RENTED NOV 22, 2025

3120 Downs Cove Rd Windermere, FL 34786

Estimated Value: $3,415,000 - $4,488,000

6 Beds
6.5 Baths
8,942 Sq Ft
$463/Sq Ft Est. Value

Highlights

  • Boathouse
  • Waterfront
  • Access To Chain Of Lakes
  • Thornebrooke Elementary School Rated A
  • Covered Dock
  • In Ground Pool

About This Home

As of November 2025

Amazing opportunity to lease this stunning Butler Chain lakefront estate nestled on over 2 acres of meticulously manicured grounds. From the moment you enter this spectacular property, you are greeted by expansive views of Lake Down, visible from nearly every room. Every detail in this home has been thoughtfully curated, from the gleaming wood floors to the soaring ceilings and intricate moldings that create an air of timeless elegance. The gourmet kitchen features top-of-the-line appliances, custom cabinetry, a walk-in pantry, and exquisite granite countertops, all designed for the chef in the family. The first-floor primary suite is a private retreat featuring lake views throughout, a stunning spa-inspired bath with a large walk-in shower, a free-standing tub, and a massive walk-in closet with custom built ins. This home also features a second primary bedroom suite on the second floor, and a full self-contained mother-in-law apartment, with its own living area, kitchen, and spacious bedroom. The expansive guest wing ensures both privacy and comfort for your guests. Additional amenities include an expansive game room with a bar and state-of-the-art home theater, an elevator, and a huge 4 car garage for the car enthusiast. Step outside to your own private oasis featuring an enormous backyard, a large resort-style pool, and multiple-covered patio areas for alfresco dining. With 112 feet of pristine water frontage, this estate boasts its own private boat dock with direct access to the Butler Chain of Lakes for boating, water sports, and fishing. This home offers unparalleled privacy but is just minutes from world class shopping, fine dining, and all of the area attractions. Home is available unfurnished.

Last Agent to Rent the Property

Christopher Christensen

ONE LUXURY INTERNATIONAL LLC Brokerage Phone: 407-203-9441 License #3189396 Listed on: 08/20/2025

ONE LUXURY INTERNATIONAL LLC

Last Renter's Agent

Toni Marie Cafferty

COMPASS FLORIDA LLC License #3348224

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1984

Lot Details

  • 2.06 Acre Lot
  • Waterfront
  • North Facing Home
  • Irrigation Equipment

Parking

  • 4 Car Attached Garage

Home Design

  • Bi-Level Home

Interior Spaces

  • 8,942 Sq Ft Home
  • Elevator
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • French Doors
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Bonus Room
  • Game Room
  • Chain Of Lake Views
  • Laundry Room

Kitchen

  • Walk-In Pantry
  • Built-In Convection Oven
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Freestanding Bathtub

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boathouse
  • Covered Dock
  • Lake Privileges
  • Balcony
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Schools

  • Thornebrooke Elementary School
  • Gotha Middle School
  • Olympia High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Downs Cove Camp Sites Subdivision

Listing and Financial Details

  • Residential Lease
  • Security Deposit $15,000
  • Property Available on 8/20/25
  • The owner pays for grounds care, pool maintenance, sewer, trash collection
  • 6-Month Minimum Lease Term
  • Available 11/22/25
  • $150 Application Fee
  • 8 to 12-Month Minimum Lease Term
  • Assessor Parcel Number 09-23-28-0000-00-031

Home Details

Home Type

Single Family

Year Built

Built in 1984

Lot Details

0

Parking

4

Rental Info

  • Furnished: Unfurnished
  • Lease Amount Frequency: Monthly
  • Pets Allowed: Pet Deposit, Yes
  • Available Date: 2025-08-20
  • Terms Of Lease: Security Deposit Required
  • Long Term YN: 1
  • Security Deposit: 15000
  • Pet Deposit Fee: 1000
  • Pet Fee Non Refundable: 1000
  • Expected Lease Date: 2025-11-22T00:00:00.000

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Single Family Residence
  • Fireplace: Yes
  • Living Area: 8942
  • Lot Size Acres: 2.06
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 11864
  • Lease Term: 6-12 Month
  • Lot Size Sq Ft: 89615
  • Owner Pays: Grounds Care, Pool Maintenance, Sewer, Trash Collection
  • Status: Leased
  • Building Area Total Srch Sq M: 1102.20
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 1.68
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Covered
  • MFR_DockYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Kitchen
  • Attribution Contact: 407-203-9441
  • Special Features: None

Interior Features

  • Fireplace Features: Living Room
  • Living Area Units: Square Feet
  • Flooring: Marble, Tile, Wood
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Freezer, Microwave, Refrigerator
  • Total Bedrooms: 6
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Living Area Meters: 830.74

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground, Salt Water
  • Exterior Features: Balcony, French Doors, Lighting, Outdoor Grill, Rain Gutters
  • Pool Private: Yes
  • Water Body Name: LAKE DOWN
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Boathouse,Skiing Allowed
  • Water View: Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation, Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00
  • Application Fee: 150

Schools

  • Elementary School: Thornebrooke Elem
  • High School: Olympia High
  • Middle Or Junior School: Gotha Middle

Lot Info

  • Parcel Number: 09-23-28-0000-00-031

Multi Family

  • Waterfront Features: Lake Privileges

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 10, 2016
Sold by
Nguyen Vuong and Nguyen Emily
Bought by
Nguyen Vuong
Current Estimated Value
$4,138,236

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,600,000
Outstanding Balance
$1,316,945
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$2,821,291

Purchase Details

Closed on
May 28, 2004
Sold by
Studley Michael P and Studley Suzanne H
Bought by
Nguyen Vuong and Nguyen Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,040,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 31, 2000
Sold by
Studley Suzanne H and Studley Michael P
Bought by
Studley Michael P and Studley Suzanne H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$900,000
Interest Rate
8.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 1994
Sold by
Hoffmann L Autrey and Hoffmann Sharon S
Bought by
Miller Arnold I and Miller Suzanne W H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$525,100
Interest Rate
7.1%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nguyen Vuong -- Attorney
Nguyen Vuong $1,430,000 --
Studley Michael P -- --
Miller Arnold I $590,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nguyen Vuong $1,600,000
Closed Nguyen Vuong $1,040,000
Previous Owner Studley Michael P $500,000
Previous Owner Studley Michael P $900,000
Previous Owner Miller Arnold I $525,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 Rented $15,000 0.0% --
08/20/2025 08/20/25 For Rent $15,000 -- --
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $29,306 $1,914,729 -- --
2024 $27,334 $1,860,767 -- --
2023 $27,334 $1,755,656 $0 $0
2022 $26,567 $1,704,520 $0 $0
2021 $26,264 $1,654,874 $0 $0
2020 $25,056 $1,632,026 $0 $0
2019 $25,904 $1,595,333 $0 $0
2018 $25,727 $1,565,587 $0 $0
2017 $25,462 $2,053,577 $625,000 $1,428,577
2016 $25,443 $2,012,403 $625,000 $1,387,403
2015 $25,894 $1,975,123 $555,000 $1,420,123
2014 $26,134 $1,729,843 $555,000 $1,174,843
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6337452

Stellar MLS

APN: 09-2328-0000-00-031