NOT LISTED FOR SALE

312 W Saddle Ln Payson, AZ 85541

Estimated Value: $264,000 - $302,000

4 Beds
2.5 Baths
1,706 Sq Ft
$163/Sq Ft Est. Value

Sale Details

Date Sold: December 19, 2025

Last sale price $266,000 $156 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,650 / mo

6 Days on Market

Highlights

  • Solar Power System
  • No HOA
  • Heating System Uses Propane
  • 1 Fireplace
  • Evaporated cooling system
  • 1-Story Property

About This Home

As of December 2025

Attention Investors! Priced to Sell.
Great opportunity to own a charming Payson home located in a quiet cul-de-sac. The main home features 3 bedrooms and 2 bathrooms, plus an additional bedroom and half bath attached to the garage—perfect for guests, a home office, or hobby space. Situated on a 13,000+ sq ft lot, the property offers a 1-car garage, two storage sheds, a flex office area, and a peaceful backyard with a covered gazebo for relaxing or entertaining. Excellent potential in a desirable Payson neighborhood.

Last Agent to Sell the Property

Michael Moore

West USA Realty License #SA700527000 Listed on: 10/29/2025

West USA Realty

Last Buyer's Agent

Brittany Bernardo

West USA Realty License #SA716571000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,690

Year Built

  • Built in 1980

Lot Details

  • 13,065 Sq Ft Lot
  • Desert faces the front of the property
  • Chain Link Fence

Parking

  • 1 Car Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,706 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bathroom is a Full Bathroom

Eco-Friendly Details

  • Solar Power System

Schools

  • Julia Randall Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Evaporated cooling system
  • Heating System Uses Propane

Community Details

  • No Home Owners Association
  • Association fees include no fees
  • Payson Ranchos Subdivision

Listing and Financial Details

  • Tax Lot 31
  • Assessor Parcel Number 302-36-031

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,690

Year Built

Built in 1980

Lot Details

0.3 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Ownership: Fee Simple
  • Association Fees Land Lease Fee: N
  • Basement: N
  • Parking Spaces Total Covered Spaces: 1.0
  • Separate Den Office Sep Den Office: Y
  • Year Built: 1980
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.3
  • Subdivision Name: PAYSON RANCHOS
  • Efficiency: Solar Panels
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 155.92
  • Water Source City Water: Yes
  • Special Features: None

Interior Features

  • Basement YN: No
  • Spa Features: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Full Bth Master Bdrm
  • Living Area: 1706.0
  • Stories: 1

Exterior Features

  • Fencing: Chain Link
  • Lot Features: Desert Front, Gravel/Stone Front, Gravel/Stone Back
  • Pool Private: No
  • Disclosures: Agency Discl Req, Seller Discl Avail
  • Construction Type: Wood Frame
  • Roof: Composition
  • Construction:Frame - Wood: Yes

Garage/Parking

  • Total Covered Spaces: 1.0
  • Garage Spaces: 1.0

Utilities

  • Cooling: Evaporative Cooling
  • Heating: Propane
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Propane: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Fees:HOA YN2: N
  • Association Fees:PAD Fee YN2: N
  • Association Fee Incl:No Fees: Yes

Fee Information

  • Association Fee Includes: No Fees

Schools

  • Elementary School: Julia Randall Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 13065.0
  • Parcel #: 302-36-031

Building Info

  • Builder Name: UNK

Tax Info

  • Tax Annual Amount: 1690.0
  • Tax Book Number: 302.00
  • Tax Lot: 31
  • Tax Map Number: 36.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2025
Closed on
Dec 1, 2025
Sold by
Bought by
Seller's Agent
Michael Moore
West USA Realty
Buyer's Agent
Brittany Bernardo
West USA Realty
List Price
$255,000
Sold Price
$266,000
Premium/Discount to List
$11,000
4.31%
Views
304
Current Estimated Value
$278,244

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,244
Avg. Annual Appreciation
10.28%
Original Mortgage
$212,800
Outstanding Balance
$212,393
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$65,851

Purchase Details

Closed on
May 22, 2018
Sold by
Bought by

Purchase Details

Closed on
Mar 26, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$266,000 Title Services Of The Valley
-- None Available
-- Lsi
$212,000 Pioneer Title Agency
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $212,800
Previous Owner $157,500
Previous Owner $168,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/19/2025 12/19/25 Sold $266,000 +4.3% $156 / Sq Ft
12/02/2025 12/02/25 Price Changed $255,000 0.0% $149 / Sq Ft
12/02/2025 12/02/25 For Sale $255,000 0.0% $149 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/29/2025 10/29/25 For Sale $255,000 -- $149 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,704 $33,007 $7,064 $25,943
2025 $1,704 -- -- --
2024 $1,582 $30,390 $4,520 $25,870
2023 $1,582 $25,966 $3,713 $22,253
2022 $1,530 $18,489 $3,713 $14,776
2021 $1,438 $18,489 $3,713 $14,776
2020 $1,376 $0 $0 $0
2019 $1,333 $0 $0 $0
2018 $1,247 $0 $0 $0
2017 $1,356 $0 $0 $0
2016 $1,328 $0 $0 $0
2015 $1,209 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6940378

Arizona Regional Multiple Listing Service (ARMLS)

APN: 302-36-031

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