$339,900
SOLD FEB 19, 2025

3119 Live Oak Ln Unit 28 Palmetto, FL 34221

3 Beds
2 Baths
1,488 Sq Ft
$447/mo HOA Fee

Recently Sold

$228 Per Sq Ft

4% Below List Price

55 Days on Market

Highlights

  • Golf Course Community
  • Open Floorplan
  • High Ceiling
  • Gated Community
  • Clubhouse
  • Solid Surface Countertops

About This Home

As of February 2025

Welcome to your dream condo/villa in the highly sought-after Palms of Terra Ceia Bay Golf Community in Palmetto, FL! This beautifully updated 3-bedroom, 2-bathroom home has been meticulously cared for and enhanced with thoughtful upgrades throughout. Enjoy recently remodeled bathrooms, new impact windows (with life-time warranty), a new hot water heater, new garage doors with convenient screen, and a new HVAC system—making this home truly move-in ready and low maintenance!

With low HOA fees and offered turn-key (with some exemptions, see attached list of what DO NOT stay, this villa is ideal for a seamless transition to Southwest Florida living. You'll have access to incredible amenities: tee off on the community golf course, enjoy tennis or pickleball, or take a stroll along the mangrove-lined walking trail. Unwind with a fishing rod on the 500’ pier or relax at the clubhouse, restaurant, or Tiki bar to soak in the Florida sunshine.

This property offers not just a home, but a lifestyle—complete with all the amenities to embrace the laid-back, active, and nature-inspired atmosphere of Southwest Florida. Don’t miss your opportunity to live the dream! Schedule your showing today and experience this wonderful community for yourself. Convenient to Anna Maria Island, Bradenton, St. Pete, and 3 airports (Tampa, Clearwater, and Sarasota).Property sold turn key with a few exceptions . If buyer does not want want key items seller will remove See list of items that DO NOT stay in attachments

Last Agent to Sell the Property

Taren Myrick

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3490221 Listed on: 11/19/2024

WAGNER REALTY

Co-Listed By

Dolph Myrick

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3516080

Last Buyer's Agent

Sharma Ferrugia

FINE PROPERTIES License #3417023

FINE PROPERTIES

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,554

Year Built

  • Built in 1997

HOA Fees

  • $447 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,488 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

Schools

  • Palmetto Elementary-Mn School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • North Facing Home

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, pest control, trash
  • Cams By Stacia Association
  • Visit Association Website
  • Bay Estates North Condominium Community
  • Bay Estates North Subdivision
  • The community has rules related to allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts

Pet Policy

  • Pets up to 35 lbs
  • 1 Pet Allowed
  • Dogs and Cats Allowed

Security

  • Gated Community
  • Hurricane or Storm Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,554

Year Built

Built in 1997

Lot Details

0

HOA Fees

$447 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Trash
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1488
  • New Construction: No
  • Year Built: 1997
  • Building Area Total: 1659
  • Directions to Property: From Hwy 41 business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate. Continue on Terra Ceia Bay Blvd, Turn Right on Terra Ceia Bay Circle, Left on Live Oak Lane, Condo is on the right
  • Status: Sold
  • Co List Office Mls Id: MFR266510125
  • Co List Office Phone: 941-751-0670
  • Ownership: Condominium
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 1
  • List Office Head Office Key Nume: 1044311
  • Minimum Lease: 2 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 228.43
  • Total Acreage: Non-Applicable
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Coat Closet
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-727-2800
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 3119
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 138.24
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Exterior Features: Hurricane Shutters, Irrigation System
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Disclosures: Condominium Disclosure Available, HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Restaurant, Tennis Courts
  • Association Fee Frequency: Quarterly
  • Association Name: CAMS BY STACIA
  • Phone: Stacia Searcy
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: None
  • Building Name Number: NONE
  • Condo Fees: 1340
  • Condo Land Included YN: 1
  • Max Pet Weight: 35
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: Stacia@cam-ss.com,office@cam-ss.com
  • Monthly Condo Fee Amount: 447
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://camsbystacia.cincwebaxis.com/

Fee Information

  • Total Annual Fees: 5360.00
  • Total Monthly Fees: 446.67

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: PDH
  • Parcel Number: 2412715407
  • Additional Parcels: No
  • Flood Zone Code: AE X
  • Homestead YN: 1
  • Lot Size Square Meters: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Application Attached in attached. Buyer and Buyers Agent to verify all questions with the association

Tax Info

  • Tax Annual Amount: 4553.81
  • Tax Book Number: 1518-2421
  • Tax Lot: 28
  • Tax Other Annual Assessment Amount: 703

Multi Family

  • Approval Process: Contact Cams by Stacia - Application attached.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2025
Sold by
Khoury Michelle P
Bought by
Khoury Michelle P and Palmer Tina
Current Estimated Value
$334,581

Purchase Details

Listed on
Nov 19, 2024
Closed on
Feb 19, 2025
Sold by
Nicoletti Carol J
Bought by
Khoury Michelle
Seller's Agent
Taren Myrick
WAGNER REALTY
Buyer's Agent
Sharma Ferrugia
FINE PROPERTIES
List Price
$354,900
Sold Price
$339,900
Premium/Discount to List
-$15,000
-4.23%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.43%

Purchase Details

Closed on
Feb 6, 2023
Sold by
Nicoletti Carol J
Bought by
Nicoletti Carol J

Purchase Details

Closed on
May 13, 2019
Sold by
Nicoletti George A and Nicoletti Carol J
Bought by
Nicoletti George A and Nicoletti Carol J

Purchase Details

Closed on
May 13, 2015
Sold by
Lobo Carlos and Lobo Marilyn
Bought by
Nicoletti George A and Nicolette Carol J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,250
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 1998
Sold by
Fru Con Ocean Golf Park Ltd
Bought by
Lobo Carlos and Lobo Marilyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,920
Interest Rate
7.14%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Warranty Deed $339,900 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Interfamily Deed Transfer -- Wr Title Services Llc
Warranty Deed $159,000 Wr Title Services Llc
Warranty Deed $99,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $119,250 New Conventional
Previous Owner $79,920 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2025 02/19/25 Sold $339,900 0.0% $228 / Sq Ft
01/13/2025 01/13/25 Pending -- -- --
12/31/2024 12/31/24 Price Changed $339,900 -4.2% $228 / Sq Ft
11/19/2024 11/19/24 For Sale $354,900 -- $239 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,666 $252,175 -- --
2024 $4,666 $245,068 -- --
2023 $4,554 $237,930 $0 $0
2022 $4,514 $231,000 $0 $231,000
2021 $4,333 $185,000 $0 $185,000
2020 $4,516 $184,500 $0 $184,500
2019 $4,350 $175,000 $0 $175,000
2018 $4,271 $182,000 $0 $0
2017 $3,661 $147,900 $0 $0
2016 $3,471 $136,900 $0 $0
2015 $1,929 $136,900 $0 $0
2014 $1,929 $108,888 $0 $0
2013 $1,965 $107,279 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: A4628744

Stellar MLS

APN: 24127-1540-7