $93,171
2019 $11,899 $98,069 $9,671 $88,398
2018 $11,880 $90,324 $11,790 $78,534
2017 $12,653 $97,677 $11,091 $86,586
2016 $12,387 $94,855 $10,559 $84,296
2015 $12,532 $103,961 $9,684 $94,277
2014 $8,967 $70,802 $14,129 $56,673
2012 $8,804 $73,576 $14,683 $58,893
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12283817

Midwest Real Estate Data (MRED)

APN: 04-09-101-081